Public Bank-Petron Visa Gold Credit Card
RM 2,000
Minimum monthly income
RM 0
Annual fee
Waived for life15%
Interest rate p.a
0%
Balance transfer rate (fixed)
Public Bank-Petron Visa Gold Credit Card
RM 2,000
Minimum monthly income
RM 0
Annual fee
Waived for life
15%
Interest rate p.a
0%
Balance transfer rate (fixed)
Special Offers
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Product details
Product details
Features
Good for
Cashback & No Annual Payments
5% Cashback for >RM800 monthly on Petron (fuel and non-fuel) spend
3% Cashback for >RM500 to RM800 monthly on Petron (fuel and non-fuel) spend
2% Cashback for >RM200 to RM500 monthly on Petron (fuel and non-fuel) spend
1% Cashback for >RM100 to RM200 monthly on Petron (fuel and non-fuel) spend
0.5% for less than RM100 monthly on Petron (fuel and non-fuel) spend
Unlimited Cash Megabonus of 0.1% on other local and overseas retail purchases
Up to RM20,000 in Personal Accident Insurance
Eligibility
| Minimum monthly income | RM 2,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 0 | |
| Annual fee waiver | Yes | Waived for life |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) | 0% | Zero interest with one-time upfront handling fees of 1%, 2.5%, 4.5%, 6.5% and 9.5% for 6-month, 12-month, 24-month, 36-month and 48-month repayment period respectively. Minimum transfer amount is RM1,000 |
| Annual fee |
RM 0 |
| Annual fee waiver |
Yes Waived for life |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) |
0% Zero interest with one-time upfront handling fees of 1%, 2.5%, 4.5%, 6.5% and 9.5% for 6-month, 12-month, 24-month, 36-month and 48-month repayment period respectively. Minimum transfer amount is RM1,000 |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Employed:
- Latest month salary slip
- Latest EA statement
- EPF statement
- Employment letter/confirmation letter
Variable income:
Latest 6 months of the following
- Overtime as reflected on the Payslips
- Commissions Statements
- Fee Statements
Latest 3 years of the following
- Dividend Statements
- Interest Statements
Other income:
- Tenancy Agreements
- Pension Statements
- Annuities Statements
Overseas income:
- 3 Months Payslips
- Latest 2 years Notice of Assessment/Form IR8A/Form IR8E (for Singapore only)
- Salary Deposits Account (reflecting the latest minimum 3 months of salary crediting - for Brunei only)
- Employment Letter
Self-employed:
- Latest 1 year Tax Returns/Receipts
- Latest 6 months company CASA statement (for company directors)
Note:
Any additional income documents may be required at the absolute discretion of the Bank.
Click here to read the Public Bank-Petron Visa Gold Credit Card Terms and Conditions.
Click here to read the Public Bank-Petron Visa Gold Credit Card Product Disclosure Sheet.
