AEON MasterCard Gold
AEON MasterCard Gold
RM 3,000
Minimum monthly income
RM 0
Annual fee
Free for the first year, and waived with a minimum of 12 transactions per year in the subsequent years. Otherwise, RM95 for Principal Card and RM60 for Supplementary Card
15%
Interest rate p.a
0%
Balance transfer rate (fixed)
Product details
Product details
Features
Good for
Rewards/Offers, Cashback & Shopping
8% cashback on AEON and AEON BiG Thank You Day (on the 20th and 28th of every month), capped at RM100 per month
5% cashback on dining transactions, capped at RM25 per month
3X AEON Points for every RM2 spent overseas using foreign currencies
2X AEON Points for every RM2 spent at AEON BiG Hypermarkets and AEON Store every day (except the 20th and 28th every month)
1X AEON Points for every RM4 on other transactions (exclude petrol, government department, trading, utility bills and all fees-related transactions)
Redeem gifts, vouchers or convert the accumulated AEON Points into cash at a conversion rate of 200 AEON Points = RM1
3X complimentary access per year to Plaza Premium Lounge in Malaysia (subject to a minimum spend of RM500 in single or cumulative transactions within 30 days before or after the lounge access date)
Complimentary travel insurance coverage worth up to RM200,000
Enjoy zero-interest instalment and tenures up to 36 months at participating merchants with AEON 0% Instalment Payment Plan
AEON Flexi Payment Plan offers as low as 2.5% one-time upfront fees over 6, 12 or 18 months of instalment plan with selected merchants
Eligibility
| Minimum monthly income | RM 3,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 0 | Free* |
| Annual fee waiver | Yes | Free for the first year, and waived with a minimum of 12 transactions per year in the subsequent years. Otherwise, RM95 for Principal Card and RM60 for Supplementary Card |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) | 0% | Zero interest with a one-time upfront handling fee of 3% for 12 months. For longer tenures such as 18 months, 24 months and 36 months, enjoy 3.99%, 4.5% and 5.99% interests per annum, respectively. Minimum transfer amount is RM1,000 |
| Annual fee |
RM 0 Free* |
| Annual fee waiver |
Yes Free for the first year, and waived with a minimum of 12 transactions per year in the subsequent years. Otherwise, RM95 for Principal Card and RM60 for Supplementary Card |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) |
0% Zero interest with a one-time upfront handling fee of 3% for 12 months. For longer tenures such as 18 months, 24 months and 36 months, enjoy 3.99%, 4.5% and 5.99% interests per annum, respectively. Minimum transfer amount is RM1,000 |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Malaysian:
Salaried Employee:
- - Photocopy of IC (front/back)
- - Latest detailed EPF statement OR
- - Latest 3 months' payslips AND
- - Latest 3 months' salary crediting bank statements
Commission Based Employee:
- - Photocopy of IC (front/back)
- - Latest detailed EPF statement OR
- - Latest 3 months' payslips AND
- - Latest 3 months' salary crediting bank statements
Self Employed:
- - Photocopy of IC (front/back)
- - Business Registration Certificate OR
- - Form 9/24/49 OR
- - Section 32, Section 58 and Section 78
- - Latest 6 months company’s principal current account statements
Click to read the AEON MasterCard Gold Terms and Conditions.
Click to read the AEON MasterCard Gold Product Disclosure Sheet.
