• - The annual fee for Visa Infinite Card is waived upon spending RM50,000/year and more
• - The annual fee for Lady’s Solitaire Mastercard is waived upon spending RM30,000/year and more
• - The RM7.50/month fee for EVOL Card is waived upon a minimum of 1 retail transaction made per calendar month

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Features & Benefits

• 8% cashback on Sustainable Merchants spend (capping up to RM50 per month)
• 5% cashback on Entertainment, Online and Contactless parking spend (capping up to RM50 per month)
• 5% cashback on E-wallet spend (capping of RM15 per month)
• 0% Easi-Payment Plan for any foreign currency spend of a minimum RM3,000 (single or accumulated receipt/s) and convert to 3 monthly repayments at 0% interest, T&C apply
• Built-in visa contactless payment feature
• Exclusive UOB discounts and privileges for dining, shopping, health & beauty, travel & lifestyle
• 20 days interest-free period

Eligibility

• Minimum annual income: RM36,000
• Minimum age: 21 years old (principal cardholder)
• Minimum age: 18 years old (supplementary cardholder)

Fees & Charges

• Interest rates: 15% p.a. - 18% p.a.
• Minimum monthly repayment: 5% of the outstanding balance or a minimum of RM50, whichever is higher
• Late payment fee: 1% of the outstanding balance or RM10, whichever is higher up to RM100
• Principal card annual fee: RM90 per annum (1st-year waiver and a subsequent monthly fee of RM7.50 is waived upon 1 retail transaction per calendar month)
• Supplementary card annual fee: RM30 per annum (2 years waiver)
• Cash advance rates: 18% p.a. calculated on a daily rest basis
• Cash advance fee: 5% or RM20 per withdrawal, whichever is higher
• Balance transfer rates: 18% p.a.
• Over limit fee: N/A
• Annual service tax: RM25

Cash Back Tiers

• Tier 1
  • Minimum spend: RM1,000
  • Maximum cashback: RM30 for all spend, RM15 for e-wallet transactions
• Tier 2
  • Minimum spend: R2,000
  • Maximum cashback: RM50 for all spend, RM15 for e-wallet transactions

Reference

1. UOB EVOL Credit Card Terms & Conditions
2. UOB EVOL Product Disclosure Sheet

CLICK HERE TO APPLY

Features & Benefits

• 5X UNIRinggit for every RM1 spent on airlines, hotels, travel agencies and overseas (online purchases)
• An additional 2,000 UNIRinggit points when you make at least 3 retail purchases worth RM10 or more per month
• Enjoy 50% off Grab rides to and from the airport with promo code "PRVIRIDE"
• Enjoy 0% Easi-Payment Plan for Education and Overseas spend
• Other exclusive travel privileges from UOB Privileges Passport, enjoy special offers and discounts for your dining, shopping and travelling around the world
• Redeem any rewards of your choice from the UOB UNIRinggit Rewards Catalogue

Eligibility

• Minimum annual income: RM60,000
• Minimum age: 21 years old (principal cardholder)
• Minimum age: 18 years old (supplementary cardholder)

Fees & Charges

• Interest rates: 15% p.a. - 18% p.a.
• Minimum monthly repayment: 5% of the outstanding balance or a minimum of RM50, whichever is higher
• Late payment fee: 1% of the outstanding balance or RM10, whichever is higher up to RM100
• Principal card annual fee: RM198
• Supplementary card annual fee: RM30
• Cash advance rates: 18% p.a. calculated on a daily rest basis
• Cash advance fee: 5% or RM20 per withdrawal, whichever is higher
• Balance transfer rates: 18% p.a.
• Over limit fee: N/A
• Annual service tax: RM25

