UOB Zenith Card
UOB Zenith Card
RM 16,000
Minimum monthly income
RM 1,000
Annual fee
15%
Interest rate p.a
0%
Balance transfer rate (fixed)
Special Offers
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Product details
Product details
Benefits
UNIRM Categories:
| UNIRM | Spend Categories |
| 2X UNIRM | Overseas |
| 1X UNIRM | Local |
Features
Good for
Travel & Rewards/Offers
Earn 2X UNIRM for every RM1 overseas spend
Earn 1X UNIRM for every RM1 local spend
Get 250,000 UNIRM as a bonus when you spend RM240,000 and above annually
Enjoy 12X complimentary access per calendar year to Plaza Premium Airport Lounge and its affiliate partners (including access to the private lounge at KLIA1)
Get a complimentary ride home from KLIA1 when you make at least 3 retail overseas spend per month
Enjoy 1 night stay for free at any hotel booked via UOB Zenith Concierge for a minimum stay of 4 consecutive nights
Have exclusive access to Zenith Concierge services for inquiries on car rental, travel, dining and golfing arrangements, among others
Eligibility
| Minimum monthly income | RM 16,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 1,000 | |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | For cardmembers who promptly settle their Minimum Payment Due by the respective Payment Due Date for 12 months within the last 12 consecutive months |
| Balance transfer rate (fixed) | 0% | Enjoy zero interest with one-time upfront handling fees starting from 0% for 6 months and 1% for 12 months. The minimum transfer amount is RM1,000. |
| Annual fee |
RM 1,000 |
| Annual fee waiver |
No |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% For cardmembers who promptly settle their Minimum Payment Due by the respective Payment Due Date for 12 months within the last 12 consecutive months |
| Balance transfer rate (fixed) |
0% Enjoy zero interest with one-time upfront handling fees starting from 0% for 6 months and 1% for 12 months. The minimum transfer amount is RM1,000. |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Employees
- Photocopy of NRIC (both sides)
- Latest 3 month's salary slips OR
- Latest EPF statement
- Personal bank statement showing salary credited (at least 6 months)
- Latest income tax return with LHDN receipt
Self-Employed
- Photocopy of NRIC (both sides)
- Form 9, 24 & 49 OR
- Business Registration Certificate
- Latest income tax return with LHDN receipt
- Latest 6 months company bank statements (showing business turnover)
Click here to read the UOB Zenith Card Terms and Conditions.
Click here to read the UOB Zenith Card Product Disclosure Sheet.
