Bank Muamalat Visa Platinum-i

Features

Good for Travel & Cashback

0% Balance Transfer Plan for 12 month (valid until 30 September 2022)

Unlimited 1% cash back on overseas spend (face-to-face retail transaction only)

1% cash back on e-Commerce spend (Maximum cash back amount is capped at RM50 per month)

0.3% cash back on contactless spend (Maximum cash back amount is capped at RM50 per month)

Eligibility

Fees & Charges

Annual fee	RM 138	First Year Annual Fee Waiver(Subsequent years, auto Annual Fee Waiver with min. 12X swipes in the past 12-month)
Annual fee waiver	Yes
Late payment fee	RM 10/1%	1% of the total outstanding balance or a minimum of RM10
Interest rate	15%	Settling minimum payment due for 12 consecutive month
Balance transfer rate (fixed)	2.5%	2.5% for 12 month

Annual fee	RM 138 First Year Annual Fee Waiver(Subsequent years, auto Annual Fee Waiver with min. 12X swipes in the past 12-month)
Annual fee waiver	Yes
Late payment fee	RM 10/1% 1% of the total outstanding balance or a minimum of RM10
Interest rate	15% Settling minimum payment due for 12 consecutive month
Balance transfer rate (fixed)	2.5% 2.5% for 12 month

Document required to apply

You will need to provide several documents such as (varies between different banks):

Salaried Earners
MNC/PLC/GLC

Salaried Earners
Non MNC/PLC/GLC

Self Employed

Business Registration Certificate/Trading License/Form 9, Form 24, Form 49 AND
Latest 6 months company bank statements OR
Borang B with 3 months bank statements