AmBank Visa Infinite
AmBank Visa Infinite
RM 10,000
Minimum monthly income
RM 0
Annual fee
waived for life
15%
Interest rate p.a
4.88%
Balance transfer rate (fixed)
Product details
Product details
Benefits
Features
Good for
Rewards/Offers, No Annual Payments & Travel
5X AmBonus Points for overseas spend
6X Plaza Premium Lounge Access
Club Marriott Malaysia Privileges
1 FOR 1 Dining Deals at participating Shangri-La Hotels
AMAZING 30 Campaign: Get RM30 cashback or RM30 discount or 30% on your essentials everyday
Golf Privileges: Complimentary Green Fees with 1 Paying Guest
Travel insurance up to RM2,000,000
ZERO annual fees!
Eligibility
| Minimum monthly income | RM 10,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 0 | waived for life |
| Annual fee waiver | Yes | waived for life |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) | 4.88% | 4.88% rate for 12 months Balance Transfer repayment period |
| Annual fee |
RM 0 waived for life |
| Annual fee waiver |
Yes waived for life |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) |
4.88% 4.88% rate for 12 months Balance Transfer repayment period |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Some documents are required for your AmBank Visa Infinite Credit Card application:
- Copy of MyKad (front and back)
- Latest 3 months' salary slips/ commission statement
- Latest 6 months' bank statement
- Latest EPF statement
- Form A & D (business registration) or Trading License for East Malaysia
- Latest B/BE Form with an official tax receipt
Product review by 
Product review by
Hey, travel fanatics! When we say the AmBank Visa Infinite will be your go-to travel credit card, we aren’t kidding - it really is true. Imagine traveling from one country to another while getting rewarded and having the privilege to make use of the amazing travel benefits - it doesn’t sound like something that one can turn away from, right? Hence, the AmBank Visa Infinite will be your travel companion throughout your travel journey!
Travel in luxury with the AmBank Visa Infinite
If you can afford to travel the world very often, you’ll have to expect travel benefits from a credit card! With the AmBank Visa Infinite, you’ll enjoy 6X complimentary access to the luxurious Plaza Premium Lounge in more than 40 countries worldwide, including local airports too! If you’re traveling with someone, you could also get a 25% discount for them locally and a 20% discount for international lounges.
Indulge in the benefits of luxurious hotels
Fancy some fine dining or scrumptious meals from Shangri-La hotels and resorts? Enjoy the 1 for 1 deal where you could dine at any of the participating Shangri-La restaurants such as Lafite, Arthur’s Bar & Grill, Lemon Garden, Shang Palace, Zipangu and Lobby Lounge.
That’s not all - aside from Shangri-La, enjoy your meals at any participating Marriott hotels and receive up to a 50% discount. Plus, if you dine during your birthday, receive one of their delicious cakes for free! If you plan on staying there for a night or so, enjoy up to 20% OFF as well whereby you could cancel your reservations easily at a good rate.
Relieve your worries while traveling
When it comes to traveling, what’s the worst thing that could happen? If something happens to you or your family, of course! The AmBank Visa Infinite offers personal accident travel insurance coverage for you and your family members for up to RM2,000,000 when you charge all of the flight tickets to the credit card.
Gain rewards for any purchases internationally
If you love to travel, without a doubt, you will also love to shop as well! For any transaction you make overseas, you gain 5x AmBonus Points. What a way to kill two birds in one stone, right? You’ll get to fulfill your wanderlust while earning rewards at the same time!
With all the accumulated AmBonus Points, you can convert them into Air miles and redeem free flight tickets! Indeed, the AmBank Visa Infinite is the ultimate travel credit card.
FAQs
FAQs
For an easy application process, you can directly apply for the AmBank Visa Infinite through our website’s online application. It’s super easy and hassle-free to apply for this credit card with us - all you need to do is fill up our form in two steps, and upon completion, we will immediately help to process it for you. If you encounter any problems or need further assistance, feel free to contact our customer service at +6012-385 0211.
To be eligible for the AmBank Visa Infinite, you need to be earning a minimum income of RM10,000 and above. The minimum age requirement would be 21 years old and above for the principal card and 18 years old and above for the supplementary card.
Without any conditions attached, the AmBank Visa Infinite does not charge any annual fee to all cardholders, including the first 3 supplementary cardholders. For the subsequent supplementary cards after that, there will be an annual fee of RM188.
There is a late payment charge which is 1% of the total amount that is overdue or RM10. There is also a cash advance charge which is 5% of the total amount or RM50. The interest charge for a cash advance is at 18% annually.
- Receive 5x AmBonus Points for all overseas transactions
- Special hotel benefits for dining and accommodation
- Insurance travel coverage for the personal accident category up to RM2,000,000
- 6X Plaza Premium Lounges access all over the world
For all those who manage to fall under the higher income category, the AmBank Visa Infinite Credit Card would be the only card you’ll ever need, provided you travel often.
