Apple Pay is now officially available in Malaysia! The mobile payment service that launched on 9th August 2022 allows consumers to perform contactless payment through their iOS devices such as iPhone, Apple Watch, iPad, and Mac.  “We are delighted to bring Apple Pay to Malaysia, providing an easier, safer, and more secure way to pay […]

ICYMI, Apple Pay is now officially available in Malaysia! The mobile payment service that launched today, 9th August 2022 allows consumers to perform contactless payment through their iOS devices such as iPhone, Apple Watch, iPad, and Mac.  Introducing Apple Pay. An easier, safer and more secure way to pay for everything you need, be in-store, […]

If you’re a music lover or a musician, the name Marshall is no stranger to you! For good reason too, as it is one of the best and most highly respected amplifiers in the market. With over 50 years of experience in the audio world, this English audio company specializes in engineering guitar amplifiers and […]

Do you own a Citi Credit Card? Here’s good news for you! Citi is back with a campaign for  Online,  E-Wallet, and 0% Easy Payment Plan (EPP) from 1st August to 31st October 2022. With this campaign, you’ll enjoy up to RM118 cashback when you meet the specified minimum spend requirements under the online and […]

It only takes a minute for your automotive loan and financing approval – that’s exactly what CIMB Auto Dealer App will do for you. The first of its kind in Malaysia, CIMB Bank Berhad, and CIMB Islamic Bank Berhad have launched out a mobile application, CIMB Auto Dealer App, that enables automotive loan/financing approval within […]

Here’s some exciting news for all you football fans – Bank Islam Malaysia Bhd in partnership with Visa is celebrating the world’s biggest sporting event with a Limited Edition Visa FIFA-Themed Credit Card-i and it’s limited to only 10,000 units!  Applicable for both new and existing customers, this special campaign organised by Bank Islam will […]

You know what they say: owning a credit card could either put you knee deep in debt or bring you unimaginable rewards. It’s useful when you’re strapped for cash and need to make urgent payments, and it allows you to enjoy a more enhanced lifestyle – if you pay your monthly instalments, of course. However, […]

Growing up is all about navigating through the ins and outs of good financial management. You may have gotten the hang of investing or even the gist of saving, but don’t forget the most important thing about your finances: your credit score. In the long run, building up your credit score and keeping it at […]

Having a good credit score seems like the golden ticket to some of the best financial deals: competitive and ideal interest rates, premium credit cards, and a higher chance of buying a car or getting a mortgage. Unfortunately, the adverse effect of having a bad credit score – between 300 to 650 (poor to low) […]

In a statement yesterday (March 9), Malayan Banking Bhd (Maybank) stated that the bank will continue offering financial support to customers who are still recovering from the effects of the pandemic under its Maybank Repayment Assistance programme for individuals, small medium enterprises (SME), and non-retail customers. In line with its mission to Humanise Financial Services, […]

For the first time in two years, Malaysia will be allowing quarantine-free entry for all travellers vaccinated against Covid-19, Prime Minister Ismail Sabri Yaakob said on Tuesday. “Citizens with valid travel documents can enter and leave the country as they did before the pandemic,” he said, continuing that all fully vaccinated Malaysians can now travel […]

We often stumble across the terms “Flat Rate Interest” and “Reducing Balance Rate” when applying for loans, but do we truly understand the difference between the two types of interest? Although these terms may sound like financial jargons, they are relatively simple to understand. The truth is most of us take the easy route and […]

If you’ve ever wondered what happens when a bank runs out of funds, the bank will actually borrow from another financial institution. When banks borrow from each other like this, they are charged what is known as an overnight policy rate (OPR). When Covid-19 hit our country, Bank Negara Malaysia slashed the OPR several times […]

Whenever you go to an ATM to get some cash, the machine will ask you if you’d like to withdraw funds from your current account or savings account. This might have confused you at some point, as you might have thought that you’d only have one account with your bank. But what’s interesting is that […]

Unless you’ve saved someone as a ‘Favourite’ in your online banking transactions, transferring money to a new account each time can be a hassle. And when you have to key in a bunch of random numbers, mistakes can happen…like transferring some cash to the wrong account. First and foremost, know that the chances of your […]

In case you missed the news, Prime Minister Datuk Seri Ismail Sabri announced that certain groups of Malaysians will be receiving a cash aid known as the Special Covid-19 Assistance (Bayaran Khas Covid-19, or BKC).  This payout is a part of the PEMULIH package and it is said that RM3.1 billion will be allocated towards […]

The latest moratorium that recently started on July 7th 2021 is the second one the government has announced since the pandemic began. There are some differences between this moratorium and the previous one.  For one, this moratorium will be available to the B40 and M40 groups, and to small to medium enterprises (SMEs). Whereas, the […]

When it comes to having a partner or being married, the topic of personal finance shifts. We can put a ring on their fingers and exchange vows, but the reality is “til’ death do us part” doesn’t always manifest itself and there will be bumps on the road.  Managing your finances as a couple doesn’t […]

Ever since young, we have learned to save up money and stash it away in a savings account. But did you know there’s another way to save money and earn even more money? The answer: leveraging interest rates on savings accounts. Understanding how interest works on a savings account is important to help you maximise […]

If you are a business owner, you may or may not already have a business bank account. But is it necessary to get a bank account for your business? Here’s our analysis on why it may be a good idea to get a business bank account. When you’re a budding entrepreneur, starting your own business […]