AFFIN BANK INVIKTA World Mastercard-i
AFFIN BANK INVIKTA World Mastercard-i
RM 15,000
Minimum monthly income
RM 0
Annual fee
Waived for the first year and Subsequent years will be waived automatically with a minimum spend of RM100,000 per annum.
15%
Interest rate p.a
4%
Balance transfer rate (fixed)
Product details
Product details
Features
Good for
Travel
Unlimited Complimentary* Green Fees and exclusive access to the finest golf courses in Malaysia and selected South East Asian countries
Complimentary Airport Lounge Access
5X AFFIN Rewards Points for overseas retail transactions
Airline miles conversion to over 20 airlines with Enrich Miles, AirAsia BIG Points and Malindo Miles
Extraordinary travel experiences and privileges from exquisite dining, holiday treats or special events accorded to your lifestyle by Mastercard Travel and Lifestyle Service
Eligibility
| Minimum monthly income | RM 15,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 0 | Waived for the first year |
| Annual fee waiver | Yes | Waived for the first year and Subsequent years will be waived automatically with a minimum spend of RM100,000 per annum. |
| Interest rate | 15% | 15% per annum if the Cardmember has promptly settled the minimum payment due for 12 consecutive months |
| Balance transfer rate (fixed) | 4% | 4% for 12 month |
| Annual fee |
RM 0 Waived for the first year |
| Annual fee waiver |
Yes Waived for the first year and Subsequent years will be waived automatically with a minimum spend of RM100,000 per annum. |
| Interest rate |
15% 15% per annum if the Cardmember has promptly settled the minimum payment due for 12 consecutive months |
| Balance transfer rate (fixed) |
4% 4% for 12 month |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Salaried Employees (Malaysian):
Multinational / Public listed Companies/Government/Semi Government office
- Photocopy of MyKad (both sides)
- Recent utility bill if the address on MyKad is different from your residential address
- Latest month salary slip or letter of confirmation from employer if employed less than 3 months OR
- Latest income tax return (Form BE with tax receipt) or Form EA or EPF statement
Other Companies
- Photocopy of MyKad (both sides)
- Recent utility bill if the address on MyKad is different from your residential address
- Latest month salary slip OR bank statement showing latest 3 months salary credit AND
- Latest income tax return (Form BE with tax receipt) or Form EA or EPF statement
Self Employed (Malaysian):
- Photocopy of MyKad (both sides)
- Recent utility bill if the address on MyKad is different from your residential address
- Photocopy of Business Registration Form (established minimum 2 years)
- Latest income tax return (Form B with payment receipts or CPO2 attached or EPF statement ) OR
- Latest 6 months bank statements
Expatriate:
- Copy of passport showing personal details and work permit (must be valid for at least one year)
- Latest month salary slip
- Letter of confirmation from employer stating position, remuneration and duration of employment
- Minimum RM10K per month AND working for Multinational/Public listed companies/government/semi-government/HSBC corporate lending employers only
