Public Bank-AIA Visa Gold Credit Card
Public Bank-AIA Visa Gold Credit Card
RM 2,000
Minimum monthly income
RM 0
Annual fee
15%
Interest rate p.a
0%
Balance transfer rate (fixed)
Product details
Product details
Features
Good for
Cashback
0.2% cashback for your AIA Insurance Premiums
0.1% unlimited Cash MegaBonus on local and overseas retail purchases
Free for life without conditions!
Eligibility
| Minimum monthly income | RM 2,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 0 | Free for life without condition |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) | 0% | Zero interest with one-time upfront handling fees of 1%, 2.5%, 4.5%, 6.5% and 9.5% for 6-month, 12-month, 24-month, 36-month and 48-month repayment period respectively. Minimum transfer amount is RM1,000 |
| Annual fee |
RM 0 Free for life without condition |
| Annual fee waiver |
No |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) |
0% Zero interest with one-time upfront handling fees of 1%, 2.5%, 4.5%, 6.5% and 9.5% for 6-month, 12-month, 24-month, 36-month and 48-month repayment period respectively. Minimum transfer amount is RM1,000 |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Employed:
- - Latest month's salary slip
- - Latest EA statement
- - EPF statement
- - Employment letter/confirmation letter
Variable income:
Latest 6 months of the following
- - Overtime as reflected on the Payslips
- - Commissions Statements
- - Fee Statements
Latest 3 years of the following
- - Dividend Statements
- - Interest Statements
Other income:
- - Tenancy Agreements
- - Pension Statements
- - Annuities Statements
Overseas income:
- - 3 Months Payslips
- - Latest 2 years Notice of Assessment/Form IR8A/Form IR8E (for Singapore only)
- - Salary Deposits Account (reflecting the latest minimum 3 months of salary crediting - for Brunei only)
- - Employment Letter
Self-employed:
- - Latest 1-year Tax Returns/Receipts
- - Latest 6 months company CASA statement (for company directors)
Note:
Any additional income documents may be required at the absolute discretion of the Bank.
Click here to read the Public Bank-AIA Visa Gold Credit Card Terms and Conditions.
Click here to read the Public Bank-AIA Visa Gold Credit Card Product Disclosure Sheet.
