Minimum monthly income | RM 2,000 |
Minimum age: | |
Cardholder | 21 |
Supplementary Cardholder | 18 |
Annual fee | RM 0 | Zero Annual Fee |
Annual fee waiver | Yes | waived for life |
Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
Interest rate | 15% | Settling minimum payment due for 12 consecutive month |
Balance transfer rate (fixed) | 7.99% | 12 months Balance Transfer period |
Annual fee |
RM 0 Zero Annual Fee |
Annual fee waiver |
Yes waived for life |
Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
Interest rate |
15% Settling minimum payment due for 12 consecutive month |
Balance transfer rate (fixed) |
7.99% 12 months Balance Transfer period |
You will need to provide several documents such as (varies between different banks):
Salaried Employees (Malaysian):
Multinational / Public listed Companies/Government/Semi Government office
Other Companies
Self Employed (Malaysian):