Alliance Bank Visa Platinum Credit Card
RM 2,000
Minimum monthly income
RM 120
Annual fee
Waived in first year, subsequent years waived with minimum 12x swipe in a year15%
Interest rate p.a
0%
Balance transfer rate (fixed)
Alliance Bank Visa Platinum Credit Card
RM 2,000
Minimum monthly income
RM 120
Annual fee
Waived in first year, subsequent years waived with minimum 12x swipe in a year
15%
Interest rate p.a
0%
Balance transfer rate (fixed)
Special Offers
Win Samsung Galaxy Z Fold6 OR Samsung Galaxy Watch6 when you apply, activate, and spend with Alliance Bank Credit Card via CompareHero today. Check Terms & Conditions here: https://comparehero.link/ALLI2409W11
Product details
Product details
Benefits
Features
Good for
Rewards/Offers
8X Timeless Bonus Points for every RM1 spend on e-Commerce & eWallet top-up transactions (both capped at RM3,000 per statement cycle)
3X Timeless Bonus Points for Overseas & Dining spend
1X Timeless Bonus Points for Contactless, Entertainment, Auto-billing & Retail spend
Annual fee waiver for the first year (subsequent years will be waived with 12X swipe per year)
0% Balance Transfer promotion for 6 months for New-to-Bank Cardmembers
Eligibility
| Minimum monthly income | RM 2,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 120 | |
| Annual fee waiver | Yes | Waived in first year, subsequent years waived with minimum 12x swipe in a year |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) | 0% | 0% Balance Transfer for 6 months with minimum transfer of RM1,000 (for new-to-bank customers only) |
| Annual fee |
RM 120 |
| Annual fee waiver |
Yes Waived in first year, subsequent years waived with minimum 12x swipe in a year |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) |
0% 0% Balance Transfer for 6 months with minimum transfer of RM1,000 (for new-to-bank customers only) |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Salaried Earners
MNC/PLC/GLC
- Copy of NRIC (both sides) or a copy of a valid passport AND
- EPF statement AND
- Latest 1 month's payslip OR
- Last 3 months' payslip and 1 month's bank statement OR
- Latest Borang BE and the official tax receipt
Salaried Earners
Non-MNC/PLC/GLC
- Copy of NRIC (both sides) or a copy of a valid passport AND
- EPF statement AND
- Latest 3 months' bank statements OR
Self Employed
- Business Registration Certificate/Trading License/Form 9, Form 24, Form 49 AND
- Latest 6 months' company bank statements OR
- Borang B with 3 months of bank statements
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Love receiving rewards and enjoying travelling? The Alliance Bank Visa Platinum Credit Card helps to fulfil both the things you love!
Receive Timeless Bonus Points with the Alliance Bank Visa Platinum Card
This credit card offers more Timeless Bonus Points than the Gold Visa. Here’s a rough breakdown of the Timeless Bonus Points you’ll be receiving:
| Category | Timeless Bonus Points Earned |
| E-commerce and e-wallet top-ups | 8 Points (For each RM1 spent) |
| Overseas and dining transactions | 3 Points (For each RM1 spent) |
| Contactless transactions, auto-billing, entertainment and other retail transactions | 1 Point (For each RM1 spent) |
The best part of it all, the Timeless Bonus Points collected will not expire, hence, you can redeem exclusive products, gifts and more from participating merchants such as Philips and Fitbit. That’s not all you can redeem with your Timeless Bonus Points!
Get your annual fees waived
If you’re a supplementary cardholder of the Alliance Bank Visa Platinum Credit Card, you’re not required to pay an annual fee, hence, this privilege does not apply. However, primary cardholders are charged RM120 every year. Though during the first year it will be waived, after that, you will automatically be charged with the said annual fee. You will also receive a chance to get your annual fees waived if you swipe your card at least 12 times. Luckily, there is no minimum spend too, so you can swipe at any amount, as long as it is 12 times and above.
FAQs
FAQs
With a low minimum requirement of only RM2,000, you can apply for the Alliance Bank Visa Platinum card. If you are 21 years old and above, you can apply for the primary card. Otherwise, you can apply for the supplementary card if you are 18 years old and above.
If you apply for the supplementary card, you will not be charged with any annual fee. As for the primary card, you need to pay a fee of RM120 every year. The first year, you are off the hook. But the years after that, you need to pay the RM120 unless you have met the requirements of getting your annual fee being waived, which is just making 12 swipes all throughout the year.
Besides the annual fees, there are late payment fees and cash withdrawal fees. The late payment fee is around RM10 or 1% and the cash withdrawal fee is RM15 or 5% of the total amount. You will also be charged with sales and service tax that applies to both supplementary and primary cardholders, which is RM25.
- Receive 8x Timeless Bonus Points for e-commerce and e-wallet reloads
- Receive 3x Timeless Bonus Points for overseas purchases and dining transactions
- Receive 1x Timeless Bonus Points for contactless purchases, auto-billing, entertainment and other retail transactions
- Able to get annual fees waived if 12 swipes are made within 1 year
- Able to redeem awesome gifts and products from various merchants
For those who love to get rewarded and travel at the same time. Besides that, if you often shop online and use e-wallets, you’ll hugely benefit by getting the rewards in which you can redeem cool products.
