AmBank Islamic Mastercard Platinum Card
AmBank Islamic Mastercard Platinum Card
RM 2,000
Minimum monthly income
RM 0
Annual fee
waived for life
15%
Interest rate p.a
4.88%
Balance transfer rate (fixed)
Product details
Product details
Features
Good for
Rewards/Offers, No Annual Payments & Islamic
2X AmBonus Points for Overseas spend
1X AmBonus Points for Other spend
ZERO Annual Fee
Up to RM1,000,000 travel insurance
Eligibility
| Minimum monthly income | RM 2,000 |
| Minimum age: | |
| Cardholder | |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 0 | waived for life |
| Annual fee waiver | Yes | waived for life |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) | 4.88% | 4.88% rate for 12 months Balance Transfer repayment period |
| Annual fee |
RM 0 waived for life |
| Annual fee waiver |
Yes waived for life |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) |
4.88% 4.88% rate for 12 months Balance Transfer repayment period |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Below are required documents for your application:
- Copy of MyKad (front and back)
- Latest 3 months' salary slips/ commission statement
- Latest 6 months' bank statement
- Latest EPF statement
- Form A & D (business registration) or Trading License for East Malaysia
- Latest B/BE Form with an offical tax receipt
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Product review by
When you have a chance to earn rewards for indulging in your favourite lifestyle activities, you will love the AmBank Islamic Mastercard Platinum Card. With rewards, privileges and protection while you’re travelling the world or simply in your own country, you’ll be in for a treat!
Earn rewards while travelling overseas or locally
Gain up to 2x AmBank Reward Points for all your transactions overseas! Doesn’t matter what you use it for, you’ll be able to be rewarded with AmBank Reward Points in any country you’re travelling in. However, this does not apply to online transactions.
Even if you don’t plan on travelling during a particular month, you’ll still earn 1x AmBonus Point for each RM1 you’ve spent locally.
Have peace of mind while travelling
Don’t worry about not having enough funds to pay for any travel inconveniences or mishaps as the AmBank Islamic Mastercard Platinum Card comes with up to RM1,000,000 travel insurance coverage for you and your family members. Just pay for all your flight tickets with the AmBank Islamic Mastercard Platinum Card-i and you will automatically receive it.
FAQs
FAQs
To apply for the AmBank Islamic Mastercard Platinum Card, all you have to do is fill up our online application form which consists of two simple steps. Once that is done, we will immediately help to process your credit card application for you. If you have any questions or are confused about our online application form, our customer service will be able to assist you at +6012-385 0211.
You have to be earning a minimum amount of RM2,000 and above to apply for this credit card. For principal cards, your minimum age has to be at least 21 years old and above. The minimum age requirement for supplementary cards is at least 18 years old and above.
No, there will not be annual fees charged to principal and supplementary cardowners. But for supplementary cards, only the first 3 would be free. The subsequent supplementary cards after that will not be free.
There is a fixed Cash Advance Fee of RM12 will be imposed for each cash advance transaction. There is also a late payment fee of RM10 or 1% from the total amount that you’ve failed to pay.
- Receive 2x AmBonus Reward Points for international purchases
- Receive 1x AmBonus Reward Points for local purchases
- Receive RM1,000,000 travel insurance coverage for you and your family
The AmBank Islamic Mastercard Platinum Card would be suitable for those earning a stable amount of RM2,000 and above who prefers a credit card that will be their go-to in terms of travelling, rewards and so on.