CLICK HERE TO APPLY

Features & Benefits

• Up to 10% cashback (capped at RM100 per statement month) on petrol, dining, selected groceries and Grab purchases when you meet the minimum spend requirement of RM500 per statement month
• Up to 0.2% cashback (capped at RM100 per statement month) on petrol, dining, selected groceries and Grab purchases if you don't meet the minimum spend requirement
• Up to 0.2% cashback on all other retail purchases, no minimum spend requirement and no cashback limit
• No minimum purchase requirement to receive cash rebates
• Enjoy exclusive travel, leisure, health & beauty discounts and privileges
• 0% Overseas Easi-Payment Plan for overseas (RM3,000 and up) and medical (RM1,000 and up) spend
• 20 days interest-free period

Eligibility

• Minimum annual income for UOB ONE Card: RM24,000
• Minimum annual income for UOB ONE Platinum Card: RM60,000
• Minimum age - 21 years old

Fees & Charges

• Interest rates: 15% p.a. - 18% p.a.
• Minimum payment: 5% of the outstanding balance or RM50, whichever is higher
• Late payment charge: minimum RM10 or 1% of the total outstanding balance, up to a maximum of RM100
• Cash advance interest: 18% p.a. calculated daily
• Cash advance fee: 5% of the amount withdrawn or minimum RM20, whichever is higher
• Annual service tax: RM25 per card

 Cash Back Rates for UOB ONE Card and UOB ONE Platinum Card

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CLICK HERE TO APPLY

Features & Benefits

• 10x UNIRM rewards points on online or in-store fashion purchases
• 5x UNIRM rewards points on online or in-store grocery purchases and overseas purchases using foreign currencies (Lady's Solitaire Card only) 
• LuxePay Plan - convert your luxury purchase worth RM2,000 or more into a 6 or 12-month 0% p.a. instalment payment plan
• 0% Overseas Easi-Payment Plan - spend in any foreign currency of at least equivalent to RM3,000 in a single or accumulated receipt(s) and convert to 3 monthly repayments at 0% p.a. interest
• Travel protection coverage up to RM500,000 for UOB Lady's Solitaire Card principal or supplementary cardmember, spouse and child
• 30-day purchase protection plan up to RM30,000 coverage against theft or accidental damage for purchases made with your UOB Lady's Solitaire Card   
• Other exclusive deals and discounts for dining & entertainment, fashion & shopping, beauty & wellness, travel & lifestyle
• 20 days interest-free period

Eligibility

• UOB Lady's Card: minimum annual income RM60,000
• UOB Lady's Solitaire Card: minimum annual income RM120,000
• Exclusively for ladies 
• Minimum age for principal cardholder: 21 years old
• Minimum age for supplementary cardholder: 18 years old

Fees & Charges

• Interest rates: 15% p.a. - 18% p.a.
• Minimum payment: 5% of the outstanding balance or RM50, whichever is higher
• Late payment charge: RM10 or 1% of the total outstanding balance, whichever is higher, capped at RM100
• Cash advance rates: 18% p.a. daily interest
• Cash advance fees: 5% of the amount withdrawn or a minimum RM20, whichever is higher
• Annual service tax: RM25 per card

CLICK HERE TO APPLY

Features & Benefits

• 10X UNIRinggit points for overseas spending using foreign currencies
• 5X UNIRinggit points for local dining spend (minimum RM1,000 spent monthly)
• Activate your UOB VISA Infinite Card and spend a minimum of RM5,000 within 60 days from the card approval date to receive 50,000 UNIRinggit
• Enjoy 12X complimentary limousine services to KLIA/KLIA2 when you spend RM5,000 in 30 days using your UOB VISA Infinite Card
• 20% off TBR Luxury Airport Transfer Service (Overseas)
• 25% off fast-track immigration speed pass at over 450 international airports
• Redeem double the air miles during your birthday month using UNIRinggit reward points that you have earned, T&C apply
• Complimentary travel insurance coverage of up to RM500,000
• 0% interest EPP for education, medical fees or luxury purchases of up to RM10,000 with a 12-month repayment term
• 0% interest Easi-Payment Plan for overseas, hotels, travel agencies and airline spend of RM3,000 and above with a 3-month repayment term
• Visa Infinite Concierge Services
• Redeem any reward of your choice with UNIRinggit including dining vouchers, shopping vouchers, air miles, annual fee waiver and more!

