Maybank Islamic Ikhwan Visa Infinite Card-i
Maybank Islamic Ikhwan Visa Infinite Card-i
RM 8,333
Minimum monthly income
RM 0
Annual fee
Free for the first year. For subsequent years, annual fee is waived if you spend a minimum of RM80,000 per annum. Otherwise, RM800 annual fee is charged for the Principal Card. Additionally, the first 4 Supplementary Cards are free but from the 5th card onwards, RM400 annual fee will be charged
15%
Interest rate p.a
0%
Balance transfer rate (fixed)
Product details
Product details
Features
Good for
Rewards/Offers & Islamic
5X TreatsPoints per RM1 spent for Overseas Retail
2X TreatsPoints per RM1 spent for Local Retail
1X TreatsPoint per RM1 spent for Petrol, Utility, Education, EzyPay Instalment and Insurance
10,000 TreatsPoints as a Welcome Gift by activating your new card
TreatsPoints can be redeemed with gifts, gadgets, vouchers and even air miles (12,500 TreatsPoints = 1,000 Enrich/KrisFlyer/Asia Miles)
Annual fee waiver for the first year (subsequent years will be waived with minimum spend of RM80,000 per year)
5X complimentary annual access to participating Plaza Premium Lounge in Malaysia and abroad (valid until 31 December 2025)
Complimentary travel takaful coverage of up to RM2,000,000
Complimentary green fees, 10% savings for your guest, and unlimited number of rounds at selected premium golf clubs in Malaysia and abroad (T&C apply)
Up to 40% discount on dining (excluding alcoholic drinks) at Marriott Bonvoy participating hotels and resorts in Malaysia (till 31 December 2025)
Eligibility
| Minimum monthly income | RM 8,333 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 0 | Free* |
| Annual fee waiver | Yes | Free for the first year. For subsequent years, annual fee is waived if you spend a minimum of RM80,000 per annum. Otherwise, RM800 annual fee is charged for the Principal Card. Additionally, the first 4 Supplementary Cards are free but from the 5th card onwards, RM400 annual fee will be charged |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) | 0% | Zero interest with one-time upfront handling fees of 1.88% and 3% for 6 and 12 months of tenure. For other tenures, enjoy interest rate as low as 4.50% p.a. |
| Annual fee |
RM 0 Free* |
| Annual fee waiver |
Yes Free for the first year. For subsequent years, annual fee is waived if you spend a minimum of RM80,000 per annum. Otherwise, RM800 annual fee is charged for the Principal Card. Additionally, the first 4 Supplementary Cards are free but from the 5th card onwards, RM400 annual fee will be charged |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) |
0% Zero interest with one-time upfront handling fees of 1.88% and 3% for 6 and 12 months of tenure. For other tenures, enjoy interest rate as low as 4.50% p.a. |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Salaried Employee:
- Copy of NRIC (both sides) or Passport
- Latest BE Form with official tax receipt
- Latest 3 months' salary slip or Latest EPF Statement
Self Employed:
- Copies of Business Registration
- Latest 6 months' Bank Statement
Expatriate:
- Letter from employer confirming duration of employment contract in Malaysia
For more information, please click the links below.
Maybank Islamic Credit Cards Terms and Conditions
Maybank Islamic Ikhwan Visa Infinite Credit Card-i Product Disclosure Sheet
Maybank Islamic Credit Cards Terms and Conditions
Maybank Islamic Ikhwan Visa Infinite Credit Card-i Product Disclosure Sheet
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If you enjoy living a lavish lifestyle, the Maybank Islamic Ikhwan Visa Infinite Credit Card-i gives you just that! From travel privileges to bountiful rewards, you’ll be in for a treat.
