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Public Bank
Public Bank Visa Platinum Credit Card

Public Bank Visa Platinum Credit Card

RM 4,167

Minimum monthly income

RM 0

Annual fee
Free for the first year and waived with minimum 12 swipes in the previous 12 months. Otherwise, RM333 for Principal Card and RM150 for Supplementary Card

15%

Interest rate p.a

0%

Balance transfer rate (fixed)

Product details

Features
Good for Cashback
0.2% unlimited Cash MegaBonus on local and overseas retail purchases
Complimentary travel insurance coverage worth up to RM500,000
Free annual fee for the first year!
50% off on Will and Wasiat Writing Service fees
Eligibility
Minimum monthly income RM 4,167
Minimum age:
Cardholder 21
Supplementary Cardholder 18
Fees & Charges
Annual fee RM 0
Free*
Annual fee waiver Yes
Free for the first year and waived with minimum 12 swipes in the previous 12 months. Otherwise, RM333 for Principal Card and RM150 for Supplementary Card
Late payment fee RM 10/1%
1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100)
Interest rate 15%
Settling minimum payment due for 12 consecutive month
Balance transfer rate (fixed) 0%
Zero interest with one-time upfront handling fees of 1%, 2.5%, 4.5%, 6.5% and 9.5% for 6-month, 12-month, 24-month, 36-month and 48-month repayment period respectively. Minimum transfer amount is RM1,000
Document required to apply

You will need to provide several documents such as (varies between different banks):

Employed:

  • - Latest month's salary slip
  • - Latest EA statement
  • - EPF statement
  • - Employment letter/confirmation letter


Variable income:
Latest 6 months of the following

  • - Overtime as reflected on the Payslips
  • - Commissions Statements
  • - Fee Statements


Latest 3 years of the following

  • - Dividend Statements
  • - Interest Statements


Other income:

  • - Tenancy Agreements
  • - Pension Statements
  • - Annuities Statements


Overseas income:

  • - 3 Months Payslips
  • - Latest 2 years Notice of Assessment/Form IR8A/Form IR8E (for Singapore only)
  • - Salary Deposits Account (reflecting the latest minimum 3 months of salary crediting - for Brunei only)
  • - Employment Letter


Self-employed:

  • - Latest 1 year Tax Returns/Receipts
  • - Latest 6 months company CASA statement (for company directors)


Note:
Any additional income documents may be required at the absolute discretion of the Bank.

Click here to read the Public Bank Visa Platinum Credit Card Terms and Conditions.
Click here to read the Public Bank Visa Platinum Credit Card Product Disclosure Sheet.

Public Bank Visa Platinum Credit Card
Public Bank Visa Platinum Credit Card
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