CIMB Platinum-i Credit Card
CIMB Platinum-i Credit Card
RM 2,000
Minimum monthly income
RM 0
Annual fee
waived for life
15%
Interest rate p.a
7.99%
Balance transfer rate (fixed)
Product details
Product details
Features
Good for
Rewards/Offers & Islamic
1X Bonus Points for every RM1.00 on All spend
ZERO Annual Fee
Up to RM1,000,000 Travel Insurance coverage
Islamic Credit Card
Eligibility
| Minimum monthly income | RM 2,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 0 | waived for life |
| Annual fee waiver | Yes | waived for life |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) | 7.99% | 12 months Balance Transfer period |
| Annual fee |
RM 0 waived for life |
| Annual fee waiver |
Yes waived for life |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) |
7.99% 12 months Balance Transfer period |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Salaried Employees (Malaysian):
Multinational / Public listed Companies/Government/Semi Government office
- Photocopy of MyKad (both sides)
- Latest month salary slip for fixed Income earner or latest 3 month salary slip for Variable Income Earner OR
- Latest EPF statement with minimum 6 months contribution.
Other Companies
- Photocopy of MyKad (both sides)
- Latest 3 month salary slip
- Latest EPF statement with minimum 6 months contribution.
Self Employed (Malaysian):
- Photocopy of MyKad (both sides)
- Minimum latest 6 months company bank statement OR
- Photocopy of Business Registration Form
- Latest income tax return Form B AND LHDN payment receipt OR
- Latest income tax return Form B AND e-filing acknowledgement receipt
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If you’re a Malaysian that is earning a decent stable income every month who also spends on groceries and a travel junkie, then the CIMB Islamic Mastercard is for you. Get rewarded for all your spendings and enjoy the great perks that come along with this credit card.
Bonus Points to be earned from the CIMB Islamic Mastercard
For every RM1 you spend on any retail transactions with your CIMB Islamic Mastercard, you’ll receive 1x CIMB Bonus Point. At least you can feel some sort of relief knowing that you’ll be rewarded for all your spendings. If you swipe your card for all your grocery bills at various supermarkets such as Aeon, Tesco, Jaya Grocer, to name a few, you’ll earn 5x Bonus Points.
What you can do with all the CIMB Bonus Points earned? CIMB allows you to pay for your purchases with the Bonus Points, also known as PWP (Pay With Points), provided they are made at participating merchant outlets. Pretty useful if you don’t have cash on hand as well. At selected grocery outlets, when you pay with Bonus Points, you could get a rebate of 50% on the total CIMB Bonus Points used.
Travel stress-free with the CIMB Islamic Mastercard
Mishaps are bound to happen when you’re travelling. When you own the CIMB Islamic Mastercard, you get to receive up to RM1 million travel takaful coverage if you make all your flight tickets payments with the credit card. The travel takaful coverage includes flight delays, lost luggages and many more.
Love to buy souvenirs or shop at The ZON Duty Free outlets located in airports and shopping malls? Purchase them all with your CIMB Islamic Mastercard to enjoy 10% OFF of your total bill! What a way to make your travelling even better whenever you’re at the airports or shopping malls across Malaysia knowing you get to get a discount.
Lifetime annual fee waiver
Most credit cards require you to pay a certain amount of annual fee every year with a selected few that allows it to be waived when you meet their minimum requirements. However, with the CIMB Islamic Mastercard, there is absolutely no annual fees for as long as you own the credit card. On top of that, there are no requirements to be met in order to get you annual fees waived. Hence, enjoy getting rewarded by spending without having to worry about any additional costs aside from the required fees by simply owning a credit card!
FAQs
FAQs
At CompareHero, we offer a convenient way to apply for the CIMB Islamic Mastercard. You can start by applying directly on our website and proceed to fill up all the required information about yourself. Once that’s done, we will process your application from there and contact you if needed. If you’re having any trouble applying online, you can approach our customer service hotline at +6012-385 0211.
To apply for the CIMB Islamic Mastercard, you must be a Malaysian who earns an annual income of RM24,000 or RM2,000 every month. Your age should be at least 21 years old and above if you are planning on applying for the principal card. If you do not meet the age requirement for the principal card, you can choose to apply for the supplementary card provided your age is at least 18 years old and above.
No, there are zero annual fees for a lifetime which is applied to both principal and supplementary cardholders. There are no minimum requirements to be met in order to get your annual fees waived as well.
The CIMB Islamic Mastercard has a late payment fee of 1% or RM10 and a cash withdrawal fee of 5% or RM15, both will be charged depending on the fee that is higher.
- Gain 1x Bonus Points on all your transactions
- Gain 5x Bonus Points on all your grocery transactions at supermarkets
- Receive Travel Takaful Coverage up to RM1 million covering travel inconveniences such as lost luggage or missed flights
- No annual fees for life with no minimum requirements needed to be met
The CIMB Islamic Mastercard is suitable for anyone, from fresh graduates to higher end income groups due to the low minimum monthly income required. If you love rewards and spend regularly on your daily necessities every month, you’ll benefit from the Bonus Points earned, even more so when groceries are at the top of your list. Furthermore, if travelling is something that you do pretty often, you will find this credit card very useful.
