Hong Leong WISE Gold Card
Hong Leong WISE Gold Card
RM 2,000
Minimum monthly income
RM 98
Annual fee
15%
Interest rate p.a
6.99%
Balance transfer rate (fixed)
Product details
Product details
Features
Good for
Cashback
8% Cashback based on selected 2 categories from the list of Mobile, Pharmacies, Groceries, Petrol, Dining, Departmental, Book Stores, Utilities, Entertainment or Travel
Flexibility to switch reward categories at anytime and enjoy the same 8% cash back reward on new selections
8% Cashback requires minimum retail spend of RM500 per month
Eligibility
| Minimum monthly income | RM 2,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 98 | |
| Annual fee waiver | Yes | |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) | 6.99% | 12 months Balance Transfer period |
| Annual fee |
RM 98 |
| Annual fee waiver |
Yes |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) |
6.99% 12 months Balance Transfer period |
Document required to apply
