AmBank Islamic Visa Infinite
AmBank Islamic Visa Infinite
RM 10,000
Minimum monthly income
RM 0
Annual fee
waived for life
15%
Interest rate p.a
4.88%
Balance transfer rate (fixed)
Product details
Product details
Features
Good for
Rewards/Offers, Travel & No Annual Payments
5X AmBonus Points for overseas spend
5X Plaza Premium Lounge Access
Club Marriott Malaysia Privileges
1 FOR 1 Dining Deals
AMAZING 30 Campaign: Get AMAZING deals on your essentials Everyday
Golf Privileges: Complimentary Green Fees with 1 Paying Guest
ASEAN Duty Free Campaign: 10% Cashback from selected duty-free outlets
Eligibility
| Minimum monthly income | RM 10,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 0 | waived for life |
| Annual fee waiver | Yes | waived for life |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) | 4.88% | 4.88% rate for 12 months Balance Transfer repayment period |
| Annual fee |
RM 0 waived for life |
| Annual fee waiver |
Yes waived for life |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) |
4.88% 4.88% rate for 12 months Balance Transfer repayment period |
Document required to apply
You will need to provide several documents such as (varies between different banks):
These are the documents that are required for you to apply for AmBank Islamic Visa Infinite:
- Copy of MyKad (front and back)
- Latest 3 months' salary slips/ commission statement
- Latest 6 months' bank statement
- Latest EPF statement
- Form A & D (business registration) or Trading License for East Malaysia
- Latest B/BE Form with an official tax receipt
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Do you often travel to all your favourite countries? The AmBank Islamic Visa Infinite offers travel privileges and benefits that’ll make you want to travel all the time! Plus, you might want to start heading over to Shangri-La and Marriott hotels for their discounts when you use your AmBank Islamic Visa Infinite too.
Receive rewards for all your purchases overseas and locally
To be rewarded for the things you spend on would feel like a luxury. The AmBank Islamic Visa Infinite would provide you with just the rewards you need to feel on top of the world. When you swipe your credit card at any local retail outlets, you’ll receive 1x AmBonus Points. These AmBonus Points could enable you to redeem great vouchers or gifts.
But if you tend to travel very often, that’s even better as you’ll receive 5x AmBonus Points, more than spendings made locally. Bonus point: you’ll be able to convert all of your AmBonus Points into Air Miles from more than 50 airline partners including Enrich, Asia Miles, Singapore Airlines KrisFlyer and AirAsia BIG.
Note: Your AmBonus Points will expire in 3 years.
Travel luxuriously with the AmBank Islamic Visa Infinite
Nobody likes to wait at the airport for long hours before being able to board your flight, especially flight delays. What if we told you - with the AmBank Islamic Visa Infinite, you’ll have free access to Plaza Premium Lounge all over the world which you could use up to 6 times within one year?
Imagine chilling in the lounge with amazing facilities such as showers, food and WiFi, all free for you before boarding your flight. The best part is that the requirement to gain 6x complimentary access to these Plaza Premium Lounges is only a spending of at least RM1,000 within 30 days before or after going into the lounge.
Complimentary travel insurance for your travels
It’s always a scary thing to travel, especially if you’re alone and don’t know anyone in that certain country. With the AmBank Islamic Visa Infinite Credit Card, you’ll be able to be covered for up to RM2,000,000. Not just yourself, but your family members will be fully protected as well when you pay for your air flight tickets with the AmBank Islamic Visa Infinite Credit Card.
Save more when you dine or stay at hotels
If Marriott hotels are your go-to meal choices, the AmBank Islamic Visa Infinite offers up to 50% OFF whereas if you book a room there, you’ll receive a 20% discount on all room categories.
Not only that, you can also enjoy up to 50% discounts on food when you dine in at participatng outlets in Shangri-La Hotel.
FAQs
FAQs
At CompareHero, we offer an easy online application where you can apply for the AmBank Islamic Visa Infinite by filling up the required details about your income and personal information. If you need further assistance, you can contact us at +6012-385 0211 where our customer service will assist you.
If your monthly income starts from RM10,000 and you’re at least 21 years old and above, you are able to apply for this credit card. The supplementary card age requirement is 18 years old and above.
There will not be any annual fee charged to primary and the first three supplementary cards. You will not be required to meet any certain rules as well in order to get exempted from the annual fee. It is simply free for life!
You will be charged with an annual sales and service tax of RM25 during your anniversary date as well as once you activate your credit card. You will also have to pay for a late payment fee if you didn’t manage to make your repayments within the required deadline, which is RM10 or 1% from the total amount which you’ve failed to pay on time.
- Receive 6x complimentary passes to Plaza Premium Lounges in various countries
- Receive 5x AmBonus Points for international spendings
- Receive 1x AmBonus Points for local spendings
- Be protected for up to RM2,000,000 travel insurance
This credit card is suitable for those who travel very often as it is packed with travel perks and benefits. You will also have to be living a luxurious lifestyle as it requires a high amount of monthly income as well as travelling trips.
