BSN Platinum Mastercard®
BSN Platinum Mastercard®
RM 5,000
Minimum monthly income
RM 0
Annual fee
waived for life
13.5%
Interest rate p.a
5.99%
Balance transfer rate (fixed)
Product details
Product details
Features
Good for
Rewards/Offers, No Annual Payments & Travel
2X Happy Points for Dining, Golf, Travel & Overseas spend
1X Happy Points for every RM1 spent
ZERO Annual Fee
FREE BSN Zing PLUSMiles Card
Up to RM1,000,000 travel insurance
Eligibility
| Minimum monthly income | RM 5,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 0 | waived for life |
| Annual fee waiver | Yes | waived for life |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM75) |
| Interest rate | 13.5% | First Year: Pay at least minimum payment by due date; Second Year onwards: Settling minimum payment due by the due date for 12 consecutive month |
| Balance transfer rate (fixed) | 5.99% | 12 months Balance Transfer period |
| Annual fee |
RM 0 waived for life |
| Annual fee waiver |
Yes waived for life |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM75) |
| Interest rate |
13.5% First Year: Pay at least minimum payment by due date; Second Year onwards: Settling minimum payment due by the due date for 12 consecutive month |
| Balance transfer rate (fixed) |
5.99% 12 months Balance Transfer period |
Document required to apply
FAQs
FAQs
Enjoy a convenient and rewarding lifestyle when you own the BSN Platinum Mastercard! Get rewards for all your local and international purchases as well as exclusive privileges.
Nobody would be tempted to get a credit card if there are no rewards! The BSN Platinum Mastercard allows all cardholders to receive 1x Happy Point for any purchases made when you swipe the credit card. Furthermore, selected local transactions under the category of travel, golf or dining will reward you with 2x Happy Points! Click here to find out more.
Love to travel overseas? When you pay for all your purchases using the BSN Platinum Mastercard, you’ll receive double the amount - 2x Happy Points!
Once you’ve collected enough points, you can redeem a wide variety of products and gifts for yourself and your loved ones! Check out the BSN Redemption catalogue here.
Another reward you’ll receive with the BSN Platinum Mastercard is a free BSN Zing PLUSMiles Card! With this Touch ‘n Go card, it’ll auto-reload from your credit card as it is directly linked to the card.
On top of that, there will be various credit card promotions where you could get discounts at selected outlets. Simply refer to myBSN website to see what kind of promotions are going on.
It’s always a gamble when you’re shopping online. But when you shop online and pay with your BSN Platinum Mastercard, you’ll be secured thanks to BSN’S Online Secured Shopping (BOSS) system that sends a code over to your mobile number before approving any online payments.
Additionally, when you charge all your flight tickets to the BSN Platinum Mastercard, you will automatically receive up to RM300,000 travel insurance coverage plus insurance coverage for any travel inconveniences occurred while travelling. For instance, if your luggage suddenly got lost for more than 48 hours or the flight was delayed for more than 6 hours.
You don’t have to spend a hefty amount when making your repayments as the BSN Platinum Mastercard offers a low interest rate of only 11% per annum if you’re working under the government sector, or 13.5% per annum if you’re under the private sector.
Moreover, all cardholders will not be charged with an annual fee for as long as they own the credit card. Don’t worry about meeting any conditions or requirements as there are no obligations to be met for your annual fee waiver.
You can apply easily via our online application form. In just two steps, all you have to do is fill in your information and then we will help to process it for you. If you run into any troubles or have any questions, our customer service can be reached at +6012-385 0211.
Your monthly income should be RM4,000 and above. Besides that, the minimum age for supplementary cards is 18 years old. The minimum age to apply for the principal card would be 21 years.
There will not be an annual fee charged to both principal and supplementary BSN Platinum Mastercard owners. On top of that, there are no specific requirements or conditions to be met as well.
You will be charged a sales and service tax fee which is RM25, applied on your credit card renewal date and upon activation. Besides that, you will also be charged with a late payment fee of 1% or RM10 which goes up to a maximum amount of RM75.
This credit card would be best suited for those who prefer to have a credit card with low interest rates as well as no annual fees. Besides that, it would be suitable for those who want to receive Happy Points instead of cashback in order to redeem products.
