AEON Visa Gold
RM 3,000
Minimum monthly income
RM 95
Annual fee
Waived for first year and with a minimum of 12 transactions per year on the subsequent years15%
Interest rate p.a
0%
Balance transfer rate (fixed)
AEON Visa Gold
RM 3,000
Minimum monthly income
RM 95
Annual fee
Waived for first year and with a minimum of 12 transactions per year on the subsequent years
15%
Interest rate p.a
0%
Balance transfer rate (fixed)
Special Offers
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Product details
Product details
Features
Good for
Rewards/Offers, Cashback & Shopping
8% cashback on Thank You Day at AEON Stores and AEON BiG Stores on the 20th and 28th of every month, capped at RM100 per card
5% cashback on dining transactions, capped at RM25 per month
3X points for every RM1 overseas spend
2X points for every RM1 AEON BiG and AEON Store spend
1x point for every RM2 on all other spend (except utility bills, petrol, finance charges, fees, cash advance, ABC/BC19 monthly instalment, service charges, Balance Transfers, trading services, government services)
3X complimentary access per year to Plaza Premium Lounge (subject to minimum spend criteria)
Up to RM200,000 Travel Insurance coverage
Eligibility
| Minimum monthly income | RM 3,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 95 | Supplementary Card: RM60 |
| Annual fee waiver | Yes | Waived for first year and with a minimum of 12 transactions per year on the subsequent years |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) | 0% | Zero interest with a one-time upfront handling fee of 3% for 12 months. For longer tenures such as 18 months, 24 months and 36 months, enjoy 3.99%, 4.5% and 5.99% interests per annum, respectively. Minimum transfer amount is RM1,000 |
| Annual fee |
RM 95 Supplementary Card: RM60 |
| Annual fee waiver |
Yes Waived for first year and with a minimum of 12 transactions per year on the subsequent years |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) |
0% Zero interest with a one-time upfront handling fee of 3% for 12 months. For longer tenures such as 18 months, 24 months and 36 months, enjoy 3.99%, 4.5% and 5.99% interests per annum, respectively. Minimum transfer amount is RM1,000 |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Malaysian:
Salaried Employee:
- Photocopy of IC (front/back)
- Latest detailed EPF statement OR
- Latest 3 months' payslips AND
- Latest 3 months' salary crediting bank statements
Commission Based Employee:
- Photocopy of IC (front/back)
- Latest detailed EPF statement OR
- Latest 3 months' payslips AND
- Latest 3 months' salary crediting bank statements
Self Employed:
- Photocopy of IC (front/back)
- Business Registration Certificate OR
- Form 9 & 24 & 49 OR
- Section 32 & Section 58 & Section 7
- Latest 6 months company’s principal current account statements
Click to read the AEON Visa Gold Terms and Conditions.
Click to read the AEON Visa Gold Product Disclosure Sheet.
Product review by 
Product review by
Do you love to eat out instead of cooking your meals at home? If that’s the case, you can’t miss out on the rewards and discounts offered by the AEON Gold Visa Credit Card!
Gain rewards when for all your expenses
We already have to eat three to four meals a day, and if you can’t cook, your monthly expenses go to dining out. Thankfully, with the AEON Gold Visa Card, you’ll earn 5% cashback for all your dining expenses. No matter where you are and what time it is, as long as you charge it to your AEON Gold Visa Credit Card, you’ll be rewarded for satisfying your hunger.
Other rewards offered by the AEON Gold Visa Card is receiving 1x AEON Points for every RM2 that you have spent in which you could convert them into cash! For every 400 AEON Points earned, it is equal to RM1. Bear in mind, government, petrol or instalment transactions will not be applicable to earn the AEON Points.
Indulge in the travel perks offered by the AEON Gold Visa Card
When you travel the world, comfort plays a vital role to some. If that sounds like you, then you’ll love how the AEON Gold Visa Card offers up to 3x complimentary passes to access the Plaza Premium Lounges all across Malaysia. However, this privilege is only for principal cardholders.
Furthermore, you don’t have to worry too much when something happens while travelling because as a AEON Gold Visa cardholder, you will receive travel insurance coverage for as high as RM200,000. Plus, if you lost your AEON Gold Visa Card all of the sudden, you can contact their AEON World Desk Centre anywhere around the world and any time of the day. Rest assured the AEON Gold Visa Card is recognized worldwide as well, so you will have no problem using it to pay for your purchases and transactions.
Exclusive discounts and promotions
If you love discounts, you’ll be glad to know that the AEON Gold Visa Card also offers various discounts at selected merchants ranging from beauty, health, dining to fitness! The discounts could go up to 50% as well as other rewards. Reap the fantastic low rates for selected hotels too while you are planning your holiday
FAQs
FAQs
Your monthly income has to be at least RM3,000 each month. To apply for the principal card, your age has to be at least 21 years old and above. As for the supplementary card, you have to be at least 18 years old and above.
Yes, there will be an annual fee for the AEON Gold Visa Card charged to principal and supplementary cardholders. For principal cardholders, it will be RM95. As for the supplementary cardholders, it will be RM60.
The other fees applied would be the cash advance fee which is 5% or RM15 from the total amount as well as late payment charge which is 1% or RM10 from the total amount. If you lose your AEON Gold Visa Card, there will be a replacement fee which costs RM35.
- Earn 5% cashback for all dining spendings
- Receive 1x AEON Points for each RM2 that was spent
- Travel perks and exclusive discounts
The AEON Gold Visa Card is suitable for those that love to dine outside instead of at home. It is also best suited for people that travel and love to be rewarded with special discounts and cashback.