Be rewarded for your spending by earning TreatsPoints
Does your heart drop a little every time you swipe your credit card to pay for something? With the Maybank Islamic Ikhwan Visa Infinite Credit Card-i, you’ll be rewarded for every purchase locally. First and foremost, when you spend the first time using your Maybank Islamic card, you will receive 10,000 TreatsPoints. Other than that, earn 1x TreatsPoint for all your transactions made under petrol, utilities, EzyPay, education and insurance. Earn 2x TreatsPoints for all your other transactions made locally. These TreatsPoints will be earned based on every RM1 spent.
Travelling with perks
The rewards don't stop there! When you travel overseas, you get to gain 5x TreatsPoints for all transactions on every RM1 spent, whether it is for restaurants, groceries or shopping purposes. When it comes to travelling with air flights, the Maybank Islamic Ikhwan Visa Infinite Credit Card-i allows cardholders to redeem 1,000 Enrich Miles, Asia Miles or KrisFlyer Miles for every 10,000 TreatsPoints.
Not only that, receive a Visa Airport Speed Pass when you travel in other states by passing through immigration with ease at more than 200 international airports worldwide. What’s even better? You can travel in style with free access to international and local Plaza Premium Lounges up to 5 times annually!
Travel all around the world stress-free with travel accident insurance and inconvenience coverage from Maybank up to RM2 million while also gaining 24/7 access to the Visa Infinite Concierge Services for matters related to car rental, flights or hotel bookings, to name a few. Do take note all these benefits are only applicable if you charge your flight tickets to this credit card. So for times when you encounter mishap situations such as loss of luggage or delay, Maybank has got your back!
Special privileges just for you
If you love to play golf, gain special access to golf clubs all around the world! Maybank Islamic Ikhwan Visa Infinite cardholders get to enjoy free green fees at participating golf clubs internationally and locally. When you bring loved ones along, their green fees will be 10% OFF as well.
Do you often dine at the hotels and resorts operated by Marriott Bonvoy? Enjoy up to 40% savings when you eat or order non-alcoholic drinks such as cocktails at The Westin, Aloof KL Sentral or Le Meridien.
Can't find what you're looking for? Read our article to find out the Best Maybank Credit Cards in Malaysia.
FAQs
FAQs
Applying for the Maybank Islamic Ikhwan Visa Infinite Card-i is simple with us! Allow us to process your application with ease once we receive the required documents and information from your end.
The required monthly income to be eligible for this credit card is around RM8,333 or RM100,000 yearly. As for the age requirement, you have to be 21 years old and above to apply for the principal card. If you are below 21 years old but are of 18 years of age, you can opt for the supplementary card.
For the first year, the annual fee will be waived. In the subsequent years, there is an annual fee of RM800 for the Principal Card and RM400 for the Supplementary Card. However, your annual fee can be waived provided you spend a minimum amount of RM80,000 yearly.
What are the fees or charges applied for Maybank Islamic Ikhwan Visa Infinite Credit Card-i, if any?
There are other annual fees such as finance charges which are at 15% annually provided you make your payments on time for 12 months continuously. Aside from that, if you happen to miss your payments once or twice, you will be charged with 17%. You will be charged with 18% if you miss your payments more than twice within 12 months. There is also a late payment charge which is at 1% or RM10 from the overall amount that is currently outstanding.
- - Receive 10,000 TreatsPoints for free when you activate your card
- - Gain 5x TreatsPoints per RM1 spent for international transactions
- - Earn 2x TreatsPoint per RM1 spent for local transactions
- - Earn 1x TreatsPoints per RM1 spent for utilities, education, insurance, EzyPay Instalment and petrol
- - Enjoy exclusive travel benefits such as complimentary travel insurance, access to plaza premium lounges and fast track through immigration with the Visa Airport Speed Pass
- - Free green fees for participating golf clubs in Malaysia and around the world
When you are a regular golfer or if you happen to travel very often, this credit card is for you. You also have to be a big spender as you get to earn TreatsPoints the more you spend when you travel the world. If you are the breadwinner, you will also benefit from this credit card as you make your payments for groceries, utilities and so on.
