Alliance Bank Visa Signature Credit Card
Alliance Bank Visa Signature Credit Card
RM 4,000
Minimum monthly income
RM 0
Annual fee
Free for the first year, and waived with minimum annual spend of RM12,000 in the subsequent years. Otherwise, RM148 for Principal Card and complimentary for Supplementary Card
15%
Interest rate p.a
0%
Balance transfer rate (fixed)
Special Offers
Win RM3,000 Travel Vouchers when you apply, activate, and spend with Alliance Bank Credit Card via CompareHero today.
Product details
Product details
Benefits
Features
Good for
Cashback
Up to 5% cashback on Online Shopping, Grocery, Dining, Utilities, Petrol and Other Retail Spend
Complimentary RM80 e-hailing ride to the airport (2X per year with a minimum spend of RM120,000 yearly)
Annual fee waiver for the first year (subsequent years will be waived with minimum spend of RM12,000 per year)
0% Balance Transfer promotion for 6 months for New-to-Bank Cardmembers
Eligibility
| Minimum monthly income | RM 4,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 0 | Free* |
| Annual fee waiver | Yes | Free for the first year, and waived with minimum annual spend of RM12,000 in the subsequent years. Otherwise, RM148 for Principal Card and complimentary for Supplementary Card |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) | 0% | 0% Balance Transfer for 6 months with minimum transfer of RM1,000 (for new-to-bank customers only) |
| Annual fee |
RM 0 Free* |
| Annual fee waiver |
Yes Free for the first year, and waived with minimum annual spend of RM12,000 in the subsequent years. Otherwise, RM148 for Principal Card and complimentary for Supplementary Card |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) |
0% 0% Balance Transfer for 6 months with minimum transfer of RM1,000 (for new-to-bank customers only) |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Salaried Earners
MNC/PLC/GLC
- - Copy of NRIC (both sides) or a copy of a valid passport AND
- - EPF & latest 1-month payslip OR
- - Last 3 months payslip & 1 month bank statement OR
- - Latest Borang BE & Tax receipt
Salaried Earners
Non-MNC/PLC/GLC
- - Copy of NRIC (both sides) or a copy of a valid passport AND
- - EPF & latest 3 months bank statements OR
- - EPF, latest payslip & latest 3 months bank statements
Self Employed
- - Business Registration Certificate/Trading License/Form 9, Form 24, Form 49 AND
- - Latest 6 months company bank statements OR
- - Borang B with 3 months of bank statements
Click to read the Alliance Bank Visa Signature Credit Card Terms and Conditions.
Click to read the Alliance Bank Visa Signature Credit Card Product Disclosure Sheet.
Product review by 
Product review by
Do you believe in a cashless retail experience? Prefer using your card to pay for your expenditures? Alliance Bank has just the card for you! The Alliance Bank Visa Signature Card comes with great cashback value alongside other privileges.
Receive cashback for all your retail spends
Whether it is for online shopping, groceries, utilities, petrol, dining or any other retail spend you might indulge in, the Alliance Bank Visa Signature Card will provide you with up to 5% cashback through its tiered system.
- - Spends between RM1 to RM1,000: 0.05% cashback
- - Spends between RM1,001 to RM2,000: 0.50% cashback
- - Spends between RM2,001 to RM3,000: 5.00% cashback
- - Spends greater than RM3,001: 0.25% cashback
With such great cashback value, there’s no reason not to charge all your expenses to this card! As a bonus, from your second year onwards, if you spend more than RM12,000 in a year, your annual fees are waived. The first-year annual fee is waived automatically.
Get complimentary e-hailing rides to the airport!
Holders of this card also get to enjoy two complimentary rides to an airport worth RM80 when you spend at least RM120,000.00 in a year. Even better, these complimentary rides aren’t just restricted to Malaysia but also apply overseas!
Low, low fees for balance transfer and fast cash
Higher is not always better and in this context, the low balance transfer and fast cash fees stand out. How low do you ask? As low as 0%! Truly a steal.
FAQs
FAQs
To apply for the Alliance Bank Visa Signature Credit Card, you have to be earning at least RM4,000 every month/ RM48,000 a year. Besides the income requirement, you must also take into account the minimum age requirement which is 21 years old and above for the primary card, and 18 years old and above for a supplementary card.
The annual fee is waived for the first year. After that, you will be automatically charged RM148 if you’re a principal cardholder. However, if you spend a minimum amount of RM12,000 for that year, you will not be required to pay the annual fee.
Are you the type to repay on time? If you are, then you only will be charged with an interest rate of 15% every year. Late payment charges are 1% of your outstanding balance or RM10, whichever is higher. This amount is capped at RM100.
- - Earn up to 5% cashback on your retail spending inclusive of online shopping across various platforms, petrol, grocery, dining, utilities and other transactions
- - Enjoy 2x complimentary e-hailing rides to the airport worth RM80 per ride locally and internationally when you spend a minimum of RM120,000.00 in a year
- - Enjoy 0% Balance Transfer fees and fast cash fees for 6 months
If you’re someone who loves to shop to your heart's content, this card is just for you. You will get rewards not just for online shopping sprees, but also for every time you spend on groceries, petrol, dining and utilities. Basically, it’s a great lifestyle credit card you can use for just about anything.
Thinking of travelling overseas? Use the Alliance Bank Visa Signature Credit Card during your vacation, and what’s even better is that you can get 2x complimentary e-hailing rides to the airport. This even applies to airport rides overseas!
This Alliance Bank Visa Signature Credit Card is perfect for those who enjoy getting cashbacks and rewards each time they swipe their card.
