Maybank 2 Gold Cards
Maybank 2 Gold Cards
RM 2,500
Minimum monthly income
RM 0
Annual fee
Free for life
15%
Interest rate p.a
0%
Balance transfer rate (fixed)
Product details
Product details
Benefits
Maybank TreatsPoints
| Government Bodies / JomPAY / FPX | NO TreatsPoints |
| Education Institutions | 1x Point |
| Insurance Providers | 1x Point |
| Utilities | 1x Point |
| 0% EzyPay | 1x Point |
| E-Wallet Reloads | No TreatsPoints |
Maybank 2 American Express Gold Card
- - 5% cashback for all local and overseas purchases made on weekends (except for government bodies and utilities, capped at RM50 per month)
- - 5X TreatPoints for every RM1 on weekday retail spending and petrol transactions (capped at RM500 per transaction)
- - Except for the Maybank 0% EzyPay Instalment Plan, Education Institutions, Insurance providers, and utilities which earn 1X TreatsPoints; No TreatsPoints will be awarded for spend on government bodies.
Annuals Fees
Lifetime Fee Waiver for principal and supplementary cards
Features
Good for
Rewards/Offers
5% cashback on weekend local and overseas spending with Maybank 2 AMEX Card (capped at RM50 monthly)
5X TreatsPoints for every RM1 on weekday retail spend and petrol transactions (capped at RM500 per transaction) with Maybank 2 AMEX Card
1X TreatsPoints for every RM1 on all local or overseas retail spend with Maybank 2 Mastercard/Visa Card, including utilities, education, insurance and EzyPay
TreatsPoints can be redeemed with gifts, gadgets, vouchers and even air miles (20,000 TreatsPoints = 1,000 Enrich/KrisFlyer/Asia Miles)
ZERO Annual Fee
Eligibility
| Minimum monthly income | RM 2,500 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 0 | Free for life |
| Annual fee waiver | Yes | Free for life |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) | 0% | Zero interest with one-time upfront handling fees of 1.88% and 3% for 6 and 12 months of tenure. For other tenures, enjoy interest rate as low as 4.50% p.a. |
| Annual fee |
RM 0 Free for life |
| Annual fee waiver |
Yes Free for life |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) |
0% Zero interest with one-time upfront handling fees of 1.88% and 3% for 6 and 12 months of tenure. For other tenures, enjoy interest rate as low as 4.50% p.a. |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Salaried Employee:
- Copy of NRIC (both sides) or Passport
- Latest BE Form with official tax receipt
- Latest 3 months' salary slip or Latest EPF Statement
Self Employed:
- Copy of NRIC (both sides) or Passport
- Latest income tax return (Form B/Latest EA form)
- Copies of Business Registration/Trading License/ Form 9, Form 24, Form 49
- Latest 6 months company/personal Bank Statements
Expatriate:
- Letter from employer confirming duration of employment contract in Malaysia
Supplementary Cardholder:
- Copy of NRIC (both sides) or Passport
For Malaysians:
- With a Maybank account
- Minimum annual income of RM30,000
- Principal cardholders: 21 to 65 years old
- Supplementary cardholders: 18 to 65 years old
For Expatriate:
- With a Maybank account
- Minimum annual income of RM60,000
- Principal cardholders: 21 to 65 years old
- Supplementary cardholders: 18 to 65 years old
For more information, please click the links below.
Maybank Credit Cards Terms and Conditions
Maybank 2 Gold Cards Product Disclosure Sheet
Maybank Credit Cards Terms and Conditions
Maybank 2 Gold Cards Product Disclosure Sheet
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With the Maybank 2 Gold Cards, you’ll get the best of both worlds by having a joint account instead of two separate accounts in just one application. Not only will you be able to enjoy the Maybank American Express Malaysia rewards, but also the benefits of the Maybank Mastercard or Visa Card by simply owning a single credit card.
Enjoy 5% Maybank American Express Cash Back
For all your weekend local or international expenses, charge it to your Maybank AMEX credit card to earn 5% cashback credited into your account, capped at a maximum of RM50 monthly or RM600 yearly. This only applies for retail purchases and transactions.
Note: This does not apply to transactions made for utilities and government bodies.
Reap the rewards of the Maybank 2 Gold Cards
When you swipe your cards during the weekdays using the Maybank AMEX, you’ll be able to collect up to 5 TreatsPoints. However, when you swipe your Maybank Mastercard or Visa Card during the weekdays or weekends, you will be able to collect your 1 TreatsPoints no matter what day it is.
There are different TreatPoints awarded for the Maybank AMEX and Mastercard or Visa card. Other than receiving 5% cashback for the American Express Maybank card, cardholders are entitled to earn TreatPoints as well. Do take note that these points will expire after 3 years from when you first gained them.
|
Categories |
TreatsPoints Earned For Every RM1 Spent |
Conditions |
|
Overseas and Local Spending (Groceries, Dining, Shopping, Travel, etc.) |
- 5x TreatsPoints when swiped with Maybank 2 American Express Card
- 1x TreatsPoints when swiped with Maybank 2 Mastercard or Visa Card |
Weekdays only for the Maybank 2 AMEX Card |
|
Petrol |
- 5x TreatsPoints when swiped with Maybank 2 American Express Card
- 1x TreatsPoints when swiped with Maybank 2 Mastercard or Visa Card |
Max. RM500 per transaction for the Maybank 2 American Express Card to earn 5x TreatsPoints. If it’s above RM500, you will earn 1x TreatsPoints. |
|
Insurance, Utilities, Maybank 0% EzyPay Installment Plan, Education Institutions |
1x TreatsPoints when swiped with Maybank 2 American Express Card |
Note: For all transactions made for government bodies, FPX or JomPay, TreatsPoints will not be rewarded.
Zero annual fees with the Maybank 2 Gold Cards
The best part about the Maybank 2 Gold Cards is that you will have a lifetime free annual fee. Both primary and supplementary cardholders are entitled to receive this feature.
Exclusive offers and promotions for Maybank credit cardholders
When you own the Maybank 2 Gold Cards, you will automatically be entitled to various discounts and offers ranging from categories related to travel, entertainment, dining and many more. These offers include getting your coffee fix from San Francisco Coffee, indulging in Korean or Japanese cuisine, as well as overseas promotions such as the Lotte World Theme Park ticket promotion in Korea.
FAQs
FAQs
You can directly apply for this credit card on our website and we will process your application.
All primary cardholders should be at least 21 years old and above while supplementary cardholders have to be at least 18 years old and above. The required minimum annual income is RM30,000 or RM2,500 monthly.
No, there is no annual fee for both the Maybank 2 Gold cards. It is free for a lifetime.
The only fees or charges applied would be the late payment fee of 1% or RM10 when you perform your payments after the due date, as well as the interest rates for repayments which are 15% (when you make your payments on time), 17% (when you make your payments within 10 months out of 12), and 18% (when you make your payments within less than 10 months out of 12 or if you are a new cardholder).
- - 5% cashback during the weekends when using the Maybank 2 AMEX Credit card
- - 5x TreatsPoints for the Maybank 2 AMEX Credit card, 1x TreatsPoints for the Maybank Mastercard or Visa Card
- - Exclusive offers and discounts for all Maybank cardholders at various dining, shopping, travel outlets worldwide
For those who travel often and regularly shop during the weekends. Aside from that, it is also for those who own their own card and use up their petrol every month.
