CIMB Cash Rebate Platinum Credit Card
CIMB Cash Rebate Platinum Credit Card
RM 2,000
Minimum monthly income
RM 0
Annual fee
waived for life
15%
Interest rate p.a
7.99%
Balance transfer rate (fixed)
Product details
Product details
Features
Good for
Cashback
Up to 5% Cashback on Grocery, Petrol, Cinema, Mobile & Utility spend
Up to 0.2% Cashback on Online & Retail spend
Up to RM1,000,000 Travel Insurance coverage
Eligibility
| Minimum monthly income | RM 2,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 0 | waived for life |
| Annual fee waiver | Yes | waived for life |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) | 7.99% | 12 months Balance Transfer period |
| Annual fee |
RM 0 waived for life |
| Annual fee waiver |
Yes waived for life |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) |
7.99% 12 months Balance Transfer period |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Salaried Employees (Malaysian):
Multinational / Public listed Companies/Government/Semi Government office
- Photocopy of MyKad (both sides)
- Latest month salary slip for fixed Income earner or latest 3 month salary slip for Variable Income Earner OR
- Latest EPF statement with minimum 6 months contribution.
Other Companies
- Photocopy of MyKad (both sides)
- Latest 3 month salary slip
- Latest EPF statement with minimum 6 months contribution.
Self Employed (Malaysian):
- Photocopy of MyKad (both sides)
- Minimum latest 6 months company bank statement OR
- Photocopy of Business Registration Form
- Latest income tax return Form B AND LHDN payment receipt OR
- Latest income tax return Form B AND e-filing acknowledgement receipt
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Save more when you own the CIMB Cash Rebate Platinum Mastercard. Get instant cash rebates, discounts at ZON Duty Free outlets and get exempted from paying any annual fees!
Gain rewards when you spend with your CIMB Cash Rebate Platinum
Do you regularly spend on daily necessities and love to satisfy your lifestyle needs? For any transaction made for petrol, groceries, cinema, utilities and mobile, you get to gain some cashback. Receive as high as 5% cashback if you spend a minimum amount of RM3000 and above. If you spend less than RM3000, don’t worry, you’ll still be able to receive 2% cashback. For other transactions made online or retail outlets, it will be 0.2% cashback, which is unlimited with no minimum amount spending required. The CIMB Cash Rebate Platinum Mastercard offers more categories to receive cashback compared to the majority of the cashback credit cards out there.
Note: There is a maximum cash rebate cap of RM30 for each card.
Great perks not to be missed with the CIMB Cashback Platinum
If you love to travel, you’ll be glad to know that at The ZON Duty Free outlets in Malaysia, you’ll get a 10% discount on all purchases! Get your hands on all the memorable souvenirs for your loved ones and yourself, all for a cheaper price.
Not only that, save even more cash as the CIMB Cash Rebate Platinum Credit Card also offers zero annual fees to all cardholders! No extra requirements needed either.
FAQs
FAQs
Simply apply online directly on our website to own the CIMB Cash Rebate Platinum Mastercard. The online application is just a two-step process where you are required to fill in your details. Once you’ve submitted your application online, we will contact you to further process it. Contact us at +6012-385 0211 if you have any enquiries throughout the process, our customer service in charge will tend to your needs.
For a minimum monthly income as low as RM2,000 a month, you can apply for the CIMB Cash Rebate Platinum Mastercard. As long as you meet the minimum age requirements as well, which is 21 years old and above for principal cardholders and 18 years old and above for supplementary cardholders.
No, there is no annual fee for both principal and supplementary cardholders. Fortunately, there are no specific requirements needed to be met as well in order to get your annual fee waived, it is waived for life.
There will be a sales and service tax charge which is at RM25 for principal and supplementary cardholders. Aside from that, the other charges include a 5% or RM15 charge for cash advance, with a 18% interest rate annually. There is also a cashback limit which is at RM30 for each card. If you don’t make your payments on time, there is a late payment charge of 1% or RM10 of the total amount that is outstanding.
- Gain 5% cashback for all your transactions made under the categories of petrol, groceries, cinema, utilities and mobile when you spend at least RM3,000 and above
- Gain 2% cashback for all your transactions made under the categories of petrol, groceries, cinema, utilities and mobile when you spend below RM3,000
- No annual fees requires
- Get 10% discount for all purchases made at The ZON Duty Free outlets across Malaysia
If you find yourself spending most of your monthly income on basic necessities such as groceries, petrol and utility bills, you’ll find the CIMB Cash Rebate Platinum credit card extremely useful. Plus, if you tend to shop online or regularly catch a movie at cinemas, this credit card will be suitable for you.
