AEON Platinum Mastercard
AEON Platinum Mastercard
RM 5,000
Minimum monthly income
RM 200
Annual fee
Waived for first year. Consecutive year's fee is waived with min RM18,000 spend annually
15%
Interest rate p.a
0%
Balance transfer rate (fixed)
Special Offers
Win the iPhone 16 OR RM1,000 Cash when you apply, activate, and spend with AEON Credit Card via CompareHero today.
Product details
Product details
Features
Good for
Cashback, Shopping & Rewards/Offers
10% cashback on Thank You Day in AEON Stores and AEON BiG every 20th and 28th of the month, capped at RM100 per card (includes all AEON stores)
2% cashback on online spend (except for FPP), capped at RM25 per month
4x points for every RM1 AEON BIG and AEON Stores (includes all AEON Stores) spend
6x points for every RM1 overseas spend
1x point for every RM1 on all other spend (except utility bills, petrol, finance charges, fees, cash advance, ABC / BC19 monthly instalment, service charges, Balance Transfers, trading services, government services)
Complimentary access to Plaza Premium Lounge (6X per year)
Up to RM1,000,000 Travel Insurance coverage
Eligibility
| Minimum monthly income | RM 5,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 200 | Supplementary Card: RM100 |
| Annual fee waiver | Yes | Waived for first year. Consecutive year's fee is waived with min RM18,000 spend annually |
| Late payment fee | RM 10/1% | |
| Interest rate | 15% | Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) | 0% | Zero interest with a one-time upfront handling fee of 3% for 12 months. For longer tenures such as 18 months, 24 months and 36 months, enjoy 3.99%, 4.5% and 5.99% interests per annum, respectively. Minimum transfer amount is RM1,000 |
| Annual fee |
RM 200 Supplementary Card: RM100 |
| Annual fee waiver |
Yes Waived for first year. Consecutive year's fee is waived with min RM18,000 spend annually |
| Late payment fee |
RM 10/1% |
| Interest rate |
15% Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) |
0% Zero interest with a one-time upfront handling fee of 3% for 12 months. For longer tenures such as 18 months, 24 months and 36 months, enjoy 3.99%, 4.5% and 5.99% interests per annum, respectively. Minimum transfer amount is RM1,000 |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Malaysian:
Salaried Employee:
- Photocopy of IC (front/back)
- Latest detailed EPF statement OR
- Latest 3 months' payslips AND
- Latest 3 months' salary crediting bank statements
Commission Based Employee:
- Photocopy of IC (front/back)
- Latest detailed EPF statement OR
- Latest 3 months' payslips AND
- Latest 3 months' salary crediting bank statements
Self Employed:
- Photocopy of IC (front/back)
- Business Registration Certificate OR
- Form 9 & 24 & 49 OR
- Section 32 & Section 58 & Section 7
- Latest 6 months company’s principal current account statements
Click to read the AEON Platinum Mastercard Terms and Conditions.
Click to read the AEON Platinum Mastercard Product Disclosure Sheet.
FAQs
FAQs
You have to be earning at least RM5,000 every month or RM60,000 a year. To get the principal card, you must be at least 21 years old. For the supplementary card, you need to be 18 years old and above.
The annual fee is waived for the first year. After that, you will be charged:
-RM200 for a principal card
-RM100 for a supplementary card
However, this fee will be waived if you spend at least RM18,000 within 12 months.
The annual fee is waived for the first year. After that, you will be charged RM200 a year for the primary card and RM100 for the supplementary card. This will be waived if you spend RM18,000 with your card in 12 months.
Late payment charges are RM10 or 1% of your outstanding balance. You will also be charged an interest rate of 15%. A 3% charge is applicable for balance transfers.
- 5% Cashback at AEON Stores and AEON BiG Hypermarkets on the 20th and 28th of every month respectively
- 2% Cashback on Online Utility Bills Payment.
- Up to RM14 Movie Rebate on weekdays at selected 24 participating cinemas
- 4x AEON Points everyday at AEON Stores and AEON BiG Hypermarkets
- 3x Welcome Points for petrol, overseas and dining transactions (valid for 1 year from card approval date)
- 1x AEON Point for every RM1 on other transactions
- 6x complimentary access to Plaza Premium Lounge in Malaysia
- Travel insurance coverage up to RM1,000,000
The AEON Platinum MasterCard is suitable for those who are looking to get rewards for every purchase. It’s great for people who enjoy online shopping, movies, travel, and other fun lifestyle activities.
