Standard Chartered Simply Cash Credit Card
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Standard Chartered Simply Cash Credit Card
RM 3,000
Minimum monthly income
RM 0
Annual fee
Free for the first year. Thereafter, RM250 annual fee is charged for the Principal Card while it is free for the Supplementary Card
15%
Interest rate p.a
3.99%
Balance transfer rate (fixed)
Product details
Product details
Benefits
Enjoy up to 15% monthly cashback on petrol and selected eWallet, groceries plus dining spend
Maximise your monthly excursions with rebates of up to 15%!
Get extra cash at low interest rates
Enjoy extra cash from RM1,000 up to 100% of your available credit limit at low interest rates with Cash-On-Call Plus.
Flexible credit lines
Improve cash flow with Standard Chartered's Easy-Payment-Scheme, Automatic Balance Conversion, Flexi-On-Balance-Plus, Credit Card Limit Increase and many more.
Features
Good for
Cashback
Up to 15% cashback monthly on selected petrol, e-wallet, and groceries plus dining (these two fall under one category)
Enjoy digital payments via Apple Pay, Samsung Pay and Google Pay
Annual fee waiver for the first year
Get more benefits with Cash-On-Call, FlexiPay Plus and more
Eligibility
| Minimum monthly income | RM 3,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 0 | Free* |
| Annual fee waiver | Yes | Free for the first year. Thereafter, RM250 annual fee is charged for the Principal Card while it is free for the Supplementary Card |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | Per annum and for cardmembers who promptly settle their minimum payment due for 12 consecutive months, with a max cap of 18% interest dependent on cardmembers' payment behaviour |
| Balance transfer rate (fixed) | 3.99% | Up to 36 months Balance Transfer period with minimum transfer of RM1,000 and no one-time upfront handling fee |
| Annual fee |
RM 0 Free* |
| Annual fee waiver |
Yes Free for the first year. Thereafter, RM250 annual fee is charged for the Principal Card while it is free for the Supplementary Card |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% Per annum and for cardmembers who promptly settle their minimum payment due for 12 consecutive months, with a max cap of 18% interest dependent on cardmembers' payment behaviour |
| Balance transfer rate (fixed) |
3.99% Up to 36 months Balance Transfer period with minimum transfer of RM1,000 and no one-time upfront handling fee |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Salaried Employees (Private Fixed Income and Government)
- Latest detailed EPF statement (minimum of 2 years and downloaded from KWSP i-Akaun app/website)
- Latest Form B/BE with LHDN Acknowledgement Receipt
Salaried Employees (Commission earner)
- Commission statement and bank statement
- Latest Form B/BE with LHDN Acknowledgement Receipt
Business Owners
- Photo of NRIC (front/back)
- Latest Form B/BE with LHDN Acknowledgement Receipt
For existing Standard Chartered credit cardholders:
Only update your documents if you've recently had a change in your salary
Note:
Effective 13 May 2024, please ensure that "Akaun 3" is shown in the downloaded EPF statement.
