Maybank Visa Signature
Maybank Visa Signature
RM 5,833
Minimum monthly income
RM 0
Annual fee
Free for the first year. The subsequent year's fee is waived with spending of RM30,000 annually. Otherwise, RM550 annual fee is charged for the Principal Card while it is free for the Supplementary Card
15%
Interest rate p.a
0%
Balance transfer rate (fixed)
Product details
Product details
Benefits
Maybank TreatsPoints
- - Convertible to cash at a rate of 50,000 TreatsPoints to RM100 without a capped amount
- - Only TreatsPoints earned from expenditure via Maybank Visa Signature card will be eligible for conversion into cash. TreatsPoints from other cards are not allowed to be transferred into a member’s Visa Signature card
- - 20,000 TreatsPoints are equivalent to 1,000 Enrich/KrisFlyer/Asia Miles
- - Validity of TreatsPoints: 3 years
Visa Airport Speed Pass
- - Fast-track immigration at over 280 international airports
- - Visit www.airportspeedpass.com for more information on participating airports
VISA Signature Concierge Service
- - 24 hours a day, 7 days a week concierge service by Visa Signature. Services are also available via Concierge online
- - Direct billing of cost of any goods or services purchased to cardmember’s Maybank Visa Signature
- - Visa Signature Concierge Services include: Travel information and assistance, country and major city information, gift and specialty services, business services, and entertainment services
| Government Bodies / JomPAY / FPX | No TreatsPoints |
| Education Institutions | 1x Point |
| Insurance Providers |
1x Point |
| Utilities, Petrol | 1x Point |
| 0% EzyPay | 1x Point |
| E-Wallet Reloads | No TreatsPoints |
Features
Good for
Rewards/Offers
5% cashback on local petrol and groceries spend (everyday)
5X TreatsPoints for every RM1 spent on overseas retail (except petrol, groceries and government bodies spend)
1X TreatsPoint for every RM1 spent on local retails, utilities, education, insurance and EzyPay instalment (except petrol, groceries and government bodies spend)
TreatsPoints can be redeemed with gifts, gadgets, vouchers and even air miles (20,000 TreatsPoints = 1,000 Enrich/KrisFlyer/Asia Miles)
Convert every 50,000 TreatsPoints into RM100 cashback with no limits
Complimentary up to RM2,000,000 of travel insurance coverage
Annual fee is free for the first year, and is waived for the subsequent years with minimum spend of RM30,000 per annum
Up to 40% discount on dining (exclude alcoholic drinks) at participating restaurants of Marriott Bonvoy hotels and resorts in Malaysia (till 31 December 2024 with T&C)
Eligibility
| Minimum monthly income | RM 5,833 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 0 | Free* |
| Annual fee waiver | Yes | Free for the first year. The subsequent year's fee is waived with spending of RM30,000 annually. Otherwise, RM550 annual fee is charged for the Principal Card while it is free for the Supplementary Card |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM75) |
| Interest rate | 15% | Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) | 0% | Zero interest with one-time upfront handling fees of 1.88% and 3% for 6 and 12 months of tenure. For other tenures, enjoy interest rate as low as 4.50% p.a. |
| Annual fee |
RM 0 Free* |
| Annual fee waiver |
Yes Free for the first year. The subsequent year's fee is waived with spending of RM30,000 annually. Otherwise, RM550 annual fee is charged for the Principal Card while it is free for the Supplementary Card |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM75) |
| Interest rate |
15% Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) |
0% Zero interest with one-time upfront handling fees of 1.88% and 3% for 6 and 12 months of tenure. For other tenures, enjoy interest rate as low as 4.50% p.a. |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Salaried Employee:
- Copy of NRIC (both sides) or Passport
- Latest BE Form with official tax receipt
- Latest 3 months' salary slip or Latest EPF Statement
Self Employed:
- Copies of Business Registration
- Latest 6 months' Bank Statement
Expatriate:
- Letter from employer confirming duration of employment contract in Malaysia
For more information, please click the links below.
