UOB PRVI Miles Elite Card

Earn 12X UNIRM for every RM1 spent overseas in Singapore, Thailand, Vietnam and Indonesia

Earn 10X UNIRM for every RM1 spent in other countries

Earn 5X UNIRM for every RM1 airline spend

Earn 1X UNIRM for every RM1 spent locally

Get an additional 60,000 UNIRM as a bonus when you pay for your annual fee

Redeem 1,000 Enrich, KrisFlyer or Asia Miles for 12,000 UNIRM

Enjoy 8X complimentary access to Plaza Premium Lounge across 16 airports in 8 countries and territories

Get a complimentary ride home from KLIA1 when you make at least 3 retail overseas spend per month

Up to RM300,000 of complimentary personal accident coverage (includes overseas medical and travel, plus COVID-19 and purchase coverage)

Redeem gifts or vouchers via UNIRinggit Rewards Catalogue or offset purchases by paying with UNIRM

2.4 air miles for every RM1 spent on Agoda in Singapore Dollar, Thai Baht, Vietnamese Dong and Indonesian Rupiah

2.25 air miles for every RM1 spent on Agoda in other foreign currencies

1.5 air miles for every RM1 spent on Agoda in Ringgit Malaysia

The air miles earned via Agoda spending are awarded as convertible UNIRM

UNIRM Points	Spend Categories
12X UNIRM per RM1	Overseas transactions made in Singapore, Thailand, Vietnam and Indonesia
10X UNIRM per RM1	Overseas transactions made in other countries
5X UNIRM per RM1	Airline transactions
1X UNIRM per RM1	Local transactions

Annual fee	RM 600
Late payment fee	RM 10/1%	1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100)
Interest rate	15%	For cardmembers who promptly settle Minimum Payment Due by the respective Payment Due Date for 12 months within the last 12 consecutive months
Balance transfer rate (fixed)	0%	Enjoy zero interest with one-time upfront handling fees starting from 0% for 6 months and 1% for 12 months. The minimum transfer amount is RM1,000.

Annual fee	RM 600
Annual fee waiver	No
Late payment fee	RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100)
Interest rate	15% For cardmembers who promptly settle Minimum Payment Due by the respective Payment Due Date for 12 months within the last 12 consecutive months
Balance transfer rate (fixed)	0% Enjoy zero interest with one-time upfront handling fees starting from 0% for 6 months and 1% for 12 months. The minimum transfer amount is RM1,000.

Special Offers