Hong Leong Bank Emirates WorldElite Credit Card
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Hong Leong Bank Emirates WorldElite Credit Card
RM 20,833
Minimum monthly income
RM 2,500
Annual fee
15%
Interest rate p.a
8.99%
Balance transfer rate (fixed)
Product details
Product details
Features
Good for
Travel
150,000 Miles, which is equivalent to a return flight ticket on Business Class to Europe
Complimentary 4x of Emirates KLIA Lounge Access within Card Anniversary
Complimentary 2x Green Fee and buggy fee* per month at selected Golf Clubs in Malaysia and Overseas with a min balance of RM2k in preceding month statement
Earn Skywards Miles on daily spend
Emirates Skywards Silver membership
Enjoy 1 x Grab ride worth RM100 with min. spend of RM2k on Emirates and/or Overseas (face-to-face non MYR). Max up to 2x Grab rides within Card Anniversary
"Enjoy automatic coverage for Medical and Travel Accident which are underwritten by AIG Malaysia Insurance Bhd for the following coverage: Travel Medical up to USD500,000 Travel Accident up to USD500,000 Trip Inconvenience up to USD7,500"
Eligibility
| Minimum monthly income | RM 20,833 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 2,500 | |
| Interest rate | 15% | 15% per annum if you have promptly settled your minimum payment due for 12 consecutive months |
| Balance transfer rate (fixed) | 8.99% | 8.99% p.a.(12 months) |
| Annual fee |
RM 2,500 |
| Annual fee waiver |
No |
| Interest rate |
15% 15% per annum if you have promptly settled your minimum payment due for 12 consecutive months |
| Balance transfer rate (fixed) |
8.99% 8.99% p.a.(12 months) |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Salaried Employees (Malaysian):
Multinational / Public listed Companies/Government/Semi Government office
- Photocopy of MyKad (both sides)
- Recent utility bill if the address on MyKad is different from your residential address
- Latest month salary slip or letter of confirmation from employer if employed less than 3 months OR
- Latest income tax return (Form BE with tax receipt) or Form EA or EPF statement
Other Companies
- Photocopy of MyKad (both sides)
- Recent utility bill if the address on MyKad is different from your residential address
- Latest month salary slip OR bank statement showing latest 3 months salary credit AND
- Latest income tax return (Form BE with tax receipt) or Form EA or EPF statement
Self Employed (Malaysian):
- Photocopy of MyKad (both sides)
- Recent utility bill if the address on MyKad is different from your residential address
- Photocopy of Business Registration Form (established minimum 2 years)
- Latest income tax return (Form B with payment receipts or CPO2 attached or EPF statement ) OR
- Latest 6 months bank statements
Expatriate:
- Copy of passport showing personal details and work permit (must be valid for at least one year)
- Latest month salary slip
- Letter of confirmation from employer stating position, remuneration and duration of employment
- Minimum RM10K per month AND working for Multinational/Public listed companies/government/semi-government/HSBC corporate lending employers only
