Maybank Islamic Ikhwan American Express Platinum Card-i
Maybank Islamic Ikhwan American Express Platinum Card-i
RM 3,333
Minimum monthly income
RM 0
Annual fee
Free for life
15%
Interest rate p.a
0%
Balance transfer rate (fixed)
Product details
Product details
Features
Good for
Rewards/Offers & Islamic
8% cashback on Online Spending during Ramadhan and Syawal (capped at RM100 monthly with minimum spend of RM100 and above)
8% cashback on Online Spending throughout the year (except Ramadhan and Syawal, capped at RM50 monthly with minimum spend of RM100 and above)
RM25 cashback as a bonus Welcome Gift with minimum accumulative retail spending of RM300 within 60 days from the card approval date
3X TreatsPoints for every RM1 spent on Selected Eco-Friendly Merchants (except Online Spending)
2X TreatsPoints for every RM1 spent on Eligible Local Spending
1X TreatsPoints for every RM1 spent on Petrol, Government, Utility, Education & Takaful/Insurance
TreatsPoints can be redeemed with gifts, gadgets, vouchers and even air miles (20,000 TreatsPoints = 1,000 Enrich/KrisFlyer/Asia Miles)
ZERO annual fees for life
Eligibility
| Minimum monthly income | RM 3,333 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 0 | Free for life |
| Annual fee waiver | Yes | Free for life |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) | 0% | Zero interest with one-time upfront handling fees of 1.88% and 3% for 6 and 12 months of tenure. For other tenures, enjoy interest rate as low as 4.50% p.a. |
| Annual fee |
RM 0 Free for life |
| Annual fee waiver |
Yes Free for life |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) |
0% Zero interest with one-time upfront handling fees of 1.88% and 3% for 6 and 12 months of tenure. For other tenures, enjoy interest rate as low as 4.50% p.a. |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Salaried Employee:
- Copy of NRIC (both sides) or Passport
- Latest BE Form with official tax receipt
- Latest 3 months' salary slip or Latest EPF Statement
Self Employed:
- Copies of Business Registration
- Latest 6 months' Bank Statement
Expatriate:
- Letter from employer confirming duration of employment contract in Malaysia
For more information, please click the links below.
Maybank Islamic Credit Cards Terms and Conditions
Maybank Islamic Ikhwan American Express Credit Card-i Product Disclosure Sheet
Maybank Islamic Credit Cards Terms and Conditions
Maybank Islamic Ikhwan American Express Credit Card-i Product Disclosure Sheet
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Product review by
If you’re looking for a credit card that follows the Shariah principle of Ujrah, the Maybank Islamic Ikhwan Card-i is the card for you. Enjoy getting rewarded while you swipe away your credit card for various purchases and transactions.
Reap the rewards of earning Maybank TreatsPoints
For all Maybank Islamic Ikhwan AMEX Platinum Card-i holders, for every RM1, receive 3x TreatsPoints when you spend on selected eco-friendly merchants in-store, 2x TreatsPoints for eligible local spending, except online spending, petrol, government utilities, education and Takaful spend as you get to receive 1X TreatsPoint for them instead. Every time you want to make a purchase, simply charge them to your credit card to collect the TreatsPoints. Unfortunately, these TreatsPoints expire within 3 years, so be sure to make use of them and redeem them.
Note: You won’t receive TreatsPoints for transactions made under the following categories: e-wallet reloads and government services.
Shop ‘til you drop online
Nowadays, most people would opt to shop online rather than go to an actual physical store. If you happen to be one of them, then you’ll be happy to know about the chance to go on an online shopping spree via globalshop! Not to mention, you can receive 8% cashback when you shop online (at least RM100 or above) during Ramadhan and Syawal and throughout the year but both categories are capped at RM100 and RM50 per month, respectively.
Additionally, you also get instant access to online shopping or travel merchants with AMEX SELECTS.
Convenient facilities
Having trouble paying your important bills on time? No worries! Just auto-deduct from your Maybank Islamic Ikhwan AMEX Platinum card by using their express autopay feature. You won’t have to worry about missing your overdue bill anymore! If you have even more trouble with your credit card by being unable to pay your repayments on time, you can always opt for the Maybank Islamic Balance Transfer for an interest rate of 0%, with a payment term that goes as long as 36 months.
Can't find what you're looking for? Read our article to find out the Best Maybank Credit Cards in Malaysia.
FAQs
FAQs
You can apply for this credit card on our website conveniently and get your application processed immediately online.
You have to be earning a minimum monthly income of around RM3,334 or RM40,000 every year, with a minimum age of 21 years old up to 65 years old for the principal card. For the supplementary card, you can be below 21 years old but at least 18 and above.
No, there is no annual fee applied to both principal and supplementary cardholders of the Maybank Islamic Ikhwan AMEX Platinum Card-i. This is for a lifetime.
What are the fees or charges applied to the Maybank Islamic Ikhwan American Express Platinum Card-i?
If you’re late on your repayments, there will be an interest rate of 17% annually, provided you were only late by 2 months or less. However, if you are late for more than 2 months, you will be charged with an interest rate of 18%.
- - 3x TreatsPoints for spending on selected eco-friendly merchants
- - 2x TreatsPoints for local retail transactions
- - 1x TreatsPoint for petrol, government utilities, education and Takaful/Insurance transactions
- - 8% cashback on online spending during Ramadhan and Syawal, capped at RM100 monthly with minimum spend of RM100 or above
- - 8% cashback on online spending throughout the year (except Ramadhan and Syawal), capped at RM50 monthly with minimum spend of RM100 or above
- - Autopay your bills on time by charging directly to your credit card
- - Low Balance Transfer interest rate with a longer period of repayment up to 36 months
- - Zero annual fees for a lifetime
If you are looking for a credit card that is aligned with the Shariah principle of Ujrah while getting rewarded at the same time, then this credit card will suit you. Besides, you can accumulate all the TreatsPoints to redeem cool items from Maybank and auto-pay your bills on time.
