CIMB Group is a leading ASEAN universal bank and one of the largest Asian investment banks. Read more Show less
CIMB is a local bank with 320+ Branches. They offer 10 different Credit Cards, 5 Personal Loans and 17 Mortgages.
CIMB Credit Card | Min. annual income required |
Principal card annual fee |
Supplementary card annual fee |
CIMB Enrich World Elite Credit Card* | RM 250,000 | RM 1,215.09 | RM 271.70 |
CIMB Visa Infinite Credit Card | RM 120,000 | waived | waived |
CIMB Enrich World Credit Card* | RM 100,000 | RM 554.72 | waived |
CIMB WORLD Mastercard Credit Card | RM 90,000 | waived | waived |
CIMB Visa Signature Credit Card | RM 60,000 | waived | waived |
CIMB Cash Rebate Platinum Credit Card | RM 24,000 | waived | waived |
CIMB Platinum Credit Card | RM 24,000 | waived | waived |
CIMB Platinum-i Credit Card | RM 24,000 | waived | waived |
CIMB Enrich Platinum Credit Card | RM 24,000 | waived | waived |
CIMB PETRONAS Platinum Credit Card | RM 24,000 | waived | waived |
CIMB PETRONAS Platinum-i Credit Card | RM 24,000 | waived | waived |
CIMB e Credit Card | RM 24,000 | RM 100 | waived |
Features & Benefits
Eligibility
Fees & Charges
Finance Charges For Retail Transaction |
Conditions |
1.25% per month or 15% per annum |
if you have promptly settled your minimum payment due for 12 consecutive months |
1.42% per month or 17% per annum |
if you have promptly settled your minimum payment due for at least 10 months in a 12-month cycle |
1.50% per month or 18% per annum |
any other scenarios not within the two above |
Features & Benefits
Eligibility
Fees & Charges
Finance Charges For Retail Transaction |
Conditions |
1.25% per month or 15% per annum |
if you have promptly settled your minimum payment due for 12 consecutive months |
1.42% per month or 17% per annum |
if you have promptly settled your minimum payment due for at least 10 months in a 12-month cycle |
1.50% per month or 18% per annum |
any other scenarios not within the two above |
Features & Benefits
Eligibility
Fees & Charges
Finance Charges For Retail Transaction |
Conditions |
1.25% per month or 15% per annum |
if you have promptly settled your minimum payment due for 12 consecutive months |
1.42% per month or 17% per annum |
if you have promptly settled your minimum payment due for at least 10 months in a 12-month cycle |
1.50% per month or 18% per annum |
any other scenarios not within the two above |
Features & Benefits
Eligibility
Fees & Charges
Finance Charges For Retail Transaction |
Conditions |
1.25% per month or 15% per annum |
if you have promptly settled your minimum payment due for 12 consecutive months |
1.42% per month or 17% per annum |
if you have promptly settled your minimum payment due for at least 10 months in a 12-month cycle |
1.50% per month or 18% per annum |
any other scenarios not within the two above |
Features & Benefits
Eligibility
Fees & Charges
Finance Charges For Retail Transaction |
Conditions |
1.25% per month or 15% per annum |
if you have promptly settled your minimum payment due for 12 consecutive months |
1.42% per month or 17% per annum |
if you have promptly settled your minimum payment due for at least 10 months in a 12-month cycle |
1.50% per month or 18% per annum |
any other scenarios not within the two above |
Features & Benefits
Eligibility
Fees & Charges
Finance Charges For Retail Transaction |
Conditions |
1.25% per month or 15% per annum |
if you have promptly settled your minimum payment due for 12 consecutive months |
1.42% per month or 17% per annum |
if you have promptly settled your minimum payment due for at least 10 months in a 12-month cycle |
1.50% per month or 18% per annum |
any other scenarios not within the two above |
Features & Benefits
Eligibility
Fees & Charges
Finance Charges For Retail Transaction |
Conditions |
1.25% per month or 15% per annum |
if you have promptly settled your minimum payment due for 12 consecutive months |
1.42% per month or 17% per annum |
if you have promptly settled your minimum payment due for at least 10 months in a 12-month cycle |
1.50% per month or 18% per annum |
any other scenarios not within the two above |
Features & Benefits
Eligibility
Fees & Charges
Finance Charges For Retail Transaction |
