Maybank World MasterCard
Maybank World MasterCard
RM 8,333
Minimum monthly income
RM 0
Annual fee
Free for the first year. The subsequent year's fee is waived with minimum spending of RM80,000 annually. Otherwise, RM800 annual fee is charged for the Principal Card and RM500 for the Supplementary Card
15%
Interest rate p.a
0%
Balance transfer rate (fixed)
Product details
Product details
Benefits
Maybank Treats Air Miles
| Local | RM2: 5X Treats AirMiles |
| Overseas | RM1: 5X Treats AirMiles |
- - 10,000 Treats Air Miles is equivalent to 1,000 Enrich Miles
- - 50,000 Treats Air Miles for free upon card approval
- - Treats Air Miles never expires
- - Convert Treat Air Miles into free flights
Golf Privileges
- - Complimentary Green Fees for card members at selected Golf Clubs worldwide
- - 10% savings on green fees for guests
- - Must make a minimum spend of RM5,000 in the previous month required to make golf bookings
- - Cardmembers play up to 2 times a month
Minimum paying guest required:
|
Malaysia
Singapore Indonesia Philippines |
No paying guest required |
|
Thailand
Vietnam Cambodia |
One paying guest required |
|
Australia
China United Arab Emirates Turkey South Africa Spain USA United Kingdom France Portugal Denmark |
Two paying guests required |
- - Applicable ONLY to Principal cardmember
- - Complimentary golf at world-class golf courses
- - Minimum 2 golfers per flight for weekday bookings
- - Minimum 3 golfers per flight for weekend bookings
- - All bookings must be made via Maybank Group Customer Care only
- - Cardmembers will not be granted access rights without prior bookings
- - Up to 4 principal cardholders for complimentary green fees for a selected country
- - Offers are subsidized by Maybank and not direct offers from Golf Clubs
- - Subject to charges for buggy, caddie, turf mate, locker fee and/or insurance at walk-in rates
Access to Plaza Premium Lounge
5x complimentary access per annum at participating Plaza Premium Lounges.
Marriott Bonvoy Participating Hotels and Resorts in Malaysia Dining Privileges
- - Up to 40% savings for premium cardmembers for a maximum of 10 diners at participating hotels
- - Up to 30% savings for other Maybank cardmembers for a maximum of 10 diners at participating hotels
All-Day Dining at Participating Restaurants:
- - 40% off food and non-alcoholic beverages for premium cardmembers
- - 30% off food and non-alcoholic beverages for ALL OTHER cards
Speciality Restaurants:
- Up to 30% off food and non-alcoholic beverages for ALL cards
Participating Hotels:
Le Meridian KL
Le Meridian Putrajaya
Le Meridian Kota Kinabalu
The Westin KL
The Westin Langkawi Resort & Spa
Sheraton Imperial KL
Four Points by Sheraton Puchong
Aloft KL Sentral
Element KL
Other Restaurants:
- 15% off food and non-alcoholic beverages for ALL cards
Participating Hotels:
The St Regis KL
The St Regis Langkawi
W Hotel KL
The Andaman Langkawi
Mastercard Airport Experiences provided by LoungeKey
Savour hundreds of dining offers and specially curated dining experiences, enjoy exclusive savings at top participating retailers as well and go on spa treatments before boarding.
For USD32 per person per visit, you will enjoy lounge access to more than 1000 lounges in over 500 airports worldwide.
Visit airport.mastercard.com and/or download the Mastercard Airport Experiences mobile app from the Apple Store or Android Market to easily search for participating lounges, as well as view exclusive offers from top airport dining, spa and retail merchants.
Mastercard Global Service
Emergency contact for any card-related needs 24 hours a day, 365 days a year. For help within Malaysia, call the bank at 1-800-804594. If in an emergency overseas, call 1-636-722-7111 or one of the toll-free numbers listed under Global Emergency Contacts.
MasterCard Concierge Services
Mastercard Concierge Services includes lifestyle, referral and reservation concierge services, international medical and emergency assistance services, and international travel assistance services.
Travel Insurance Coverage
Up to RM2,000,000 Travel Insurance –when you charge the ticket to your card. Exclusive to cardmembers.
| Type of Coverage | Up to |
|---|---|
| Travel Personal Accident Insurance | RM2,000,000 |
| Flight Misconnection | RM1,000 |
| Luggage Delay | RM1,000 |
| Lost Luggage | RM3,000 |
Maybank TreatsPoints
| Government Bodies / JomPAY / FPX | No TreatsPoints |
| Education Institutions | 1x Point |
| Insurance Providers | 1x Point |
| Utilities | 1x Point |
| 0% EzyPay | 1x Point |
| E-Wallet Reloads | No TreatsPoints |
Features
Good for
Travel
5X Treats Air Miles for every RM1 spent on Overseas Retail
5X Treats Air Miles for every RM2 spent on Local Retail
1X Treats Air Miles for every RM1 spent on Petrol, Utility, Education, EzyPay and Insurance
10,000 Treats Air Miles = 1,000 Enrich Miles
50,000 Treats Air Miles for free upon card approval
5X complimentary annual access to participating Plaza Premium Lounge in Malaysia and abroad
Complimentary up to RM2,000,000 of travel insurance coverage
Annual fee waiver for the first year (subsequent years will be waived with minimum spend of RM80,000 per year)
Complimentary green fees at selected golf clubs worldwide (subject to minimum spend of RM5,000 in the previous month and valid till 31 December 2024 with T&Cs)
Up to 40% discount on dining (exclude alcoholic drinks) at participating Marriott Bonvoy hotels and resorts in Malaysia (till 31 December 2024 with T&Cs)
Eligibility
| Minimum monthly income | RM 8,333 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | |
Fees & Charges
| Annual fee | RM 0 | Free* |
| Annual fee waiver | Yes | Free for the first year. The subsequent year's fee is waived with minimum spending of RM80,000 annually. Otherwise, RM800 annual fee is charged for the Principal Card and RM500 for the Supplementary Card |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) | 0% | Zero interest with one-time upfront handling fees of 1.88% and 3% for 6 and 12 months of tenure. For other tenures, enjoy interest rate as low as 4.50% p.a. |
| Annual fee |
RM 0 Free* |
| Annual fee waiver |
Yes Free for the first year. The subsequent year's fee is waived with minimum spending of RM80,000 annually. Otherwise, RM800 annual fee is charged for the Principal Card and RM500 for the Supplementary Card |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) |
0% Zero interest with one-time upfront handling fees of 1.88% and 3% for 6 and 12 months of tenure. For other tenures, enjoy interest rate as low as 4.50% p.a. |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Salaried Employee:
- Copy of NRIC (both sides) or Passport
- Latest BE Form with official tax receipt
- Latest 3 months' salary slip or Latest EPF Statement
Self Employed:
- Copies of Business Registration
- Latest 6 months' Bank Statement
Expatriate:
- Letter from employer confirming duration of employment contract in Malaysia
For more information, please click the links below.
