Lazada UOB Card
RM 2,000
Minimum monthly income
RM 100
Annual fee
Annual fee is waived when you make an annual spend of at least RM15,00015%
Interest rate p.a
0%
Balance transfer rate (fixed)
Lazada UOB Card
RM 2,000
Minimum monthly income
RM 100
Annual fee
Annual fee is waived when you make an annual spend of at least RM15,000
15%
Interest rate p.a
0%
Balance transfer rate (fixed)
Special Offers
Win the iPad Pro M4 OR get RM600 Touch 'n Go eWallet Credits guaranteed when you apply, activate, and spend with UOB Credit Cards via CompareHero today. Check Terms and Conditions here: https://comparehero.link/UOBK2411W31
Product details
Product details
Benefits
Features and Benefits: Lazada UOB Card UNIRM
| UNIRM | Spend Categories | Capped Amount/Conditions |
| 10X UNIRM per RM1 | Lazada purchases and top-ups | RM500 (1X UNIRM per RM1 after exceeding the cap) |
| 5X UNIRM per RM1 |
|
RM500 (for each/1X UNIRM per RM1 after exceeding the cap)
|
| 1X UNIRM per RM1 | All other retail spend | None |
| Bonus 1,000 UNIRM | All retail spend | Spend RM1,500 every month |
Vouchers
- Exclusive Lazada vouchers - Collect and spend mega-sales vouchers and year-long discounts via the Lazada app
-
RM28 voucher every Monday via the Lazada app - with a minimum spend of RM200, limited to 500 redemptions weekly and 1X per redemption per customer
Other Benefits
-
Lazada RM8 monthly offer via the Lazada app - with a minimum spend of RM45, limited to 2,700 redemptions weekly and 1X per redemption per customer
- Lazada Free Shipping Fridays via the Lazada app - RM5 off free shipping with a minimum spend of RM15, limited to 600 redemptions weekly and 1X per redemption per customer
Features
Good for
Rewards/Offers & Shopping
Earn 10X UNIRM for every RM1 Lazada purchases and top-ups (capping conditions apply)
Earn 5X UNIRM for every RM1 online lifestyle and entertainment spend (Spotify, Apple.com, Netflix, Grab, ClassPass, iflix, PlayStation, SteamGames, YouTube, KURIN, DeliverEat, Dominos and foodpanda) and insurance and telco spend (capping conditions apply)
Earn 1X UNIRM for every RM1 on all other retail spend
Bonus 1,000 UNIRM when you make a monthly retail spend of RM1,500
Eligibility
| Minimum monthly income | RM 2,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 100 | Annual fee is waived when you make an annual spend of at least RM15,000 |
| Annual fee waiver | Yes | Annual fee is waived when you make an annual spend of at least RM15,000 |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | For cardmembers who promptly settle Minimum Payment Due by the respective Payment Due Date for 12 months within the last 12 consecutive months |
| Balance transfer rate (fixed) | 0% | Zero interest with one-time upfront handling fees of 3%, 4% and 5% for 6-month, 12-month and 18-month repayment period respectively. Minimum transfer amount is RM1,000 |
| Annual fee |
RM 100 Annual fee is waived when you make an annual spend of at least RM15,000 |
| Annual fee waiver |
Yes Annual fee is waived when you make an annual spend of at least RM15,000 |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% For cardmembers who promptly settle Minimum Payment Due by the respective Payment Due Date for 12 months within the last 12 consecutive months |
| Balance transfer rate (fixed) |
0% Zero interest with one-time upfront handling fees of 3%, 4% and 5% for 6-month, 12-month and 18-month repayment period respectively. Minimum transfer amount is RM1,000 |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Employees
- Photocopy of NRIC (both sides)
- Latest 3 month's salary slips OR
- Latest EPF statement
- Personal bank statement showing salary credited (at least 6 months)
- Latest income tax return with LHDN receipt
Self-Employed
- Photocopy of NRIC (both sides)
- Form 9, 24 & 49 OR
- Business Registration Certificate
- Latest income tax return with LHDN receipt
- Latest 6 months company bank statements (showing business turnover)
Click here to read the Lazada UOB Card Terms and Conditions.
Click here to read the Lazada UOB Card Product Disclosure Sheet.
