Maybank myimpact Visa Signature Credit Card
Maybank myimpact Visa Signature Credit Card
RM 3,000
Minimum monthly income
RM 0
Annual fee
Free for life
15%
Interest rate p.a
0%
Balance transfer rate (fixed)
Product details
Product details
Features
Good for
Rewards/Offers & Cashback
The first credit card in Malaysia with a built-in carbon calculator
No annual fees for life
1% cashback on Environment, Social & Governance (‘ESG’)-friendly spend at selected merchants
0.5% cashback on Other Retail spend using contactless payment, Apple Pay and Samsung Pay
1x TreatsPoints for every RM1 spend (except Petrol, Airlines, Government Bodies/JomPay, E-wallet Top-ups or Cash Advances)
Complimentary travel insurance coverage of up to RM2,000,000
Fast-track immigration benefit via Visa Airport Speed Pass, and 24/7 personalised services with Visa Signature Concierge
No late payment fees
Eligibility
| Minimum monthly income | RM 3,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 0 | Free for life |
| Annual fee waiver | Yes | Free for life |
| Interest rate | 15% | Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) | 0% | Zero interest with one-time upfront handling fees of 1.88% and 3% for 6 and 12 months of tenure. For other tenures, enjoy interest rate as low as 4.50% p.a. |
| Annual fee |
RM 0 Free for life |
| Annual fee waiver |
Yes Free for life |
| Interest rate |
15% Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) |
0% Zero interest with one-time upfront handling fees of 1.88% and 3% for 6 and 12 months of tenure. For other tenures, enjoy interest rate as low as 4.50% p.a. |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Salaried Employee:
- Copy of NRIC (both sides) or Passport, including that of supplementary applicant's
-
Latest BE form with official tax receipt
-
Latest 3 months' salary slips
-
Latest 6 months' savings account activity/current account statement
Self Employed:
- Copies of Business Registration/Trading License/ Form 9, Form 24, Form 49
- Latest 6 months company/personal Bank Statements
Expatriate:
- Letter from employer confirming duration of employment contract in Malaysia
For more information, please click the links below.
FAQs
FAQs
These transactions are not included in the accumulation of Treatpoints and Cashback:
TreatsPoints
- - Spend on petrol, airlines, government bodies, any reloads on e-wallets and payment via JomPAY and FPX
- - Refunded, disputed, unauthorized or fraudulent retail transactions; Payment of card annual membership fees, interest charges/Management Fee, late payment charges, cash advance fees
- - Any other form of service or miscellaneous fees
Cashback
- - Transactions for Maybank EzyCash/-i, Maybank EzyPay Plus/-i, Maybank Ezypay/-i, Cash Treats/-i, Cash Advance, Balance Transfer/-i, Quasi Cash
- - Payment to JomPay
- - FPX transaction – payment to service providers
- - Refunded, disputed, unauthorized or fraudulent retail transactions
- - Payment for transaction fees, payment for annual card membership fees, profit payments, late payment fees, charges for cash withdrawals
- - Any other form of services or miscellaneous fees i.e. legal fees, statement reprint request fees etc
- - Spend on petrol, airlines, Government Bodies, utilities and e-wallets reloads
You can't use the Maybank myimpact Visa Signature Credit Card on any non-Shariah-compliant merchants and on the stores, establishments and services written below.
- - Cigar Stores and Stands
- - Funeral Services and Crematories
- - Dating Services
- - Government Owned Lotteries (US Region only)
- - Government Licensed Online Casinos (Online Gambling) (US Region only)
- - Government Licensed Horse/Dog Racing (US Region only)
- - Betting, including Lottery Tickets, Casino Gaming Chips, Off-Track Betting and Wagers at Race Tracks
- - Government Owned Lotteries (Non US region)
- - Gambling-Horse and Dog Racing, State Lotteries
Notifications will be sent to customers through either SMS or email.
TreatsPoints are exclusively applicable for offsetting Service Tax or redeeming vouchers, items, or Airmiles.
Maybank TreatsPoints will have a 3-year expiration.
