UOB ONE Card
UOB ONE Card
RM 2,000
Minimum monthly income
RM 120
Annual fee
15%
Interest rate p.a
0%
Balance transfer rate (fixed)
Special Offers
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Product details
Product details
Features
Good for
Cashback
Get 10% cashback (capped at RM10 for ONE Classic and RM15 for ONE Platinum) on petrol, dining, selected grocers and Grab transactions when you meet the minimum spend requirement of RM500 for ONE Classic and RM1,500 for ONE Platinum per statement month
Get 0.2% cashback on petrol, dining, selected groceries and Grab transactions if you don't meet the minimum spend requirement per statement month
Unlimited 0.2% cashback on all other retail purchases, no minimum spend required
Eligibility
| Minimum monthly income | RM 2,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 120 | RM120 for Classic, RM195 for Platinum |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | For cardmembers who promptly settle Minimum Payment Due by the respective Payment Due Date for 12 months within the last 12 consecutive months |
| Balance transfer rate (fixed) | 0% | Zero interest with one-time upfront handling fees of 3%, 4% and 5% for 6-month, 12-month and 18-month repayment period respectively. Minimum transfer amount is RM1,000 |
| Annual fee |
RM 120 RM120 for Classic, RM195 for Platinum |
| Annual fee waiver |
No |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% For cardmembers who promptly settle Minimum Payment Due by the respective Payment Due Date for 12 months within the last 12 consecutive months |
| Balance transfer rate (fixed) |
0% Zero interest with one-time upfront handling fees of 3%, 4% and 5% for 6-month, 12-month and 18-month repayment period respectively. Minimum transfer amount is RM1,000 |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Employees
- Photocopy of NRIC (both sides)
- Latest 3 month's salary slips OR
- Latest EPF statement
- Personal bank statement showing salary credited (at least 6 months)
- Latest income tax return with LHDN receipt
Self Employed
- Photocopy of NRIC (both sides)
- Form 9, 24 & 49 OR
- Business Registration Certificate
- Latest income tax return with LHDN receipt
- Latest 6 months company bank statements (showing business turnover)
