AEON Platinum Mastercard
AEON Platinum Mastercard
RM 5,000
Minimum monthly income
RM 0
Annual fee
Free for the first year, and waived when you make a minimum combined spending of RM18,000 per year in the subsequent years. Otherwise, RM200 for Principal Card and RM100 for Supplementary Card
15%
Interest rate p.a
0%
Balance transfer rate (fixed)
Special Offers
Win the iPad Air M2 OR AirPods Pro 2 when you apply, activate, and spend with AEON Credit Card via CompareHero today.
Product details
Product details
Features
Good for
Cashback, Shopping & Rewards/Offers
10% cashback on Thank You Day at AEON Stores and AEON BiG (every 20th and 28th of the month), capped at RM100 per month
2% cashback on online spend (exclude FPP), capped at RM25 per month
6x AEON Points for every RM2 spent overseas using foreign currencies
4x AEON Points for every RM2 spent at AEON Stores and AEON BiG Hypermarkets every day (except on the 20th and 28th of each month)
1x AEON Points for every RM2 spent on other transactions (exclude petrol, government department, trading, utility bills and all fees-related transactions)
Redeem gifts, vouchers or convert the accumulated AEON Points into cash at a conversion rate of 200 AEON Points = RM1
6x complimentary yearly access to Plaza Premium Lounge in Malaysia (with a minimum of RM500 single or cumulative transactions within 30 days before or after the lounge access date)
Complimentary travel insurance coverage worth up to RM1,000,000
Enjoy zero-interest instalment and tenures up to 36 months at participating merchants with AEON 0% Instalment Payment Plan
AEON Flexi Payment Plan offers as low as 2.5% one-time upfront fees over 6, 12 or 18 months of instalment plan with selected merchants
Eligibility
| Minimum monthly income | RM 5,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 0 | Free* |
| Annual fee waiver | Yes | Free for the first year, and waived when you make a minimum combined spending of RM18,000 per year in the subsequent years. Otherwise, RM200 for Principal Card and RM100 for Supplementary Card |
| Late payment fee | RM 10/1% | |
| Interest rate | 15% | Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) | 0% | Zero interest with a one-time upfront handling fee of 3% for 12 months. For longer tenures such as 18 months, 24 months and 36 months, enjoy 3.99%, 4.5% and 5.99% interests per annum, respectively. Minimum transfer amount is RM1,000 |
| Annual fee |
RM 0 Free* |
| Annual fee waiver |
Yes Free for the first year, and waived when you make a minimum combined spending of RM18,000 per year in the subsequent years. Otherwise, RM200 for Principal Card and RM100 for Supplementary Card |
| Late payment fee |
RM 10/1% |
| Interest rate |
15% Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) |
0% Zero interest with a one-time upfront handling fee of 3% for 12 months. For longer tenures such as 18 months, 24 months and 36 months, enjoy 3.99%, 4.5% and 5.99% interests per annum, respectively. Minimum transfer amount is RM1,000 |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Malaysian:
Salaried Employee:
- - Photocopy of IC (front/back)
- - Latest detailed EPF statement OR
- - Latest 3 months' payslips AND
- - Latest 3 months' salary crediting bank statements
Commission Based Employee:
- - Photocopy of IC (front/back)
- - Latest detailed EPF statement OR
- - Latest 3 months' payslips AND
- - Latest 3 months' salary crediting bank statements
Self Employed:
- - Photocopy of IC (front/back)
- - Business Registration Certificate OR
- - Form 9/24/49 OR
- - Section 32, Section 58 and Section 78
- - Latest 6 months company’s principal current account statements
Click to read the AEON Platinum Mastercard Terms and Conditions.
Click to read the AEON Platinum Mastercard Product Disclosure Sheet.
FAQs
FAQs
You have to be earning at least RM5,000 every month or RM60,000 a year. To get the principal card, you must be at least 21 years old. For the supplementary card, you need to be 18 years old and above.
The annual fee is waived for the first year. After that, you will be charged RM200 for the Principal Card and RM100 for the Supplementary Card. However, you can get it waived when you spend a minimum combined spending of RM18,000 per year from the second year onwards.
Late payment charges are RM10 or 1% of your outstanding balance. You will also be charged an interest rate of 15%.
- - 5% Cashback at AEON Stores and AEON BiG Hypermarkets on the 20th and 28th of every month respectively
- - 2% Cashback on Online Spending
- - 6x AEON Points for every RM2 spent overseas using foreign currencies
- - 4x AEON Points for every RM2 spent at AEON Stores and AEON BiG Hypermarkets every day (except the 20th and 28th of every month)
- - 1x AEON Points for every RM2 on other transactions (exclude petrol, government department, trading, utility bills and all fees-related transactions)
- - 6x complimentary yearly access to Plaza Premium Lounge in Malaysia (with a minimum spending of RM500 in single or cumulative transactions within 30 days before or after the lounge access date)
- - Complimentary travel insurance coverage worth up to RM1,000,000
The AEON Platinum MasterCard is suitable for those who are looking to get rewards for every purchase. It’s great for people who enjoy online shopping, movies, travel, and other fun lifestyle activities.
