UOB World Card
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RM 5,000
Minimum monthly income
RM 600
Annual fee
15%
Interest rate p.a
0%
Balance transfer rate (fixed)
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UOB World Card
RM 5,000
Minimum monthly income
RM 600
Annual fee
15%
Interest rate p.a
0%
Balance transfer rate (fixed)
Special Offers
Win the iPad Pro M4 OR get RM600 Touch 'n Go eWallet Credits guaranteed when you apply, activate, and spend with UOB Credit Cards via CompareHero today. Check Terms and Conditions here: https://comparehero.link/UOBK2411W31
Product details
Product details
Benefits
Features and Benefits: UOB World Card UNIRM
| UNIRM | Spend Categories | Capped Amount |
| 12X UNIRM per RM1 | Selected e-commerce (iTunes) and e-wallet reload (TnG, Boost and BigPay) | RM300 per merchant 1X UNIRM for every RM1 spend after the cap |
| 5x UNIRM per RM1 | Supermarket/hypermarket and selected department stores | RM3,000 1X UNIRM for every RM1 spend after the cap |
| 5x UNIRM per RM1 | Overseas | RM24,000 1X UNIRM for every RM1 spend after the cap |
| 1x UNIRM per RM1 | Local | None |
Features
Good for
Rewards/Offers
Earn 12X UNIRM on selected e-commerce spend like iTunes and e-wallet reload (TnG, Boost and BigPay) capped at RM300 per merchant. 1X UNIRM for every RM1 applies after the cap.
Earn 5X UNIRM on supermarket/hypermarket, selected department store and overseas spend. Capped conditions apply.
Get bonus points up to 125,000 UNIRM when you make an annual spend of RM48,000
Enjoy 6X complimentary access to Plaza Premium Lounge at KLIA1 and KLIA2
Complimentary overseas personal accident coverage of RM50,000 (includes purchase protection)
Eligibility
| Minimum monthly income | RM 5,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 600 | |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | For cardmembers who promptly settle Minimum Payment Due by the respective Payment Due Date for 12 months within the last 12 consecutive months |
| Balance transfer rate (fixed) | 0% | Zero interest with one-time upfront handling fees of 3%, 4% and 5% for 6-month, 12-month and 18-month repayment period respectively. Minimum transfer amount is RM1,000 |
| Annual fee |
RM 600 |
| Annual fee waiver |
No |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% For cardmembers who promptly settle Minimum Payment Due by the respective Payment Due Date for 12 months within the last 12 consecutive months |
| Balance transfer rate (fixed) |
0% Zero interest with one-time upfront handling fees of 3%, 4% and 5% for 6-month, 12-month and 18-month repayment period respectively. Minimum transfer amount is RM1,000 |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Employees
- Photocopy of NRIC (both sides)
- Latest 3 month's salary slips OR
- Latest EPF statement
- Personal bank statement showing salary credited (at least 6 months)
- Latest income tax return with LHDN receipt
Self-Employed
- Photocopy of NRIC (both sides)
- Form 9, 24 & 49 OR
- Business Registration Certificate
- Latest income tax return with LHDN receipt
- Latest 6 months company bank statements (showing business turnover)
Click here to read the UOB World Card Terms and Conditions.
Click here to read the UOB World Card Product Disclosure Sheet.
