Bank Islam World Mastercard® Credit Card-i
Bank Islam World Mastercard® Credit Card-i
RM 8,333
Minimum monthly income
RM 777
Annual fee
13.5%
Interest rate p.a
%
Balance transfer rate (fixed)
Product details
Product details
Features
Good for
Rewards/Offers & Islamic
1X TruReward Points for all retail spending
Islamic Credit Card
FREE Takaful coverage
Card usage limited to Halal transactions only
Travel Personal Accident Coverage up to RM2,000,000
24/7 Mastercard® World Concierge Services
Eligibility
| Minimum monthly income | RM 8,333 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 777 | Annual fee is waived subject to a minimum of 12 transactions per annum |
| Annual fee waiver | Yes | |
| Late payment fee | RM 5/1% | 1% of the outstanding balance or RM5, whichever is higher (to a maximum of RM50) |
| Interest rate | 13.5% | Settling minimum payment due for 12 consecutive month |
| Annual fee |
RM 777 Annual fee is waived subject to a minimum of 12 transactions per annum |
| Annual fee waiver |
Yes |
| Late payment fee |
RM 5/1% 1% of the outstanding balance or RM5, whichever is higher (to a maximum of RM50) |
| Interest rate |
13.5% Settling minimum payment due for 12 consecutive month |
Document required to apply
Product review by 
Product review by
Always wanted a credit card that is based on Shariah principles while getting rewards at the same time? The Bank Islam World Mastercard® Credit Card-i offers all the cardholders various perks for all their purchases as well as travelling benefits.
Earn Trupoints with your Bank Islam World Mastercard® Credit Card-i
Spend and make purchases using your Bank Islam World Mastercard® Credit Card-i to receive 1x Trupoints based on every RM1 you’ve spent as part of the TruRewards Loyalty Program. You can easily get a whole lot of Trupoints after accumulating them by simply charging all of your daily meals and monthly necessities to your Bank Islam World Mastercard® Credit Card-i. The more you spend, the more points you will earn!
But don’t just accumulate all of the points without redeeming them for vouchers, gifts or products as the points will expire in 3 years time.
Complimentary Takaful coverage
Don't you prefer to travel the world while having a safety net? The Bank Islam World Mastercard® Credit Card-i offers Takaful travel insurance up to RM2 million that covers any personal accidents such as death or permanent disability including family members. RM1,000 will be given to travel inconveniences such as luggage or flight delays and missed connection flights.
For any damage or loss towards any items purchased with the Bank Islam World Mastercard® Credit Card-i, it will be covered up to RM10,000 per item.
Bank Islam World Mastercard® Credit Card-i: Special personalized services just for you
Whenever you travel around the world, it’d be easier if you could easily get your credit card problems sorted out or any issues at all. Thankfully, with the Bank Islam World Mastercard® Credit Card-i, you’ll have access to 24/7 customer service as well as the Mastercard World Concierge services. With these services, you could book and reserve any goods or services including healthcare related. They’ll be able to handle everything for you, as long as you do it with your credit card.
Complimentary access to Plaza Premium Lounges
Having to wait for your flight before boarding could be troublesome sometimes and even tiring. But with the Bank Islam World Mastercard® Credit Card-i, you’ll be able to access for up to 3 times in a year at any Plaza Premium Lounges located in Singapore and Malaysia. The major perks of the lounges are the comfortable seats as well as a wide variety of food and drink choices that are specially offered just for those who have access.
FAQs
FAQs
You can easily apply with our online application form. There will be two steps where you’ll have to key in your personal details as well as your income details. Once you’ve completed and submitted the form, we will get in touch with you to further process the application. If you need any assistance, you could reach out to our customer service at +6012-385 0211.
The minimum age requirement would be at least 21 years old and above for principal cards. You also have to be earning at least RM8,333 and above. The age for supplementary cards would be at least 18 years old and above.
There will be an annual fee if you were to own this credit card. The annual fee for principal cards would be RM777 which can be waived if you perform at least 12 swipes in one year. The annual fee for supplementary cards will be RM333.
You will be charged with a fee of RM25 which is the sales and service tax. Apart from that, you will also have to pay a fee if you withdraw cash with your credit card. There is also a fee if you make your payments late. It will be 1% of the amount that is overdue or RM5.
- Gain 1x Trupoint when you spend with your credit card for local and international transactions
- Gain up to RM2 million Takaful insurance coverage for you and your family members
- Receive 3x free access to Plaza Premium Lounges at only Singapore and Malaysia
- Personalized 24/7 services
When you need a credit card that offers perks for travelling as well as monthly purchases, you could get your hands on this credit card as it offers exactly what you need.
