Hong Leong Bank WISE Credit Card
Hong Leong Bank WISE Credit Card
RM 2,000
Minimum monthly income
RM 98
Annual fee
15%
Interest rate p.a
8.99%
Balance transfer rate (fixed)
Product details
Product details
Features
Good for
Cashback
8% cashback when you pay for popular Online Spend merchants, Groceries & Essentials (including selected convenience stores), Petrol and Dining on Weekends
unlimited cash back on other transactions using this credit card such as Insurance, Utilities, Mobile and more
Eligibility
| Minimum monthly income | RM 2,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 98 | |
| Interest rate | 15% | 15% per annum if you have promptly settled your minimum payment due for 12 consecutive months |
| Balance transfer rate (fixed) | 8.99% | 8.99% p.a.(12 months) |
| Annual fee |
RM 98 |
| Annual fee waiver |
No |
| Interest rate |
15% 15% per annum if you have promptly settled your minimum payment due for 12 consecutive months |
| Balance transfer rate (fixed) |
8.99% 8.99% p.a.(12 months) |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Salaried Employees (Malaysian):
Multinational / Public listed Companies/Government/Semi Government office
- Photocopy of MyKad (both sides)
- Recent utility bill if the address on MyKad is different from your residential address
- Latest month salary slip or letter of confirmation from employer if employed less than 3 months OR
- Latest income tax return (Form BE with tax receipt) or Form EA or EPF statement
Other Companies
- Photocopy of MyKad (both sides)
- Recent utility bill if the address on MyKad is different from your residential address
- Latest month salary slip OR bank statement showing latest 3 months salary credit AND
- Latest income tax return (Form BE with tax receipt) or Form EA or EPF statement
Self Employed (Malaysian):
- Photocopy of MyKad (both sides)
- Recent utility bill if the address on MyKad is different from your residential address
- Photocopy of Business Registration Form (established minimum 2 years)
- Latest income tax return (Form B with payment receipts or CPO2 attached or EPF statement ) OR
- Latest 6 months bank statements
Expatriate:
- Copy of passport showing personal details and work permit (must be valid for at least one year)
- Latest month salary slip
- Letter of confirmation from employer stating position, remuneration and duration of employment
- Minimum RM10K per month AND working for Multinational/Public listed companies/government/semi-government/HSBC corporate lending employers only
