Maybank American Express Platinum
Maybank American Express Platinum
RM 5,000
Minimum monthly income
RM 0
Annual fee
Free for the first year. Thereafter, RM800 annual fee is charged for the Principal Card and RM550 for the Supplementary Card. But you get 2 free Supplementary Cards and the 3rd card onwards will be charged RM550 annual fee each
15%
Interest rate p.a
0%
Balance transfer rate (fixed)
Product details
Product details
Benefits
Travel insurance Coverage
- - Complimentary Travel Personal Accident coverage of up to RM700,000
- - Travel inconvenience coverage for missed connections, luggage delay and luggage loss are also included
Purchase Protection
Insured against damage or theft for 90 days from the date of purchase
Dining Privileges
| Restaurant / Outlet | Benefits |
|
Arthur's Bar & Grill, Lemon Garden Cafe,
Shang Palace, |
|
|
Lobby lounge
Lafite Arthur's Bar & Grill |
|
Marriott Bonvoy Participating Hotels and Resorts in Malaysia Dining Privileges
- - Up to 40% savings for premium cardmembers for a maximum of 10 diners at participating hotels
- - Up to 30% savings for other Maybank cardmembers for a maximum of 10 diners at participating hotels
All-Day Dining at Participating Restaurants:
- - 40% off food and non-alcoholic beverages for premium cardmembers
- - 30% off food and non-alcoholic beverages for ALL OTHER cards
Speciality Restaurants:
- Up to 30% off food and non-alcoholic beverages for ALL cards
Participating Hotels:
Le Meridian KL
Le Meridian Putrajaya
Le Meridian Kota Kinabalu
The Westin KL
The Westin Langkawi Resort & Spa
Sheraton Imperial KL
Four Points by Sheraton Puchong
Aloft KL Sentral
Element KL
Other Restaurants:
- 15% off food and non-alcoholic beverages for ALL cards
Participating Hotels:
The St Regis KL
The St Regis Langkawi
W Hotel KL
The Andaman Langkawi
Maybank AMEX Membership Rewards™ Points
| Government Bodies / JomPAY / FPX | No TreatsPoints |
| Education Institutions | 1x Point |
| Insurance Providers | 1x Point |
| Utilities | 1x Point |
| 0% EzyPay | 1x Point |
| E-Wallet Reloads | No TreatsPoints |
*10,000 AMEX Membership Rewards™ Points = 1,000 Enrich/KrisFlyer/Asia Miles
Features
Good for
Rewards/Offers
5X AMEX Membership Rewards™ Points for every RM1 spent on Groceries, Telco, Selected Cinemas, Petrol and Participating Bookstores
2X AMEX Membership Rewards™ Points for every RM1 spent on all Overseas and Local Retail
1X AMEX Membership Rewards™ Points for every RM1 spent on Utility, Education, EzyPay and Insurance
10,000 AMEX Membership Rewards™ Points = 1,000 Enrich/KrisFlyer/Asia Miles
Complimentary up to RM700,000 of travel insurance coverage
Up to 50% savings on dining and F&B at Shangri-La Hotel Kuala Lumpur (till 31 December 2024 with T&Cs)
Up to 40% discount on dining (exclude alcoholic drinks) at participating Marriott Bonvoy hotels and resorts in Malaysia (till 31 December 2024 with T&Cs)
Eligibility
| Minimum monthly income | RM 5,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 0 | Free* |
| Annual fee waiver | Yes | Free for the first year. Thereafter, RM800 annual fee is charged for the Principal Card and RM550 for the Supplementary Card. But you get 2 free Supplementary Cards and the 3rd card onwards will be charged RM550 annual fee each |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) | 0% | Zero interest with one-time upfront handling fees of 1.88% and 3% for 6 and 12 months of tenure. For other tenures, enjoy interest rate as low as 4.50% p.a. |
| Annual fee |
RM 0 Free* |
| Annual fee waiver |
Yes Free for the first year. Thereafter, RM800 annual fee is charged for the Principal Card and RM550 for the Supplementary Card. But you get 2 free Supplementary Cards and the 3rd card onwards will be charged RM550 annual fee each |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) |
0% Zero interest with one-time upfront handling fees of 1.88% and 3% for 6 and 12 months of tenure. For other tenures, enjoy interest rate as low as 4.50% p.a. |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Salaried Employee:
- Copy of NRIC (both sides) or Passport
- Latest BE Form with official tax receipt
- Latest 3 months' salary slip or Latest EPF Statement
Self Employed:
- Copy of NRIC (both sides) or Passport
- Latest income tax return (Form B/Latest EA form)
- Copies of Business Registration/Trading License/ Form 9, Form 24, Form 49
- Latest 6 months company/personal Bank Statements
Expatriate:
- Letter from employer confirming duration of employment contract in Malaysia
Supplementary Cardholder:
- Copy of NRIC (both sides) or Passport
For more information, please click the links below.
