Public Bank Visa Infinite Credit Card
Public Bank Visa Infinite Credit Card
RM 8,333
Minimum monthly income
RM 0
Annual fee
15%
Interest rate p.a
0%
Balance transfer rate (fixed)
Product details
Product details
Features
Good for
Cashback, Travel & No Annual Payments
2% Cash MegaBonus for overseas retail purchases, capped at RM80 monthly
0.3% Cash MegaBonus for local retail purchases, capped at RM80 monthly
3X VIP Points when you hit a minimum monthly accumulative spend of RM5,000 on travel, dining and overseas transactions (limited offer, SMS 'PBSW' to 68333)
3X complimentary annual access to Plaza Premium Lounges in Malaysia, with a minimum accumulative retail transaction of RM1,000 within 30 days before or after each lounge access
Up to RM500,000 in travel insurance coverage
Get your online purchases covered from possible losses with an E-commerce Purchase Protection Plan worth up to USD 200 per claim
Enjoy 50% off on Will and Wasiat Writing Service fee
Eligibility
| Minimum monthly income | RM 8,333 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 0 | Free for life without condition |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) | 0% | Zero interest with one-time upfront handling fees of 1%, 2.5%, 4.5%, 6.5% and 9.5% for 6-month, 12-month, 24-month, 36-month and 48-month repayment period respectively. Minimum transfer amount is RM1,000 |
| Annual fee |
RM 0 Free for life without condition |
| Annual fee waiver |
No |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) |
0% Zero interest with one-time upfront handling fees of 1%, 2.5%, 4.5%, 6.5% and 9.5% for 6-month, 12-month, 24-month, 36-month and 48-month repayment period respectively. Minimum transfer amount is RM1,000 |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Employed:
- - Latest month's salary slip
- - Latest EA statement
- - EPF statement
- - Employment letter/confirmation letter
Variable income:
Latest 6 months of the following
- - Overtime as reflected on the Payslips
- - Commissions Statements
- - Fee Statements
Latest 3 years of the following
- - Dividend Statements
- - Interest Statements
Other income:
- - Tenancy Agreements
- - Pension Statements
- - Annuities Statements
Overseas income:
- - 3 Months Payslips
- - Latest 2 years Notice of Assessment/Form IR8A/Form IR8E (for Singapore only)
- - Salary Deposits Account (reflecting the latest minimum 3 months of salary crediting - for Brunei only)
- - Employment Letter
Self-employed:
- - Latest 1 year Tax Returns/Receipts
- - Latest 6 months company CASA statement (for company directors)
Note:
Any additional income documents may be required at the absolute discretion of the Bank.
Click here to read the Public Bank Visa Infinite Credit Card Terms and Conditions.
Click here to read the Public Bank Visa Infinite Credit Card Product Disclosure Sheet.
