Credit Cards

No matter where you’re spending these days, it would be obvious that payment methods are changing. Less consumers are using cash as the option to use  eWallets become more commonplace. Payment QR codes can be found in almost every retail outlet these days. Even your local Pasar Malam vendor and roadside Nasi Lemak stall has…

Credit cards have an oddly mixed reputation among most people, despite their ubiquity. Having one is often seen as a status symbol simply because it implies you’re well-off enough to finance one. But many of us are also a bit wary over them, due to the horror stories we’ve heard of people going broke over…

Credit card providers or banks make a profit from your credit card in several different ways. These include charging you an annual fee as well as interests. For most Malaysian providers, a credit card interest rate is charged on any outstanding balance. Therefore, if you do not settle your monthly bill in full, any unpaid…

Most people understand that there’s more to a relationship than the romance and passion of the honeymoon stage. It’s a common refrain that sustaining ties with your partner is hard work.The physical and emotional labour that’s required to be a good partner can at times be somewhat daunting for some. 

There are certain credit cards that are specifically designed to reward frequent travelers, whether you travel locally or overseas. These best travel credit cards offer different types of benefits.  Some of the more common benefits you’ll see on a travel-centric card is travel insurance to cover all those unexpected circumstances. Additionally, you’ll often find complimentary…

When they were first offered, credit cards were basically cards that allowed you to swipe for a transaction that you had to pay later. However, credit card providers have been steadily adding various features to credit cards to make them more attractive to the masses, and one of these is the concept of a cashback….

The one effective strategy in tackling credit card debt is to consider using balance transfer credit cards. If you’re unfamiliar with this approach, this article is designed to provide answers and guidance. Balance transfer is the process of moving your existing credit card balances from one or multiple cards to a single card that offers…

What is the annual fee for credit cards? Simply put, credit card providers charge you an administrative maintenance fees yearly.  This is known as the card’s annual fees and is one of the most basic types of credit card charges you’ll find. They can range from RM100 per annum to over RM500 for higher income…