UOB Lady's Card
UOB Lady's Card
RM 5,000
Minimum monthly income
RM 128
Annual fee
15%
Interest rate p.a
0%
Balance transfer rate (fixed)
Special Offers
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Product details
Product details
Benefits
Features and Benefits: UOB Lady's Card UNIRM Points
| UNIRinggit Rewards Points | Spend Categories | Capped Amount/Conditions |
|
10X UNIRM points per RM1 |
Online or in-store fashion spend |
Lady's Platinum Card: 15,000 UNIRM per month Maximum 20,000 UNIRM* per month for the total Lady's cardmember base (inclusive of UOB Lady's Solitaire Card *based on a first-come, first-served basis *T&Cs apply |
|
5X UNIRM points per RM1 |
Online or in-store supermarket spend |
Lady's Platinum Card: 15,000 UNIRM per month Maximum 20,000 UNIRM* per month for the total Lady's cardmember base (inclusive of UOB Lady's Solitaire Card *based on a first-come, first-served basis *T&Cs apply |
|
1X UNIRM points per RM1 |
All other retail spend | None |
Features
Good for
Rewards/Offers
10x UNIRM points on online or in-store fashion purchases
5x UNIRM points on online or in-store supermarket purchases
1X UNIRM points on all other retail spend
Put your new luxury (jewelries, shoes or bags) or wellness (spa, health practitioners) spend worth RM2,000 or more on a 6 or 12-month 0% instalment payment plan (RM4,000 single receipt, 12 month instalment for wellness spend)
Eligibility
| Minimum monthly income | RM 5,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 128 | |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | For cardmembers who promptly settle Minimum Payment Due by the respective Payment Due Date for 12 months within the last 12 consecutive months |
| Balance transfer rate (fixed) | 0% | Zero interest with one-time upfront handling fees of 3%, 4% and 5% for 6-month, 12-month and 18-month repayment period respectively. Minimum transfer amount is RM1,000 |
| Annual fee |
RM 128 |
| Annual fee waiver |
No |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% For cardmembers who promptly settle Minimum Payment Due by the respective Payment Due Date for 12 months within the last 12 consecutive months |
| Balance transfer rate (fixed) |
0% Zero interest with one-time upfront handling fees of 3%, 4% and 5% for 6-month, 12-month and 18-month repayment period respectively. Minimum transfer amount is RM1,000 |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Employees
- Photocopy of NRIC (both sides)
- Latest 3 month's salary slips OR
- Latest EPF statement
- Personal bank statement showing salary credited (at least 6 months)
- Latest income tax return with LHDN receipt
Self-Employed
- Photocopy of NRIC (both sides)
- Form 9, 24 & 49 OR
- Business Registration Certificate
- Latest income tax return with LHDN receipt
- Latest 6 months company bank statements (showing business turnover)
Click here to read the UOB Lady's Card Terms and Conditions.
Click here to read the UOB Lady's Card Product Disclosure Sheet.
