Bank Rakyat Muslimah Credit Card-i
Bank Rakyat Muslimah Credit Card-i
RM 2,000
Minimum monthly income
RM 0
Annual fee
waived for life
13.5%
Interest rate p.a
3%
Balance transfer rate (fixed)
Product details
Product details
Features
Good for
Islamic & No Annual Payments
5-10% Cashback for Selected Partners
Islamic Credit Card
ZERO Annual Fee
Selected Partners include ZALORA, Siti Khadijah, Jumana, radiusite, Bokitta, GNC, KFIT, Curves, Bukit Gambang Resort City, Hospital Pusrawi Sdn Bhd, Hospital Pakar An-nur, Tini's spa.beauty.slimming, Cityskin, Fuzainy Scarves & many more
Card usage limited to Halal transactions only
Eligibility
| Minimum monthly income | RM 2,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 0 | waived for life |
| Annual fee waiver | Yes | waived for life |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 13.5% | Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) | 3% | 12 months Balance Transfer period |
| Annual fee |
RM 0 waived for life |
| Annual fee waiver |
Yes waived for life |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
13.5% Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) |
3% 12 months Balance Transfer period |
Document required to apply
FAQs
FAQs
Specially curated for the amazing women in Malaysia, the Bank Rakyat Muslimah Credit Card-i is the best option for all Muslimahs to enjoy exclusive discounts, rewards and privileges based only on halal transactions and merchants.
Love to shop at notable stores such as Siti Khadijah, Bokitta or Zalora? You can be rewarded and earn 1x Rakyat Point for each RM10 spent! What’s more? You can even convert all these accumulated Rakyat Points that never expire into cash at the rate of RM0.10 per 10 Rakyat Points! Besides that, during your birthdays, you’ll receive some rewards as well.
If you travel and make payment for your expenses with the Bank Rakyat Muslimah Credit Card-i, you will not be charged any extra fees on the currency exchange rate. This applies to all of your international transactions made with your Bank Rakyat Muslimah Credit Card-i.
Furthermore, no annual fees will be charged for a lifetime. Throughout the period of you owning the principal or supplementary card, the annual fee will be waived with no conditions needed to be fulfilled.
You’ll also get to enjoy a low interest rate of just 13.5%, provided you pay for your bills within 12 months continuously.
Rest assured you and your family will be well protected, thanks to the free family Takaful insurance coverage plan. If you’re not able to pay your credit card bills that are overdue, the coverage plan will settle those outstanding payments. For cases where unfortunate events happen such as a death of a loved one, you will be compensated with RM1,000 to pay for the funeral expenses. This is limited to only those below the age of 65.
