Features and Benefits: Lazada UOB Card UNIRM
UNIRM | Spend Categories | Capped Amount/Conditions |
10X UNIRM per RM1 | Lazada purchases and top-ups | RM500 (1X UNIRM per RM1 after exceeding the cap) |
5X UNIRM per RM1 |
|
RM500 (for each/1X UNIRM per RM1 after exceeding the cap)
|
1X UNIRM per RM1 | All other retail spend | None |
Bonus 1,000 UNIRM | All retail spend | Spend RM1,500 every month |
Vouchers
RM28 voucher every Monday via the Lazada app - with a minimum spend of RM200, limited to 500 redemptions weekly and 1X per redemption per customer
Other Benefits
Lazada RM8 monthly offer via the Lazada app - with a minimum spend of RM45, limited to 2,700 redemptions weekly and 1X per redemption per customer
Minimum monthly income | RM 2,000 |
Minimum age: | |
Cardholder | 21 |
Supplementary Cardholder | 18 |
Annual fee | RM 100 | Annual fee is waived when you make an annual spend of at least RM15,000 |
Annual fee waiver | Yes | Annual fee is waived when you make an annual spend of at least RM15,000 |
Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
Interest rate | 15% | For cardmembers who promptly settle Minimum Payment Due by the respective Payment Due Date for 12 months within the last 12 consecutive months |
Balance transfer rate (fixed) | 0% | Zero interest with one-time upfront handling fees of 3%, 4% and 5% for 6-month, 12-month and 18-month repayment period respectively. Minimum transfer amount is RM1,000 |
Annual fee |
RM 100 Annual fee is waived when you make an annual spend of at least RM15,000 |
Annual fee waiver |
Yes Annual fee is waived when you make an annual spend of at least RM15,000 |
Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
Interest rate |
15% For cardmembers who promptly settle Minimum Payment Due by the respective Payment Due Date for 12 months within the last 12 consecutive months |
Balance transfer rate (fixed) |
0% Zero interest with one-time upfront handling fees of 3%, 4% and 5% for 6-month, 12-month and 18-month repayment period respectively. Minimum transfer amount is RM1,000 |
You will need to provide several documents such as (varies between different banks):
Employees
Self-Employed
Click here to read the Lazada UOB Card Terms and Conditions.
Click here to read the Lazada UOB Card Product Disclosure Sheet.