Maybank Treats Air Miles
| Local | RM2: 5X Treats AirMiles |
| Overseas | RM1: 5X Treats AirMiles |
Golf Privileges
Minimum paying guest required:
|
Malaysia
Singapore Indonesia Philippines |
No paying guest required |
|
Thailand
Vietnam Cambodia |
One paying guest required |
|
Australia
China United Arab Emirates Turkey South Africa Spain USA United Kingdom France Portugal Denmark |
Two paying guests required |
Access to Plaza Premium Lounge
5x complimentary access per annum at participating Plaza Premium Lounges.
Marriott Bonvoy Participating Hotels and Resorts in Malaysia Dining Privileges
All-Day Dining at Participating Restaurants:
Speciality Restaurants:
Participating Hotels:
Le Meridian KL
Le Meridian Putrajaya
Le Meridian Kota Kinabalu
The Westin KL
The Westin Langkawi Resort & Spa
Sheraton Imperial KL
Four Points by Sheraton Puchong
Aloft KL Sentral
Element KL
Other Restaurants:
Participating Hotels:
The St Regis KL
The St Regis Langkawi
W Hotel KL
The Andaman Langkawi
Mastercard Airport Experiences provided by LoungeKey
Savour hundreds of dining offers and specially curated dining experiences, enjoy exclusive savings at top participating retailers as well and go on spa treatments before boarding.
For USD32 per person per visit, you will enjoy lounge access to more than 1000 lounges in over 500 airports worldwide.
Visit airport.mastercard.com and/or download the Mastercard Airport Experiences mobile app from the Apple Store or Android Market to easily search for participating lounges, as well as view exclusive offers from top airport dining, spa and retail merchants.
Mastercard Global Service
Emergency contact for any card-related needs 24 hours a day, 365 days a year. For help within Malaysia, call the bank at 1-800-804594. If in an emergency overseas, call 1-636-722-7111 or one of the toll-free numbers listed under Global Emergency Contacts.
MasterCard Concierge Services
Mastercard Concierge Services includes lifestyle, referral and reservation concierge services, international medical and emergency assistance services, and international travel assistance services.
Travel Insurance Coverage
Up to RM2,000,000 Travel Insurance –when you charge the ticket to your card. Exclusive to cardmembers.
| Type of Coverage | Up to |
|---|---|
| Travel Personal Accident Insurance | RM2,000,000 |
| Flight Misconnection | RM1,000 |
| Luggage Delay | RM1,000 |
| Lost Luggage | RM3,000 |
Maybank TreatsPoints
| Government Bodies / JomPAY / FPX | No TreatsPoints |
| Education Institutions | 1x Point |
| Insurance Providers | 1x Point |
| Utilities | 1x Point |
| 0% EzyPay | 1x Point |
| E-Wallet Reloads | No TreatsPoints |
| Minimum monthly income | RM 8,333 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | |
| Annual fee | RM 0 | Free* |
| Annual fee waiver | Yes | Free for the first year. The subsequent year's fee is waived with minimum spending of RM80,000 annually. Otherwise, RM800 annual fee is charged for the Principal Card and RM500 for the Supplementary Card |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) | 0% | Zero interest with one-time upfront handling fees of 1.88% and 3% for 6 and 12 months of tenure. For other tenures, enjoy interest rate as low as 4.50% p.a. |
| Annual fee |
RM 0 Free* |
| Annual fee waiver |
Yes Free for the first year. The subsequent year's fee is waived with minimum spending of RM80,000 annually. Otherwise, RM800 annual fee is charged for the Principal Card and RM500 for the Supplementary Card |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) |
0% Zero interest with one-time upfront handling fees of 1.88% and 3% for 6 and 12 months of tenure. For other tenures, enjoy interest rate as low as 4.50% p.a. |
You will need to provide several documents such as (varies between different banks):
Salaried Employee:
Self Employed:
Expatriate:
Ever needed a credit card you could take with you as you travel around the world? Well, the Maybank World Mastercard offers a wide variety of benefits and privileges for you to enjoy while you are hopping from one country to another!
The Maybank World Mastercard allows you to earn 1x TreatsPoints when you swipe your card for all utilities, insurance, education institutions, EzyPay and petrol transactions. In addition to that, you get to receive 50,000 Treats Air Miles once your card has been approved.
The Maybank World Mastercard lets you fill your passport with stamps from all around the world with its awesome rewards! By simply spending with your Maybank World Mastercard, you get to enjoy free flights when you accumulate all of your Treats Air Miles. For every RM1 made internationally or RM2 locally on retail purchases with the Maybank World Mastercard, you earn 5x Treats Air Miles. The best thing about the Treats Air Miles? They never expire! So you can start accumulating the Treats Air Miles until you earn enough to convert them into Enrich Miles, which enables you to redeem free flights.
Note: There is a certain conversion rate to convert the Treats Air Miles into Enrich Miles (Malaysia Airlines). For every 10,000 Treats Air Miles accumulated, you can convert them into 1,000 Enrich Miles.
With the Maybank World Mastercard, you will be entitled to receive 5 complimentary passes to Plaza Premium Lounges in Malaysia, as well as participating premium lounges in other countries outside of Malaysia. At these premium lounges, you get to enjoy all the free refreshments offered alongside the various facilities.
Not only that, receive travel insurance coverage when you travel internationally. For as high as RM2 million, you can travel with ease and not worry about any mishaps such as delayed or lost luggage, as well as missed flights, under the category of travel inconveniences.
Furthermore, when you are having trouble regarding your car rentals, and booking fees, to name a few, you can contact the 24-hour concierge services while you’re travelling.
If you are a regular golfer, all the more reason for you to enjoy owning the Maybank World Mastercard. Gain access to top premium golf country clubs at more than 100 selected clubs all around the globe. Feel free to bring along guests to receive a 10% discount on the green fees too! Bear in mind, that during the previous month, you would have to spend a minimum of RM5,000 to redeem the complimentary green fees.
The Maybank World Mastercard also offers up to a 40% discount when you dine at participating Marriott Bonvoy hotels and resorts, applicable for up to 10 guests per table.
Can't find what you're looking for? Read our article to find out the Best Maybank Credit Cards in Malaysia.
You can simply apply with us online and we will help process your application.
To be eligible for the Maybank World Mastercard as a primary cardholder, you have to be between the age of 21 to 65 years old. Alternatively, if you are out of that age range, you can apply for the supplementary card, given that you are at least 18 years old. You also have to be earning a minimum income of RM8,333 every month or RM100,000 every year.
For primary cardholders, there is an annual fee of RM800, but you won’t be charged for the first year. You are exempted from paying the annual fee if you spend a minimum amount of RM80,000 every year. The annual fee will not be waived for supplementary cardholders, instead, you will be charged with RM500 every year.
When you perform cash withdrawals, there is a fee which is RM18 or 5% from the total withdrawal amount, depending on which is higher. There is also a late payment fee if you make your payments late.
The Maybank World Mastercard is mostly suitable for those who are living a luxury lifestyle due to the minimum monthly income requirement. If you are earning a decent income, you will probably be travelling often, hence, this credit card would be useful for you to earn Treats AirMiles. Ultimately, you should be travelling frequently to enjoy the full benefits of the Maybank World Mastercard. Additionally, if you love to play golf, then you’ll make full use of this credit card as well.