Conditions |
1.25% per month or 15% per annum |
if you have promptly settled your minimum payment due for 12 consecutive months |
1.42% per month or 17% per annum |
if you have promptly settled your minimum payment due for at least 10 months in a 12-month cycle |
1.50% per month or 18% per annum |
any other scenarios not within the two above |
Features & Benefits
Eligibility
Fees & Charges
Finance Charges For Retail Transaction |
Conditions |
1.25% per month or 15% per annum |
if you have promptly settled your minimum payment due for 12 consecutive months |
1.42% per month or 17% per annum |
if you have promptly settled your minimum payment due for at least 10 months in a 12-month cycle |
1.50% per month or 18% per annum |
any other scenarios not within the two above |
Annual fee waiver at |
Total annual spending* required |
100% | RM 1,000,000 and above |
50% | RM 500,000 - RM 999,999 |
no waiver | below RM 500,000 |
*Total annual spend refers to accumulated 12 months' retail spend prior to card annual fee date, and it applies to a combined total of both principal and supplementary cards
Features & Benefits
Eligibility
Fees & Charges
Finance Charges For Retail Transaction |
Conditions |
1.25% per month or 15% per annum |
if you have promptly settled your minimum payment due for 12 consecutive months |
1.42% per month or 17% per annum |
if you have promptly settled your minimum payment due for at least 10 months in a 12-month cycle |
1.50% per month or 18% per annum |
any other scenarios not within the two above |
Annual fee waiver at |
Total annual spending* required |
100% | RM 500,000 and above |
50% | RM 250,000 - RM 499,999 |
no waiver | below RM 249,999 |
*Total annual spend refers to accumulated 12 months' retail spend prior to card annual fee date, and it applies to a combined total of both principal and supplementary cards
Features & Benefits
Statement balance | Spend | Cash rebate | Rebate cap |
Below RM 3,000 | Cinema, petrol, Groceries, Mobile, Utility Bill* |
2% | RM 30 per cardholder per month |
Other online or retail spend |
0.2% | unlimited | |
RM 3,000 & above | Cinema, petrol, Groceries, Mobile, Utility Bill* |
5% | RM 30 per cardholder per month |
Other online or retail spend |
0.2% | unlimited |
Eligibility
Fees & Charges
Finance Charges For Retail Transaction |
Conditions |
1.25% per month or 15% per annum |
if you have promptly settled your minimum payment due for 12 consecutive months |
1.42% per month or 17% per annum |
if you have promptly settled your minimum payment due for at least 10 months in a 12-month cycle |
1.50% per month or 18% per annum |
any other scenarios not within the two above |
Features & Benefits
Eligibility
Fees & Charges
Annual Fee Waiver (For subsequent years) |
Eligibility |
RM100 | Total annual spending* of RM12,000 |
*Total annual spend = Accumulated 12 months' retail spend prior to card annual fee date applies to a combined total of both principal and supplementary cards.
Employer | Fixed income earner
(basic only) |
Variable income earner (basic & allowances) |
Multi National Company |
compulsory
any of the following where necessary
|
compulsory
any of the following where necessary
|
Public Listed Company | ||
Government Linked Company | ||
Others |
compulsory
any of the following where necessary
|
Self Employed | Income Documents |
Sole Proprietor |
compulsory
any of the following where necessary
|
Partnership | |
Private Limited Company (Sdn Bhd) |
*Business Registration Document refers to: Trading Licence/Company Search/Partnership Agreement/ Professional Practicing Certificate
CIMB Malaysia is headquartered in Kuala Lumpur, and offers consumer banking, commercial banking, wholesale banking, Islamic banking and asset management products and services.
As the fifth largest banking group in ASEAN, it has over 40,000 staff in 16 locations across ASEAN, Asia and beyond.
CIMB credit cards are designed to suit your everyday financial needs, from everyday lifestyle rewards to low interest fees:
Be at least 21 years old (and 18 years old for supplementary card holder).
Earn a minimum income of RM2000 monthly for normal and Platinum cards and RM8333 for World and Signature cards.