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OCBC Bank
OCBC 365 Mastercard®

OCBC 365 Mastercard®

RM 2,000

Minimum monthly income

RM 100

Annual fee
Waived for first year

15%

Interest rate p.a

0%

Balance transfer rate (fixed)

Product details

Features
Good for Cashback
Earn 10x OCBC$ on Shopping, Dining and Grocery spending on weekends
Earn unlimited 1x OCBC$ on Utility, Petrol and Insurance
No annual fees for the first year
5 years expiry for earned OCBC$
Eligibility
Minimum monthly income RM 2,000
Minimum age:
Cardholder 21
Supplementary Cardholder 18
Fees & Charges
Annual fee RM 100
Annual fee waiver Yes
Waived for first year
Late payment fee RM 10/1%
1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100)
Interest rate 15%
Settling minimum payment due for 12 consecutive month
Balance transfer rate (fixed) 0%
12 months Balance Transfer period
Document required to apply
OCBC 365 Mastercard®
OCBC 365 Mastercard®
Apply Now