Maybank Credit Cards Terms and Conditions
Maybank American Express Platinum Credit Card Product Disclosure Sheet
Maybank Credit Cards Terms and Conditions
Maybank American Express Platinum Credit Card Product Disclosure Sheet
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For those living on the upper-tier side, make use of the premium lifestyle the Maybank American Express Platinum Card has to offer. From luxury meals to premium lounges, be pampered by the AMEX Platinum while getting rewarded in return!
Earn membership rewards points with the Maybank AMEX Platinum
Nothing feels better than getting rewarded for all the times you make a purchase! For every RM1, you could earn 5 points at selected grocery stores, cinemas, bookstores as well as telco. For your retail purchases, you can earn 2 points, whether you swipe your American Express Credit Card in Malaysia or internationally. As for transactions made for petrol, education, utilities, EzyPay instalments and insurance, you will earn 1 point.
Indulge in luxury meals with up to 50% discount
Fancy premium steak and exquisite meals? Satisfy your love for fine dining with the Maybank American Express Platinum Card! Enjoy up to 50% OFF for your food and drinks when you dine at Shangri-La Hotel Kuala Lumpur or Marriott Bonvoy, at selected hotels and resorts in Malaysia. Take note these deals only last up to 31st December 2024.
Exclusive privileges with Maybank AMEX Platinum Card
Travel without any worries
With the Maybank American Express Platinum Credit Card, you will be able to receive up to RM700,000 in total for your travel insurance. This includes times when you need emergency help, such as when you got injured while performing sports activities and so on. Your hospital bills will be covered by Maybank. Plus, you will also receive retail protection for up to RM15,000 for each item while your card account per year will be RM100,000. You will be guaranteed the benefits of getting refunds or exchanges whenever necessary.
Can't find what you're looking for? Read our article to find out the Best Maybank Credit Cards in Malaysia.
FAQs
FAQs
Applying for a credit card with us will be hassle-free! We provide a simple two-step application process in which you could get started by directly applying on our website.
Before you can apply for the Maybank AMEX Platinum Credit Card, you have to be earning a minimum monthly income of RM5,000 or RM60,000 annually. You can either apply for the primary card whereby your age has to be above 21 years old, or the supplementary card whereby the minimum age is at least 18 years old and above.
For principal cardholders, the first year will be free. However, in the following years, you will be charged an annual fee of RM800. As for supplementary cardholders, if it is your first 2 cards, then there is no annual fee. More than that, then you will be charged an annual fee of RM550.
There will be an interest rate of 18% for all cash withdrawals and a fee of 5% or RM10 from the total amount withdrawn. Other than that, if you make your payments late, you’ll be charged 1% or RM10 from the total overdue amount with a maximum of RM75.
- - 5x Rewards Points from selected grocery stores, cinemas, bookstores and telco
- - 2x Rewards Points for all transactions made internationally or locally
- - 1x Rewards Points for transactions made in regards to petrol, EzyPay, education, insurance
- - Up to 50% OFF for fine dining meals at Shangri-La Hotel Kuala Lumpur or Marriott Bonvoy
- - Exclusive premium privileges when you travel such as complimentary travel insurance
The Maybank AMEX Platinum Credit Card is suitable for those who enjoy living a luxurious lifestyle. With a minimum monthly income of RM5,000, you have to be earning a decent income to afford applying for this credit card. Plus point if you often travel overseas too!
