Hong Leong Essential Card
Hong Leong Essential Card
RM 2,000
Minimum monthly income
RM 100
Annual fee
Waived with a minimum of 12 retail transactions p.a. or RM8,000 retail spend p.a.
15%
Interest rate p.a
6.99%
Balance transfer rate (fixed)
Product details
Product details
Features
Good for
Cashback
0.6% Cashback for the first RM5,000 spend & 1% on subsequent spend
0.6% Cashback for Insurance spend
Unlimited Cashback
Exclusive low rate of 10.8% p.a. for Cash advance
Eligibility
| Minimum monthly income | RM 2,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 100 | Waived with a minimum of 12 retail transactions p.a. or RM8,000 retail spend p.a. |
| Annual fee waiver | Yes | Waived with a minimum of 12 retail transactions p.a. or RM8,000 retail spend p.a. |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) | 6.99% | 12 months Balance Transfer period |
| Annual fee |
RM 100 Waived with a minimum of 12 retail transactions p.a. or RM8,000 retail spend p.a. |
| Annual fee waiver |
Yes Waived with a minimum of 12 retail transactions p.a. or RM8,000 retail spend p.a. |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) |
6.99% 12 months Balance Transfer period |
Document required to apply
