| Minimum monthly income | RM 2,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
| Annual fee | RM 200 | |
| Annual fee waiver | Yes | No annual fees for the first year. Waive the next annual fees when you spend RM20,000 in a year |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | Settling minimum payment due for 12 consecutive months |
| Balance transfer rate (fixed) | 0% | Enjoy 0% interest over 12 months with the RHB Smart Move Balance Transfer, valid until 31 December 2024. The minimum transfer amount is RM1,000 |
| Annual fee |
RM 200 |
| Annual fee waiver |
Yes No annual fees for the first year. Waive the next annual fees when you spend RM20,000 in a year |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% Settling minimum payment due for 12 consecutive months |
| Balance transfer rate (fixed) |
0% Enjoy 0% interest over 12 months with the RHB Smart Move Balance Transfer, valid until 31 December 2024. The minimum transfer amount is RM1,000 |
You will need to provide several documents such as (varies between different banks):
Depending on the nature of your job, additional documents may be required.
Salaried employees
Self-employed
For more information, you may click on the links below:
