Debt & Credit Score
6 Ways To Pay Off Your Credit Card Debt
Sign up for a credit card, it’ll be fun, they said! And you did, but now you’re knee-deep in debt. First, let’s not panic. Take a step back and remind ourselves why we signed up for credit cards in the first place. Credit cards do have positive attributes! For example, it can help you build…
What happens to our debts when we die?
We’ve all heard about people around us receiving a huge inheritance when one of their family members passes. We’ve even heard about people receiving a house and more. But how many of us have heard about what happens to the debts of those who die?
5 Ways To Improve Your Credit Score
Part of life is managing the ins and outs of your finances. Financial literacy is an important part of your wellbeing, and can spell the difference between stability and crisis.
4 Ways A Bad Credit Score Can Impact Your Life (And How You Can Fix That)
Having a good credit score seems like the golden ticket to some of the best financial deals: competitive and ideal interest rates, premium credit cards, and a higher chance of buying a car or getting a mortgage.
How Malaysians Can Check Their Credit Score For FREE Via CompareHero.my
CTOS Malaysia is providing FREE MyCTOS Score credit reports for Malaysians vis the partnership with CompareHero.my. Here’s how you can check, read, and understand your latest CTOS credit score for FREE!
CompareHero.my partners with CTOS to take first step towards offering personalised financial products
CTOS, the leading credit reporting agency in Malaysia, has today announced a partnership with CompareHero.my, a local personal finance platform. Through the partnership, all Malaysians will be able to access a free credit score assessment, to help them better understand their creditworthiness. This serves as the building blocks of future innovation within the financial space,…
How do I calculate my Debt Service Ratio?
Applying a loan is not easy and is, in fact, a very long and tedious process. When your loan goes for approval, your debt service ratio is a major consideration. It is a strong decisive factor and you need to make sure it’s good to prove to your loan officers that you have good credit…
What Actually Happens When You Go To AKPK For Help?
Debt can be overwhelming and sometimes people borrow more money than they can afford to pay back. If you’re in this sort of financial predicament, consider getting assistance from Agensi Kaunselling dan Pengurusan Kredit (AKPK) or the Credit Counselling and Debt Management Agency. Read this article to find out more about their services. Edited and…