Maybank Credit Cards Terms and Conditions
Maybank World Mastercard Credit Card Product Disclosure Sheet
Maybank Credit Cards Terms and Conditions
Maybank World Mastercard Credit Card Product Disclosure Sheet
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Ever needed a credit card you could take with you as you travel around the world? Well, the Maybank World Mastercard offers a wide variety of benefits and privileges for you to enjoy while you are hopping from one country to another!
Earn Maybank TreatsPoints and Maybank Treats Air Miles
The Maybank World Mastercard allows you to earn 1x TreatsPoints when you swipe your card for all utilities, insurance, education institutions, EzyPay and petrol transactions. In addition to that, you get to receive 50,000 Treats Air Miles once your card has been approved.
The Maybank World Mastercard lets you fill your passport with stamps from all around the world with its awesome rewards! By simply spending with your Maybank World Mastercard, you get to enjoy free flights when you accumulate all of your Treats Air Miles. For every RM1 made internationally or RM2 locally on retail purchases with the Maybank World Mastercard, you earn 5x Treats Air Miles. The best thing about the Treats Air Miles? They never expire! So you can start accumulating the Treats Air Miles until you earn enough to convert them into Enrich Miles, which enables you to redeem free flights.
Note: There is a certain conversion rate to convert the Treats Air Miles into Enrich Miles (Malaysia Airlines). For every 10,000 Treats Air Miles accumulated, you can convert them into 1,000 Enrich Miles.
Receive exclusive travel benefits from your Maybank World Mastercard
With the Maybank World Mastercard, you will be entitled to receive 5 complimentary passes to Plaza Premium Lounges in Malaysia, as well as participating premium lounges in other countries outside of Malaysia. At these premium lounges, you get to enjoy all the free refreshments offered alongside the various facilities.
Not only that, receive travel insurance coverage when you travel internationally. For as high as RM2 million, you can travel with ease and not worry about any mishaps such as delayed or lost luggage, as well as missed flights, under the category of travel inconveniences.
Furthermore, when you are having trouble regarding your car rentals, and booking fees, to name a few, you can contact the 24-hour concierge services while you’re travelling.
Premium privileges with the Maybank World Mastercard
If you are a regular golfer, all the more reason for you to enjoy owning the Maybank World Mastercard. Gain access to top premium golf country clubs at more than 100 selected clubs all around the globe. Feel free to bring along guests to receive a 10% discount on the green fees too! Bear in mind, that during the previous month, you would have to spend a minimum of RM5,000 to redeem the complimentary green fees.
The Maybank World Mastercard also offers up to a 40% discount when you dine at participating Marriott Bonvoy hotels and resorts, applicable for up to 10 guests per table.
Can't find what you're looking for? Read our article to find out the Best Maybank Credit Cards in Malaysia.
FAQs
FAQs
You can simply apply with us online and we will help process your application.
To be eligible for the Maybank World Mastercard as a primary cardholder, you have to be between the age of 21 to 65 years old. Alternatively, if you are out of that age range, you can apply for the supplementary card, given that you are at least 18 years old. You also have to be earning a minimum income of RM8,333 every month or RM100,000 every year.
For primary cardholders, there is an annual fee of RM800, but you won’t be charged for the first year. You are exempted from paying the annual fee if you spend a minimum amount of RM80,000 every year. The annual fee will not be waived for supplementary cardholders, instead, you will be charged with RM500 every year.
When you perform cash withdrawals, there is a fee which is RM18 or 5% from the total withdrawal amount, depending on which is higher. There is also a late payment fee if you make your payments late.
- - Free 50,000 Treats Air Miles once your card has been approved
- - Receive 10,000 Treats Air Miles and convert them into Enrich Miles
- - Earn 5x Treats Air Miles when you perform retail transactions locally or internationally
- - Enjoy special dining and golf privileges locally or internationally
- - Exclusive travel perks such as travel insurance coverage, 24/7 concierge support and complimentary Plaza Premium Lounges all over the world
The Maybank World Mastercard is mostly suitable for those who are living a luxury lifestyle due to the minimum monthly income requirement. If you are earning a decent income, you will probably be travelling often, hence, this credit card would be useful for you to earn Treats AirMiles. Ultimately, you should be travelling frequently to enjoy the full benefits of the Maybank World Mastercard. Additionally, if you love to play golf, then you’ll make full use of this credit card as well.
