Maybank Grab Mastercard Platinum
Maybank Grab Mastercard Platinum
RM 2,000
Minimum monthly income
RM 0
Annual fee
Free for life
15%
Interest rate p.a
0%
Balance transfer rate (fixed)
Product details
Product details
Benefits
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Features
Good for
Rewards/Offers & Shopping
1X GrabRewards Points for every RM1 on Grab spend, including Grab eWallet reloads
1X GrabRewards Points for every RM3 on overseas, cross-border and e-commerce spend
1X GrabRewards Points for every RM3 on other local spend
ZERO Annual Fee
1,000 Welcome GrabRewards Points and Grab Platinum tiers (for 6 months) upon card activation
5X GrabRide and GrabFood Vouchers with minimum spend of RM300 on Grab services within 45 days from the card approval date
Eligibility
| Minimum monthly income | RM 2,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 0 | Free for life |
| Annual fee waiver | Yes | Free for life |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) | 0% | Zero interest with one-time upfront handling fees of 1.88% and 3% for 6 and 12 months of tenure. For other tenures, enjoy interest rate as low as 4.50% p.a. |
| Annual fee |
RM 0 Free for life |
| Annual fee waiver |
Yes Free for life |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) |
0% Zero interest with one-time upfront handling fees of 1.88% and 3% for 6 and 12 months of tenure. For other tenures, enjoy interest rate as low as 4.50% p.a. |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Salaried Employee:
- Copy of NRIC (both sides) or Passport
- Latest BE Form with official tax receipt
- Latest 3 months' salary slip or Latest EPF Statement
Self Employed:
- Copies of Business Registration
- Latest 6 months' Bank Statement
Expatriate:
- Letter from employer confirming duration of employment contract in Malaysia
For more information, please click the links below.
Maybank Credit Cards Terms and Conditions
Maybank Grab Mastercard Platinum Credit Card Product Disclosure Sheet
Maybank Credit Cards Terms and Conditions
Maybank Grab Mastercard Platinum Credit Card Product Disclosure Sheet
Product review by 
Product review by
Not all of us have the privilege to own a car, which forces us to rely on other modes of transportation, including e-hailing services. If this sounds like you, then the Maybank Grab Mastercard Platinum Credit Card will make your life easier with all the benefits you can’t miss out on, especially if you’re a regular Grab user.
Be rewarded for your daily needs
We’re always spending money on our everyday essentials which could sometimes burn a hole in our pockets. Being a regular Grab user, you’ll get to save more by getting GrabRewards Points for all your transactions made locally and internationally.
How many GrabRewards Points exactly will you be earning?
- For all transactions made on the Grab app including Grab eWallet reload based on RM1, you’ll earn 1x GrabRewards Points.
- For all transactions made internationally, cross-border or e-commerce based on RM3, you’ll earn 1x GrabRewards Points.
- For all transactions made locally (excluding those on e-commerce or Grab app) based on RM3, you’ll earn 1x GrabRewards Points.
Special privileges
Grab Platinum
You’ll be happy to know once you get your hands on the Maybank Grab Mastercard Platinum, your Grab membership tier will automatically be upgraded to Platinum! For 6 months, enjoy the multiple benefits that come along with having the Platinum title. By having the Platinum membership, you get to gain access to cheaper airport ride rates and have the upper hand to book a car faster than others. When receiving GrabRewards Points, you’ll also gain advantage by being able to receive them faster than the lower tier memberships.
Benefits by Mastercard
Along with the benefits by Grab itself, the Maybank Grab Mastercard Platinum also comes with exclusive promotions and deals when you’re dining at restaurants, travelling to places, visiting entertainment places, and so on. The notable brands where you can get discounts from are Harvey Norman, Zalora, Klook and Hermo. Mastercard also offers the chance to book your travel tickets in advance while allowing you to pay back on a later date with their ‘Pay Now, Travel Later’ feature.
New cardholders get extra benefits
When you’ve finally decided to purchase the Maybank Grab Mastercard Platinum, enjoy 1,000 GrabRewards Points on the house! Aside from that, you’ll also receive RM5 vouchers for GrabFood and GrabCar, up to 5 of them. However, do take note this only applies if you have already spent a minimum amount of RM300 for transactions made with any Grab services.
Can't find what you're looking for? Read our article to find out the Best Maybank Credit Cards in Malaysia.
FAQs
FAQs
You can apply on our website directly. The process to apply online is simple, quick and efficient. Simply prepare the required documents and fill up the application form with the necessary details.
The minimum monthly income required to apply for this credit card is RM2,000 and cardholders must be of 21 years old and above. But if you don’t meet the minimum age requirement, there’s also the supplementary card which you could apply at the age of 18 years old and above.
Prevent burning a hole in your pockets by saving your money as the Maybank Grab Mastercard Platinum does not require any annual fees at all! This goes for both principal and supplementary cardholders, so you don’t have to worry about spending extra just to be owning this credit card.
Since there are no annual fees involved, sales and services tax are exempted too. The other charges include cash advance interest charge which is at 18% annually. If you make your repayments late, then you will be charged with 1% from the overall amount that is due.
- - Gain 1x GrabRewards Points for every RM1 spent on all Grab transactions, including Grab eWallet reloads
- - Gain 1x GrabRewards Points for every RM3 spent on all transactions made on e-commerce, internationally or cross-border
- - Gain 1x GrabRewards Points for every RM3 spent on all transactions made in Malaysia
- - Enjoy the multiple benefits from Mastercard and Grab such as discounts on F&B, entertainment, and getting the Grab Platinum title for 6 months
If Grab is your main mode of transport, there is no reason for you to turn this card down! In fact, it could hugely benefit you because you’re already spending everyday on your daily necessities, why not collect some GrabRewards Points along the way and eventually redeem them? Plus, you’ll also straight away hold the Grab Platinum membership which offers you privileges you’ll surely won’t regret.
