BSN Mastercard® Platinum Credit Card-i
BSN Mastercard® Platinum Credit Card-i
RM 5,000
Minimum monthly income
RM 0
Annual fee
waived for life
13.5%
Interest rate p.a
0%
Balance transfer rate (fixed)
Product details
Product details
Features
Good for
Rewards/Offers, No Annual Payments, Travel & Islamic
2X Happy Points for Dining, Golf, Travel & Overseas spend
1X Happy Points for every RM1 spent
ZERO Annual Fee
FREE BSN Zing PLUSMiles Card
Up to RM1,000,000 travel insurance
Eligibility
| Minimum monthly income | RM 5,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 0 | waived for life |
| Annual fee waiver | Yes | waived for life |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM75) |
| Interest rate | 13.5% | First Year: Pay at least minimum payment by due date; Second Year onwards: Settling minimum payment due by the due date for 12 consecutive month |
| Balance transfer rate (fixed) | 0% | 12 months Balance Transfer period |
| Annual fee |
RM 0 waived for life |
| Annual fee waiver |
Yes waived for life |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM75) |
| Interest rate |
13.5% First Year: Pay at least minimum payment by due date; Second Year onwards: Settling minimum payment due by the due date for 12 consecutive month |
| Balance transfer rate (fixed) |
0% 12 months Balance Transfer period |
Document required to apply
FAQs
FAQs
Reap the benefits and privileges offered by the BSN Al-Aiman Mastercard Platinum! Receive rewards for your purchases and travel conveniently thanks to Platinum privileges while you get to save more with the low rates.
Spending on your monthly expenses or lifestyle purchases will be much better knowing you’ll receive 1x Happy Points at any local retail outlets. At selected participating merchants, you’ll earn even more - up to 2x Happy Points for local gold, dining or travel outlets. When you make purchases overseas, you’ll also earn 2x Happy Points at any retail outlets.
Once you’ve accumulated a bunch of Happy Points, you could easily redeem cool gifts, vouchers or convert them into Enrich Points or BIG Points.
That’s not the only reward, all BSN Al-Aiman Mastercard Platinum cardholders will be able to get a free BSN Zing PLUSMiles card. You won’t have to go through the hassle of reloading your Touch ‘n Go card as it will auto-reload because it is linked with your BSN Al-Aiman Mastercard Platinum.
The chances of unexpected situations occurring while travelling is low, but it doesn’t mean there won’t be a time where you’ll have to face difficult moments. Thankfully, the BSN Al-Aiman Mastercard Platinum comes with complimentary travel accident coverage whereby you’ll be covered for up to RM300,000. This includes missed flight connections, flight or luggage delays, as well as lost luggage.
In addition, all cardholders will be entitled to receive Platinum Privileges while travelling. For instance, when you need additional assistance to make bookings or reservations, you could easily contact the 24/7 Mastercard Concierge services that’ll handle all your enquiries at any time of the day.
Plus, if you do happen to lose your credit card or it got stolen, you can contact the Platinum Credit Card Care Line at 1800 22 0800 and they will be able to assist you immediately.
The BSN Al-Aiman Mastercard Platinum doesn’t come with any annual fees, and all cardholders will not be required to meet certain requirements.
If you’re working as a Government Servant, you get to enjoy a fee of only 11% per year, which is considered one of the lowest as compared to the usual rates of 15% and above. If you’re under the Private sector, it will still be lower than the normal rates because it will only be 13.5% a year. Of course, these low rates only apply if you make your payments consistently for 12 months without fail.
Furthermore, all cardholders get to enjoy a 0% interest rate with their instalment plans that go up to 24 months. All you need to do is purchase your items with the BSN Al-Aiman Mastercard Platinum and cover them in easy instalments by paying a low one-time fee upfront. Learn more about the BSN Instalment-Pay Plan here.
