Minimum monthly income | RM 2,000 |
Minimum age: | |
Cardholder | 21 |
Supplementary Cardholder | 18 |
Annual fee | RM 200 | |
Annual fee waiver | Yes | Waived for the first year. Waive your next annual fees when you spend at least RM10,000 in a year |
Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
Interest rate | 15% | Settling minimum payment due for 12 consecutive months |
Balance transfer rate (fixed) | 0% | Enjoy 0% interest over 12 months with the RHB Smart Move Balance Transfer, valid until 31 December 2024. The minimum transfer amount is RM1,000 |
Annual fee |
RM 200 |
Annual fee waiver |
Yes Waived for the first year. Waive your next annual fees when you spend at least RM10,000 in a year |
Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
Interest rate |
15% Settling minimum payment due for 12 consecutive months |
Balance transfer rate (fixed) |
0% Enjoy 0% interest over 12 months with the RHB Smart Move Balance Transfer, valid until 31 December 2024. The minimum transfer amount is RM1,000 |
You will need to provide several documents such as (varies between different banks):
Depending on the nature of your job, additional documents may be required.
Salaried employees
Self-employed
For more information, you may click on the links below: