Maybank Islamic MasterCard Ikhwan Platinum Card-i
Maybank Islamic MasterCard Ikhwan Platinum Card-i
RM 3,333
Minimum monthly income
RM 0
Annual fee
Free for life
15%
Interest rate p.a
0%
Balance transfer rate (fixed)
Product details
Product details
Benefits
Umrah Trip
One weekly Umrah winner (package for 2 pax) will be selected to win an Umrah package (for Muslims) or holiday package (for non-Muslims) - non-exchangeable / transferable. Spend a retail transaction of RM200 minimum on a single receipt. Every RM200 and above spent in a single receipt is equivalent to 1x Entry.
Charity Fund
With every spending, the Bank will contribute 0.1% for charity purposes.
Maybank TreatsPoints
Every RM1 spent locally and overseas earns 1 TreatsPoints (except for petrol and groceries on Friday and Saturday, as well as spending on government bodies and e-wallet reloads).
| Government Bodies / JomPAY / FPX | No TreatsPoints |
| Education Institutions | 1x Point |
| Insurance Providers | 1x Point |
| Utilities | 1x Point |
| 0% EzyPay | 1x Point |
| E-Wallet Reloads | No TreatsPoints |
Features
Good for
Islamic & Cashback
5% cashback on Petrol and Groceries (Friday and Saturday only, capped at RM50 monthly)
1X TreatsPoints for every RM1 on Local and Overseas Retail Spending
1X TreatsPoints for every RM1 on Utilities, Insurance, Education and 0% EzyPay
TreatsPoints can be redeemed with gifts, vouchers and even air miles (20,000 TreatsPoints = 1,000 Enrich/KrisFlyer/Asia Miles)
0.1% contribution on Charity spend
One weekly Umrah winner (package for 2pax, subject to a minimum retail spending of at least RM200 or above in a single receipt)
Eligibility
| Minimum monthly income | RM 3,333 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 0 | Free for life |
| Annual fee waiver | Yes | Free for life |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) | 0% | Zero interest with one-time upfront handling fees of 1.88% and 3% for 6 and 12 months of tenure. For other tenures, enjoy interest rate as low as 4.50% p.a. |
| Annual fee |
RM 0 Free for life |
| Annual fee waiver |
Yes Free for life |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) |
0% Zero interest with one-time upfront handling fees of 1.88% and 3% for 6 and 12 months of tenure. For other tenures, enjoy interest rate as low as 4.50% p.a. |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Salaried Employee:
- Copy of NRIC (both sides) or Passport
- Latest BE Form with official tax receipt
- Latest 3 months' salary slip or Latest EPF Statement
Self Employed:
- Copies of Business Registration
- Latest 6 months' Bank Statement
Expatriate:
- Letter from employer confirming duration of employment contract in Malaysia
For more information, please click the links below.
Maybank Islamic Credit Cards Terms and Conditions
Maybank Islamic Mastercard Ikhwan Platinum Credit Card-i Product Disclosure Sheet
Maybank Islamic Credit Cards Terms and Conditions
Maybank Islamic Mastercard Ikhwan Platinum Credit Card-i Product Disclosure Sheet
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Making purchases with the Maybank Ikhwan Platinum Mastercard will never be difficult because you’ll earn not only rewards but also do good by giving back to charity. You’ll also stand a chance to win a package trip based on the amount you spend on your credit card.
Get rewarded for all your transactions
Spending money doesn’t have to be a pain, with your Maybank Islamic Mastercard® Ikhwan Platinum Card, you are able to receive as much as a 5% cash rebate for your transactions made at grocery stores or petrol stations, capped at RM50 a month on a Friday or Saturday. This only applies to those owning the principal card.
Aside from earning cashback, you will also receive 1x TreatsPoints for each RM1 spent on your credit card. With all the accumulated TreatsPoints, you can redeem some products from the Maybank TreatsPoints Catalogue. The products offered as essential household items include air fryers, printers and many more.
Give donations to the charity
With the Maybank Ikhwan Mastercard Platinum, you are able to do good while you spend away on your regular purchases. For every spending you make with the credit card, you are able to make a donation of 0.1% effortlessly to MERCY Malaysia and UNICEF, exclusively by Maybank. This would be helpful because you get to do a good deed every single time you make a purchase.
Win a complimentary umrah or travel package
If you are a muslim cardholder, you’ll automatically be entitled to win a pilgrimage Umrah package to Mecca. However if you are of other religions, you are able to win a holiday package. To participate in this, all you have to do is spend in a single receipt a minimum amount of RM200 and it will be counted as an entry. For every receipt that you spend RM200 and above, it will be considered as one entry. The winner will be announced once every 3 months.
Can't find what you're looking for? Read our article to find out the Best Maybank Credit Cards in Malaysia.
FAQs
FAQs
You can apply directly on our website by providing your personal details along with your income information. After that, submit your application and we will help to process it within the next few days. It’s as simple as that!
To apply, the minimum monthly income that is required would be RM3,334 and above, or RM40,000 every year. Your age should be taken into account as well. For the principal card, you have to be at least 21 years of age and above. For the supplementary card, you have to be a minimum age of 18 years of age and above.
Fortunately, you will not be charged with any annual fees. This applies to both principal and supplementary card holders. Hence, you get to save with this credit card as well, unlike other credit cards which requires you to pay a certain fee every year.
Just like any other credit card, there will be a late payment fee charged to all cardholders if you fail to make your payments on time. The finance charge rates are different as well, depending on when you make your payments. If you are consistent and make your payments every month for 12 months, your finance charge rate is only at 15%. You will be charged with 17% if you fail to pay 2 months out of the 12 months. If you fail to make your payment for more than 2 months within 12 months, you will be charged with 18%.
- - Gain a 5% cash rebate for transactions made at grocery stores or petrol transactions every week on Friday or Saturday
- - Receive 1x TreatsPoints for your transactions made locally or internationally
- - Gain a travel package if you are not a Muslim or an Umrah package if you are a Muslim
- - Give back to charity with donations made with your spendings
This credit card would be great if you are earning a decent stable income every month since the minimum monthly requirement is RM5,000. It would also benefit those who regularly spend on groceries and if your petrol consumption every month is high. If you happen to love giving back to charity, this credit card helps you to do so without any extra effort.