Eligibility

• Minimum annual income: RM120,000
• Minimum age: 21 years old (principal card)
• Minimum age: 18 years old (supplementary card)

Fees & Charges

• Principal card annual fee: RM600 (waived upon annual spending of RM50,000 and above)
• Supplementary card annual fee: RM300 (waived upon annual spending of RM50,000 and above)
• Interest rates: 15% p.a. - 18% p.a.
• Minimum monthly repayment: 5% of the outstanding balance or a minimum of RM50, whichever is higher
• Late payment fee: 1% of the outstanding balance or RM10, whichever is higher up to RM100
• Cash advance rates: 18% p.a. calculated on a daily rest basis
• Cash advance fee: 5% or RM20 per withdrawal, whichever is higher
• Balance transfer rates: 18% p.a.
• Over limit fee: N/A
• Annual service tax: RM25

CLICK HERE TO APPLY

Features & Benefits

• 5X UNIRinggit points for dining, entertainment and grocery spend
• 3X UNIRinggit points for every petrol and recurring transactions
• 0% Overseas Easi-Payment Plan for a single or accumulated receipt worth at least RM3,000 to convert to a 0% interest 3-month repayment

Eligibility

• Minimum annual income: RM36,000
• Minimum age: 21 years old (principal card)
• Minimum age: 18 years old (supplementary card)

Fees & Charges

• Principal card annual fee: RM198
• Supplementary card annual fee: RM30
• Interest rates: 15% p.a. - 18% p.a.
• Minimum monthly repayment: 5% of the outstanding balance or a minimum of RM50, whichever is higher
• Late payment fee: 1% of the outstanding balance or RM10, whichever is higher up to RM100
• Cash advance rates: 18% p.a. calculated on a daily rest basis
• Cash advance fee: 5% or RM20 per withdrawal, whichever is higher
• Balance transfer rates: 18% p.a.
• Over limit fee: N/A
• Annual service tax: RM25

There are 3 simple ways to apply for UOB Balance Transfer

• Complete the application form, attach a photocopy of your other bank account & card statements and send it via fax or mail to UOB
• Make a phone call to the 24-hour UOB Call Centre
• SMS UOBBT to 66300

Life is more enjoyable when you have financial freedom! Get extra cash with UOB Flexi Credit Plan and enjoy amazingly low rates and flexible repayment plans of up to 24 months.

• Low interest rate at 9.2% per annum
• Fast processing time
• Flexible tenures of up to 24 months

Overview

• Stop worrying and start living your life! UOB Cash Advance offers instant cash anywhere, anytime. It’s so simple and convenient!
• Fees & Interest
• Cash Advance Fee
• 5% or RM20, (whichever is higher) for each Cash Advance Withdrawal.

Bank-to-bank

• Walk in to any other banks' branches and apply for Cash Advance using your credit card.

UOB Personal Internet Banking

• Transfer the fund online from your UOB Credit Card to your UOB savings / current account.

Personal Identification Number (PIN)

• To withdraw money using your UOB credit card at any ATM, you have to use your UOB credit card PIN. You can request for PIN by calling UOB's 24-hour Call Centre.

• 0% interest for your shopping
• Enjoy 0% Easi-Payment Plan when you apply for a new UOB Credit Cards with CompareHero.my
• Convert your UOB Card Purchases into easy monthly instalments and enjoy upfront interest as low as 2%. You can even bundle up more than one purchases and convert them to UOB Easi-Payment Plan

Upfront Interest

• 6 months - 2%
• 12 months - 3%
• 18 months - 4%

• UOB offers a variety of products and services, and maintains high global standards for customer service and innovation. 
• Under personal banking, customers can choose from a selection of loans, deposits, cards, and investments. 
• Business entities can take advantage of its cash management, custody services, merchant, and other global services. 
• The bank is well recognized in the industry. In 2014, it received 11 awards from AsiaMoney and the Most Admired ASEAN Enterprise for ASEAN Centricity from ASEAN Business Advisory Council.