Maybank Credit Cards Terms and Conditions
Maybank Visa Signature Credit Card Product Disclosure Sheet
Maybank Credit Cards Terms and Conditions
Maybank Visa Signature Credit Card Product Disclosure Sheet
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Immerse yourself in the various lifestyle privileges with the Maybank Visa Signature Card! From cashbacks to earning TreatsPoints, you’ll be surprised at what the Maybank Visa Signature Card has to offer.
Earn TreatsPoints with the Maybank Visa Signature
When you perform dining, shopping and travelling transactions internationally, for every RM1, you get to earn 5x TreatsPoints, while locally it would be 1x TreatsPoints. These TreatsPoints can also be converted from 50,000 TreatsPoints into cashback amounting to RM100, with no maximum or minimum amount.
Receive 5% cashback with your Visa Signature Maybank Card
If you regularly travel out and about with your car or motorbike whether it is for work or leisure purposes, it can be a pain whenever you’re making a trip to the petrol station. Petrol prices are constantly fluctuating, and it’s even worse if you can’t claim the petrol expenses from your company if you’re employed. On top of that, if you’re the sole breadwinner of the family or providing for yourself, you may take frequent trips to the grocery store.
Capped at RM88 monthly, enjoy 5% cashback when you make payments locally with the Maybank Visa Signature Card at any time of the day and week when you stop by a petrol station or grocery store! On the bright side, when you spend more, you also get to save at the same time.
Special Visa Signature Maybank Privileges
Travel overseas without any worries by charging your Maybank Visa Signature card to your air flight tickets and receive travel insurance coverage up to RM2 million. This applies to personal accidents as well as the travel inconvenience coverage, which includes loss or delay of luggage and times when you missed your flight connections.
You will also be entitled to 24/7 concierge service with your Visa Signature Maybank card, including online as well. Some of the services included are business, entertainment, travel information, and so on.
Say no more to long waits at immigration! With your Maybank Visa Signature card, you can go through the immigration department much faster than others at more than 280 airports internationally.
Dine at fancy, fine-dining restaurants located in selected Marriott Bonvoy Hotels & Resorts and receive as much as a 40% discount. Do take note this does not include any beverages involving alcohol.
For being a Maybank Visa Signature cardholder, you will also be entitled to various Maybank benefits. Some of these benefits include multiple options to pay your bill, a credit line that is customized according to the cardholder’s requirements and needs, as well as 24/7 customer service made available to all cardholders.
Can't find what you're looking for? Read our article to find out the Best Maybank Credit Cards in Malaysia.
FAQs
FAQs
You can easily apply online by submitting your application on our website. In just two simple steps, we will help and process your credit card application with ease.
To apply for the Visa Signature Maybank supplementary card, you have to be 18 years old and above, while the principal card requires cardholders to be 21 years old and above, with the maximum age of 65 years old. The requirement for the monthly income is at least RM5,833 or RM70,000 every year.
The Visa Signature Maybank supplementary card does not have an annual fee. The principal card, however, does have an annual fee of RM550. The first year will be waived, though, and can be waived for life as long as your annual spending are at least RM30,000 and above.
There will be a fee of RM25 for the sales and service tax, annually. There are fees for late payments and cash withdrawals, which are 1% or RM10 and 5% or RM18 of the outstanding amount respectively.
- - 5% cashback for all your local petrol and grocery transactions
- - 5x TreatsPoints for every RM1 spent on all international retail transactions made for shopping, dining, and travel
- - 1x TreatsPoints for every RM1 spent on local retail transactions made for shopping dining, and travel
- - Travel insurance coverage up to RM2 million when travelling overseas
- - 24/7 concierge and customer service
Suitable for cardholders who spend the majority of their monthly income on petrol and grocery expenses. The Maybank Visa Signature card is also suitable for those who travel often and tend to shop while they are overseas. This also applies to those that tend to dine-out when they are travelling overseas as well.
